Putnam County WV
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage statistics and lending data for the Putnam County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Putnam County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,301
Total Mortgage Loan Application Amount $476,029,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $4,100,000
Average Applicant Income $77,000
Highest Applicant Income $1,900,000

Mortgage Company List for Lending in Putnam County WV for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,893,976,000 347 $ 39,840,000
PUTNAM COUNTY BANK
P.O. BOX 308
HURRICANE, WV 25526
* $ 603,197,000 283 $ 40,478,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 230 $ 32,735,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 218 $ 31,902,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,266,125,000,000 206 $ 36,739,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 197 $ 12,891,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 154 $ 28,279,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 142 $ 19,671,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ 12,167,000 104 $ 18,751,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 312,134,000 68 $ 9,077,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,313,401,000,000 67 $ 8,352,000
PIONEER WEST VIRGINIA
1316 KANAWHA BLVD., E.
CHARLESTON, WV 25301
* $ 148,550,000 65 $ 7,702,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 58 $ 8,151,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,932,825,000 51 $ 11,718,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 49 $ 5,545,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 49 $ 5,385,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 313,661,000 46 $ 7,551,000
WEST VIRGINIA FEDERAL CREDIT UNION
318 5TH AVENUE
SOUTH CHARLESTON, WV 25303
* $ 169,402,000 44 $ 6,992,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 43 $ 7,147,000
ROCK BRANCH COMMUNITY BANK
PO BOX 219
NITRO, WV 25143
* $ 74,109,000 32 $ 2,779,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 32 $ 5,782,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 30 $ 2,030,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 29 $ 5,240,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 27 $ 4,922,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 27 $ 3,303,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 26 $ 3,654,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 24 $ 3,758,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 23 $ 3,817,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 22 $ 3,915,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 757,444,000 22 $ 2,373,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 14,069,057,000 20 $ 3,571,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 6,065,555,000 20 $ 8,670,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 164,922,000 19 $ 2,758,000
HUNTINGTON FEDERAL SAVINGS BANK
1049 5TH AVE
HUNTINGTON, WV 25701
* $ 541,331,000 17 $ 1,974,000
PEOPLES FEDERAL CREDIT UNION
419 FIRST AVENUE SOUTH
NITRO, WV 25143
* $ 96,027,000 17 $ 2,323,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 16 $ 756,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 14 $ 2,004,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,891,810,000 12 $ 662,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 11 $ 1,636,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 11 $ 1,882,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,590,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 10 $ 1,872,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 10 $ 1,756,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 10 $ 1,625,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 9 $ 1,518,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 9 $ 1,865,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 8 $ 996,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 8 $ 1,043,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 8 $ 1,671,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 1,057,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 7 $ 929,000
CAMC FEDERAL CREDIT UNION
3400 MACCORKLE AVENUE SE
CHARLESTON, WV 25304
* $ 56,721,000 7 $ 778,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 7 $ 1,287,000
THE STATE CREDIT UNION
2200 WASHINGTON STREET, EAST,
CHARLESTON, WV 25311
* $ 55,023,000 7 $ 855,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 6 $ 746,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 6 $ 654,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 763,188,000 6 $ 1,208,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 6 $ 849,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 5 $ 697,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 764,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 5 $ 678,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 5 $ 664,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 5 $ 984,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 4 $ 302,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 449,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 4 $ 30,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 726,507,000 4 $ 661,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 4 $ 650,000
FIRST BANK OF CHARLESTON, INC.
201 PENNSYLVANIA AVE
CHARLESTON, WV 25302
* $ 205,480,000 4 $ 941,000
DESCO
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 270,752,000 4 $ 981,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ 1,000,000,000 4 $ 607,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 4 $ 585,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,105,077,000 4 $ 501,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 4 $ 581,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 4 $ 1,341,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 619,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
TORRANCE, CA 90501
* $ 1,838,511,000 3 $ 337,000
SUMMIT COMMUNITY BANK, INC.
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,380,775,000 3 $ 703,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 390,000
CITIZENS DEPOSIT BANK & TRUST
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 374,958,000 3 $ 431,000
UNIVERSAL FEDERAL CREDIT UNION
317 31ST STREET
HUNTINGTON, WV 25705
* $ 72,985,000 3 $ 307,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,617,126,000 3 $ 217,000
MEMBERS CHOICE WV FEDERAL CREDIT UNION
201 OHIO AVENUE
CHARLESTON, WV 25302
* $ 85,991,000 3 $ 42,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 3 $ 849,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 108,102,000 2 $ 235,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,911,841,000 2 $ 393,000
CLAY COUNTY BANK, INC.
PO BOX 239
CLAY, WV 25125
* $ 78,958,000 2 $ 63,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 2,518,046,000 2 $ 526,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 368,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 292,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 2 $ 62,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ 710,000 2 $ 227,000
FIRST SENTRY BANK, INC.
823 EIGHTH STREET
HUNTINGTON, WV 25701
* $ 493,452,000 2 $ 529,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,376,094,000 2 $ 570,000
POTOMAC MORTGAGE GROUP INC
4035 RIDGE TOP ROAD, #100
FAIRFAX, VA 22030
* $ 10,000,000 2 $ 950,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 2 $ 202,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 402,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 230,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 768,613,000 1 $ 206,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 187,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 1 $ 119,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 86,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 308,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 962,277,000 1 $ 151,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 224,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 138,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 183,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 253,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 204,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 163,000
IBM SOUTHEAST EMP CREDIT UNION
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 841,255,000 1 $ 98,000
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 900,762,000 1 $ 26,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 196,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 99,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 90,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 270,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 97,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 243,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 212,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 274,539,000 1 $ 255,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,743,288,000 1 $ 23,000
FITZSIMONS FEDERAL CREDIT UNION
2201 N FITZSIMONS PKWY
AURORA, CO 80045
* $ 163,029,000 1 $ 80,000
FIRST NATIONAL BANK OF LAYTON
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 1 $ 158,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,668,374,000 1 $ 126,000
PREMIA MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 305,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 180,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 188,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Putnam County WV in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,503 $225,157,000 $149,000 $4,100,000 $82,000 $1,900,000
Home Purchase 1,491 $235,618,000 $158,000 $3,188,000 $73,000 $780,000
Home Improvement 307 $15,254,000 $49,000 $470,000 $74,000 $399,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,840 $398,333,000 $140,000 $945,000 $80,000 $1,900,000
Not applicable 198 $38,106,000 $192,000 $4,100,000 $27,000 $256,000
Not Provided 193 $28,730,000 $148,000 $565,000 $80,000 $449,000
Black or African American 29 $4,353,000 $150,000 $335,000 $76,000 $352,000
Asian 17 $3,310,000 $194,000 $730,000 $147,000 $630,000
Hispanic 14 $1,710,000 $122,000 $320,000 $79,000 $394,000
Native Hawaiian or Other Pacific Islander 7 $1,010,000 $144,000 $308,000 $153,000 $399,000
American Indian or Alaskan Native 3 $477,000 $159,000 $225,000 $77,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,578 $361,196,000 $140,000 $4,100,000 $83,000 $1,900,000
FHA-insured (Federal Housing Administration) 350 $52,820,000 $150,000 $276,000 $59,000 $171,000
VA-guaranteed (Veterans Administration) 214 $40,584,000 $189,000 $456,000 $59,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 159 $21,429,000 $134,000 $303,000 $43,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,921 $294,782,000 $153,000 $4,100,000 $86,000 $1,900,000
Application Denied By Financial Institution 624 $72,942,000 $116,000 $3,188,000 $65,000 $624,000
Loan Purchased By The Institution 346 $53,846,000 $155,000 $1,054,000 $54,000 $294,000
Application Approved But Not Accepted 188 $19,449,000 $103,000 $755,000 $71,000 $449,000
Application Withdrawn By Applicant 173 $27,788,000 $160,000 $759,000 $81,000 $424,000
File Closed For Incompleteness 49 $7,222,000 $147,000 $525,000 $75,000 $230,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 167 $14,791,000 $88,000 $881,000 $64,000 $356,000
Collateral 85 $11,027,000 $129,000 $565,000 $87,000 $541,000
Debt-To-Income Ratio 67 $7,865,000 $117,000 $400,000 $49,000 $141,000
Credit Application Incomplete 66 $9,966,000 $151,000 $417,000 $82,000 $290,000
Other 18 $1,960,000 $108,000 $270,000 $93,000 $197,000
Unverifiable Information 12 $1,861,000 $155,000 $304,000 $82,000 $239,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,076,000 $119,000 $284,000 $80,000 $160,000
Employment History 2 $415,000 $207,000 $260,000 $28,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List