Sabine County, TX Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 358 mortgage applications in Sabine County, TX totaling $58.9 million, down 26% from 2022. The average application was for $164,000, and applicants reported an average income of $113,000. 38% of applications resulted in an originated loan and 32% were denied. The most active lender was 21st Mortgage, with 63 applications, followed by Triad Financial Services, Inc. and Sabine State Bank and Trust Company.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 358
Total Mortgage Loan Application Amount $58,870,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $113,000
Highest Applicant Income $1,015,000

Mortgage Company List for Lending in Sabine County, TX for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 63 $ 6,315,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 30 $ 3,800,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 1,298,588,000 25 $ 3,835,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 19 $ 2,205,000
Shelby
111 SELMA ST
CENTER, TX 75935
* $ 410,056,000 16 $ 2,190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 2,010,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 7 $ 1,315,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,554,150,000 7 $ 1,185,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 5 $ 525,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 5 $ 345,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 1,735,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 515,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 1,045,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 1,030,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 1,120,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 4 $ 380,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 4 $ 450,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 700,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 1,150,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 4 $ 1,010,000
Rave Financial Credit Union
PO BOX 12849
BEAUMONT, TX 77726
* $ 1,069,969,000 4 $ 570,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 795,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 635,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 3 $ 205,000
Dugood Federal Credit Union
7505 EASTEX FREEWAY, SUITE B
BEAUMONT, TX 77708
* $ 473,415,000 3 $ 315,000
Neches Federal Credit Union
2239 NALL ST
PORT NECHES, TX 77651
* $ 876,017,000 3 $ 915,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 545,000
Fivepoint Credit Union
1300 HWY 69 N
NEDERLAND, TX 77627
* $ 874,862,000 3 $ 335,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 1,015,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 285,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 410,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 510,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 510,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 12,922,116,000 2 $ 460,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 2 $ 550,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 280,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 240,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 2 $ 310,000
Bom Bank
1000 CADDO STREET
NATCHITOCHES, LA 71457
* $ 884,021,000 2 $ 390,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 350,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 490,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 2 $ 450,000
Floridacentral Credit Union
3333 HENDERSON BLVD
TAMPA, FL 33609
* $ 591,722,000 2 $ 120,000
Education First Federal Credit Union
7025 EASTEX FREEWAY
BEAUMONT, TX 77706
* $ 595,794,000 2 $ 590,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 350,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 420,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 195,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 245,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 1 $ 165,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 4,142,065,000 1 $ 115,000
Texas Bay Area Credit Union
12611 FUQUA ST
HOUSTON, TX 77034
* $ 653,265,000 1 $ 175,000
Texas National Bank of Jacksonville
1518 E GRANDE BLVD
TYLER, TX 75703
* $ 756,138,000 1 $ 495,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 275,000
Incommons Bank, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ 230,089,000 1 $ 55,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 4,002,150,000 1 $ 415,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 325,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 1 $ 195,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 1 $ 75,000
Mct Credit Union
2736 NALL STREET
PORT NECHES, TX 77651
* $ 355,820,000 1 $ 205,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 215,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 155,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 1 $ 65,000
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 467,820,000 1 $ 305,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 225,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 345,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 1 $ 285,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 65,000
Southern Heritage Bank
701 FOURTH ST
JONESVILLE, LA 71343
* $ 369,168,000 1 $ 25,000
Marine Federal Credit Union
4180 WESTERN BLVD
JACKSONVILLE, NC 28546
* $ 936,353,000 1 $ 405,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 85,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 175,000
Community Resource Credit Unio
2900 DECKER DRIVE
BAYTOWN, TX 77520
* $ 763,925,000 1 $ 45,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 1,238,214,000 1 $ 145,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 155,000
Optionwide Financial Corp
7525 IRVINE CENTER DRIVE, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 225,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 115,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 85,531,000,000 1 $ 435,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 235,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,307,150,000 1 $ 445,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 395,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 2,202,960,000 1 $ 215,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 235,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 155,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 1 $ 145,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 1 $ 85,000
First Liberty Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 457,381,000 1 $ 355,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 45,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 245,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,855,114,000 1 $ 145,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,695,970,000 1 $ 235,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 215,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 245,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ 9,178,296,000 1 $ 205,000
Bank of Coushatta
1525 RINGGOLD AVE
COUSHATTA, LA 71019
* $ 300,671,000 1 $ 155,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 175,000
K&G Capital Mortgage, LLC
3210 N FRAZIER ST
CONROE, TX 77303
* $ -1,000 1 $ 35,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 225,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 365,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 1 $ 105,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 165,000

The tables below break down 2023 mortgage applications in Sabine County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sabine County, TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 285 $47,875,000 $167,000 $615,000 $114,000 $1,015,000
Cash-out Refinancing 29 $4,945,000 $170,000 $315,000 $108,000 $240,000
Other Purpose 25 $3,585,000 $143,000 $435,000 $90,000 $226,000
Refinancing 13 $1,955,000 $150,000 $415,000 $154,000 $962,000
Home Improvement 6 $510,000 $85,000 $125,000 $114,000 $187,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 254 $40,830,000 $160,000 $525,000 $121,000 $1,015,000
Black or African American 35 $3,795,000 $108,000 $295,000 $62,000 $182,000
Not applicable 27 $6,385,000 $236,000 $615,000 $0 $0
Not Provided 25 $4,975,000 $199,000 $615,000 $113,000 $226,000
Hispanic 10 $1,580,000 $158,000 $385,000 $94,000 $276,000
Asian 4 $460,000 $115,000 $205,000 $109,000 $233,000
American Indian or Alaskan Native 3 $845,000 $281,000 $465,000 $63,000 $91,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 309 $47,715,000 $154,000 $545,000 $112,000 $1,015,000
VA-guaranteed (Veterans Administration) 24 $6,590,000 $274,000 $615,000 $160,000 $962,000
FHA-insured (Federal Housing Administration) 20 $3,610,000 $180,000 $415,000 $85,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $955,000 $191,000 $295,000 $83,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 136 $25,030,000 $184,000 $615,000 $136,000 $1,015,000
Application Denied By Financial Institution 113 $14,775,000 $130,000 $525,000 $84,000 $279,000
Application Withdrawn By Applicant 36 $6,560,000 $182,000 $415,000 $127,000 $504,000
File Closed For Incompleteness 28 $3,040,000 $108,000 $305,000 $113,000 $962,000
Application Approved But Not Accepted 22 $4,330,000 $196,000 $465,000 $104,000 $268,000
Loan Purchased By The Institution 22 $4,670,000 $212,000 $615,000 $0 $0
Preapproval Approved but not Accepted 1 $465,000 $465,000 $465,000 $91,000 $91,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 222 $40,570,000 $182,000 $615,000 $127,000 $1,015,000
Debt-To-Income Ratio 73 $11,395,000 $156,000 $525,000 $93,000 $307,000
Credit History 41 $3,775,000 $92,000 $385,000 $82,000 $276,000
Collateral 7 $1,415,000 $202,000 $415,000 $114,000 $228,000
Credit Application Incomplete 5 $775,000 $155,000 $225,000 $112,000 $250,000
Unverifiable Information 5 $565,000 $113,000 $245,000 $111,000 $202,000
Insufficient Cash (Downpayment, Closing Cost) 3 $215,000 $71,000 $75,000 $122,000 $180,000
Other 1 $55,000 $55,000 $55,000 $164,000 $164,000
Employment History 1 $105,000 $105,000 $105,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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