Sac County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Sac County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 154 |
| Total Mortgage Loan Application Amount | $13,499,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $673,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $793,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445 |
* | $ 1,244,983,000 | 75 | $ 5,988,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 654,394,000 | 14 | $ 1,003,000 |
| IOWA SAVINGS BANK 510 US HWY 30 WEST, PO BOX 967 CARROLL, IA 51401 |
* | $ 176,881,000 | 4 | $ 615,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 4 | $ 291,000 |
| ALLIANCE FINANCIAL RESOURCES 5410 EAST HIGH STREET SUITE 200 PHOENIX, AZ 85054 |
* | $ 10,000,000 | 3 | $ 216,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 2 | $ 292,000 |
| META FINANCIAL GROUP, INC. 4900 S WESTERN AVENUE SIOUX FALLS, SD 57108 |
* | $ 1,804,174,000 | 2 | $ 258,000 |
| COMMUNITY BANK 1121 SOUTH G AV ENUE NEVADA, IA 50201 |
* | $ 189,309,000 | 2 | $ 362,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 186,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 55,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 158,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,123,457,000 | 2 | $ 275,000 |
| FIRST STATE BANK 200 MOOREHEAD AVE IDA GROVE, IA 51445 |
* | $ 134,443,000 | 2 | $ 211,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 205,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 303,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 118,000 |
| BANK IOWA 1150 JORDAN CREEK PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,107,977,000 | 2 | $ 380,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 2 | $ 120,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 72,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 179,771,772,000 | 1 | $ 108,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ 4,993,000 | 1 | $ 175,000 |
| SLOAN STATE BANK 302 4TH ST SLOAN, IA 50155 |
* | $ 51,151,000 | 1 | $ 65,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 1 | $ 108,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 2,433,983,000 | 1 | $ 42,000 |
| INSPIRED FINANCIAL SERVICES, LLC 2708 BICENTENNIAL DR, STE A CEDAR FALLS, IA 50613 |
* | $ 148,146,000 | 1 | $ 84,000 |
| THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA 601 PIERCE STREET SIOUX CITY, IA 51106 |
* | $ 834,287,000 | 1 | $ 5,000 |
| IOWA COMMUNITY CREDIT UNION 3301 CEDAR HEIGHTS DR CEDAR FALLS, IA 50613 |
* | $ 78,371,000 | 1 | $ 20,000 |
| CITY STATE BANK 801 MAIN STREET NORWALK, IA 50211 |
* | $ 274,738,000 | 1 | $ 202,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 145,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 9,269,540,000 | 1 | $ 52,000 |
| AMERICAN NATIONAL BANK 8990 WEST DODGE RD OMAHA, NE 68114 |
* | $ 2,147,333,000 | 1 | $ 111,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 368,385,000 | 1 | $ 54,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 6,392,855,000 | 1 | $ 76,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 1,334,434,000 | 1 | $ 68,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 1 | $ 103,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 49,000 |
| GREEN BELT BANK & TRUST 616 WASHINGTON AVE. IOWA FALLS, IA 50126 |
* | $ 340,206,000 | 1 | $ 107,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Sac County IA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 67 | $6,096,000 | $90,000 | $288,000 | $80,000 | $776,000 |
| Refinancing | 64 | $6,835,000 | $106,000 | $673,000 | $84,000 | $793,000 |
| Home Improvement | 23 | $568,000 | $24,000 | $60,000 | $70,000 | $201,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $12,806,000 | $88,000 | $673,000 | $83,000 | $793,000 |
| Not applicable | 3 | $258,000 | $86,000 | $145,000 | $0 | $0 |
| Not Provided | 3 | $250,000 | $83,000 | $101,000 | $81,000 | $102,000 |
| Hispanic | 3 | $144,000 | $48,000 | $66,000 | $33,000 | $42,000 |
| Asian | 1 | $41,000 | $41,000 | $41,000 | $14,000 | $14,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 124 | $10,955,000 | $88,000 | $673,000 | $88,000 | $793,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,239,000 | $95,000 | $237,000 | $66,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $522,000 | $58,000 | $83,000 | $37,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 8 | $783,000 | $97,000 | $145,000 | $22,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 106 | $9,848,000 | $92,000 | $673,000 | $92,000 | $793,000 |
| Application Denied By Financial Institution | 31 | $2,321,000 | $74,000 | $220,000 | $57,000 | $165,000 |
| Application Approved But Not Accepted | 8 | $503,000 | $62,000 | $120,000 | $60,000 | $109,000 |
| Loan Purchased By The Institution | 5 | $550,000 | $110,000 | $237,000 | $23,000 | $87,000 |
| Application Withdrawn By Applicant | 4 | $277,000 | $69,000 | $96,000 | $44,000 | $64,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $171,000 | $57,000 | $84,000 | $87,000 | $165,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $148,000 | $52,000 | $65,000 |
| Debt-To-Income Ratio | 1 | $108,000 | $108,000 | $108,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $54,000 | $54,000 | $54,000 | $77,000 | $77,000 |
| Other | 1 | $108,000 | $108,000 | $108,000 | $54,000 | $54,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.