Reno County, KS Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 1,658 mortgage applications in Reno County, KS totaling $169.6 million, down 15% from 2017. The average application was for $102,000, and applicants reported an average income of $70,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was Heartland Credit Union, with 290 applications, followed by Primary Residential Mortgage, Inc. and Central Bank and Trust Co..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,658
Total Mortgage Loan Application Amount $169,630,000
Average Mortgage Loan Application Amount $102,000
Highest Mortgage Loan Application Amount $4,165,000
Average Applicant Income $70,000
Highest Applicant Income $1,076,000

Mortgage Company List for Lending in Reno County, KS for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ 306,066,000 290 $ 25,110,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 187 $ 21,145,000
Central Bank and Trust Co.
700 EAST 30TH
HUTCHINSON, KS 67502
* $ 323,108,000 167 $ 12,245,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 74 $ 7,160,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 61 $ 7,405,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 805,442,000 45 $ 2,085,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 40 $ 4,890,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 29 $ 4,095,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 349,244,000 24 $ 1,440,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 23 $ 2,515,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 23 $ 2,265,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 2,215,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 22 $ 2,420,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 22 $ 2,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 21 $ 1,875,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 20 $ 2,520,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ 104,567,000 19 $ 1,445,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,727,667,000 17 $ 2,065,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 17 $ 2,115,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 16 $ 1,520,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 15 $ 1,905,000
First Bank of Newton
128 E BROADWAY
NEWTON, KS 67114
* $ 196,420,000 15 $ 1,135,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,794,779,000 13 $ 1,725,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 13 $ 1,325,000
Kanza Bank
2233 N GREENWICH RD
WICHITA, KS 67226
* $ 216,160,000 12 $ 1,140,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 12 $ 920,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 5,117,173,000 11 $ 665,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ 230,792,000 11 $ 975,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 1,105,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 11 $ 1,545,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 10 $ 1,430,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 10 $ 900,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,767,492,000 9 $ 695,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 9 $ 975,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 9 $ 855,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 9 $ 775,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 8 $ 320,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 8 $ 870,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 281,431,000 8 $ 760,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 8 $ 390,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,340,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 165,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 7 $ 945,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 6 $ 630,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 6 $ 1,370,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 300,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ 441,390,000 5 $ 525,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,009,287,000 5 $ 365,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 9,380,854,000 5 $ 305,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 5 $ 175,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 5 $ 365,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,264,116,000 5 $ 355,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 695,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 5 $ 655,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 4 $ 270,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 4 $ 270,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 290,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 470,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 4 $ 430,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 4 $ 330,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 520,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 962,643,000 4 $ 300,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 3 $ 435,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 3 $ 285,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 265,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,099,773,000 3 $ 645,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 3 $ 605,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 3 $ 455,000
The Citizens State Bank of Cheney, Kansas
PO BOX 509
CHENEY, KS 67025
* $ 57,724,000 3 $ 235,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 455,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 270,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 2 $ 180,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 2 $ 280,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 150,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 390,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 310,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,026,120,000 2 $ 250,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 100,000
Garden Plain State Bank
PO BOX 75009
WICHITA, KS 67275
* $ 92,007,000 2 $ 310,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 2 $ 250,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 2 $ 140,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 610,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 2 $ 50,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 250,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 450,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 2 $ 660,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 2 $ 110,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 2 $ 140,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 130,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,678,712,000 2 $ 220,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 2 $ 5,910,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 100,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 220,000
Halstead Bank
314 MAIN ST
HALSTEAD, KS 67056
* $ 129,057,000 2 $ 370,000
Golden Plains Credit Union
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ 605,841,000 2 $ 180,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,248,026,000 1 $ 105,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 105,000
Vintage Bank Kansas
101 S MAIN
LEON, KS 67074
* $ 121,296,000 1 $ 205,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 85,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 145,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 55,000
Legacy Bank
3711 N RIDGE RD
WICHITA, KS 67205
* $ 365,148,000 1 $ 355,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 125,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 1 $ 115,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 1 $ 15,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 45,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 305,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 225,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 55,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 163,531,000 1 $ 145,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 115,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 125,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 155,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 115,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 195,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 95,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 135,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 45,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 95,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 165,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 1 $ 115,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 45,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,395,305,000 1 $ 35,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 85,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 1 $ 285,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 3,172,341,000 1 $ 545,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 185,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 55,000
The Farmers State Bank of Westmoreland
307 MAIN ST, PO BOX 330
WESTMORELAND, KS 66549
* $ 173,073,000 1 $ 165,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 75,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 305,000
The Stock Exchange Bank, Caldwell, Kansas
103 S. MAIN ST., P.O. BOX 273
CALDWELL, KS 67022
* $ 52,121,000 1 $ 35,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 700,293,000 1 $ 75,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 115,000
Southwest National Bank
400 E DOUGLAS
WICHITA, KS 67202
* $ 439,193,000 1 $ 55,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 1 $ 15,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 926,876,000 1 $ 75,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 95,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 1 $ 425,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 125,000

The tables below break down 2018 mortgage applications in Reno County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Reno County, KS in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 887 $100,455,000 $113,000 $1,745,000 $68,000 $314,000
Refinancing 273 $29,395,000 $107,000 $4,165,000 $75,000 $1,076,000
Cash-out Refinancing 268 $27,670,000 $103,000 $515,000 $60,000 $343,000
Other Purpose 118 $6,720,000 $56,000 $735,000 $81,000 $949,000
Home Improvement 65 $2,165,000 $33,000 $115,000 $82,000 $374,000
Not Applicable 47 $3,225,000 $68,000 $225,000 $81,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,225 $118,295,000 $96,000 $735,000 $71,000 $1,076,000
Not applicable 220 $30,160,000 $137,000 $4,165,000 $70,000 $121,000
Not Provided 117 $12,095,000 $103,000 $425,000 $65,000 $374,000
Hispanic 61 $5,035,000 $82,000 $345,000 $58,000 $248,000
Black or African American 20 $2,520,000 $126,000 $305,000 $59,000 $149,000
American Indian or Alaskan Native 12 $1,260,000 $105,000 $205,000 $72,000 $110,000
Asian 2 $60,000 $30,000 $35,000 $43,000 $64,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,042 $96,920,000 $93,000 $1,745,000 $77,000 $1,076,000
FHA-insured (Federal Housing Administration) 418 $48,410,000 $115,000 $4,165,000 $53,000 $170,000
VA-guaranteed (Veterans Administration) 156 $20,260,000 $129,000 $305,000 $61,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $4,040,000 $96,000 $145,000 $47,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 964 $99,600,000 $103,000 $4,165,000 $75,000 $1,076,000
Loan Purchased By The Institution 242 $27,740,000 $114,000 $425,000 $70,000 $220,000
Application Denied By Financial Institution 219 $19,725,000 $90,000 $485,000 $53,000 $343,000
Application Withdrawn By Applicant 141 $14,525,000 $103,000 $515,000 $62,000 $341,000
Application Approved But Not Accepted 63 $5,015,000 $79,000 $735,000 $69,000 $587,000
File Closed For Incompleteness 23 $2,435,000 $105,000 $505,000 $57,000 $149,000
Preapproval Approved but not Accepted 5 $535,000 $107,000 $185,000 $52,000 $99,000
Preapproval Denied by Financial Institution 1 $55,000 $55,000 $55,000 $28,000 $28,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,210 $132,410,000 $109,000 $4,165,000 $68,000 $949,000
Debt-To-Income Ratio 282 $23,340,000 $82,000 $485,000 $86,000 $1,076,000
Credit History 72 $4,800,000 $66,000 $375,000 $54,000 $343,000
Collateral 43 $4,265,000 $99,000 $315,000 $58,000 $121,000
Other 20 $1,740,000 $87,000 $205,000 $50,000 $117,000
Credit Application Incomplete 15 $1,775,000 $118,000 $385,000 $64,000 $200,000
Employment History 7 $575,000 $82,000 $175,000 $17,000 $46,000
Unverifiable Information 6 $540,000 $90,000 $155,000 $74,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 3 $185,000 $61,000 $85,000 $37,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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