In 2003, lenders reported 26,233 mortgage applications in Saratoga County, NY totaling $3.2 billion. The average application was for $121,000, and applicants reported an average income of $74,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was Charter One Bank, with 1,649 applications, followed by HSBC Mortgage Corporation and Homestead Funding Corp..
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,233 |
| Total Mortgage Loan Application Amount | $3,180,027,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $9,090,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $9,999,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Charter One Bank 1215 SUPERIOR AVE CLEVELAND, OH 44114 |
* | $ 42,042,160,000 | 1,649 | $ 206,019,000 |
| HSBC Mortgage Corporation ONE HSBC CENTER BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 1,470 | $ 197,336,000 |
| Homestead Funding Corp. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 1,166 | $ 145,555,000 |
| Ameriquest Mortgage Company 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 1,008 | $ 122,796,000 |
| Abn Amro Mtg Group Inc 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 1,001 | $ 145,476,000 |
| Countrywide Home Loans 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 907 | $ 114,369,000 |
| Wells Fargo Home Mortgage 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 901 | $ 126,253,000 |
| Trustco Bank 5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | $ 2,656,709,000 | 789 | $ 99,444,000 |
| Fleet National Bank 525 N TRYON ST NC1-023-06-04 CHARLOTTE, NC 28255 |
* | $ 179,362,000,000 | 702 | $ 72,844,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 681 | $ 84,036,000 |
| The Adirondack Trust Company 473 BROADWAY SARATOGA SPRINGS, NY 12866 |
* | $ 550,067,000 | 635 | $ 81,129,000 |
| Citimortgage, Inc 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 569 | $ 77,486,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 554 | $ 64,824,000 |
| Washington Mutual Bank 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 531 | $ 71,944,000 |
| Hudson River Bank and Trust Co ONE HUDSON CITY CENTRE HUDSON, NY 12534 |
* | $ 2,462,693,000 | 526 | $ 64,659,000 |
| M&T Mortgage Corporation 465 MAIN STREET - 5TH FLR - LAFAYETTE CT BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 513 | $ 62,869,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 476 | $ 68,175,000 |
| Hfc 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 475 | $ 47,720,000 |
| Home Funding Finders, Inc 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 452 | $ 64,275,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 438 | $ 60,693,000 |
| Sovereign Bank 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 39,750,759,000 | 363 | $ 48,116,000 |
| JPMorgan Chase Bank 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 362 | $ 38,591,000 |
| Ballston Spa National Bank PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 263,269,000 | 332 | $ 37,412,000 |
| Beneficial 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 307 | $ 22,419,000 |
| TD Bank N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 23,378,958,000 | 251 | $ 21,806,000 |
| Saratoga National Bank GLENS FALLS, NY 12801 |
* | $ 158,370,000 | 244 | $ 32,035,000 |
| Bank One, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 238 | $ 14,241,000 |
| M&T Bank 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 227 | $ 31,974,000 |
| Keybank USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 200 | $ 15,051,000 |
| Keybank National Association 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 75,319,362,000 | 198 | $ 20,148,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 198 | $ 27,859,000 |
| Principal Residential Mortgage ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 192 | $ 26,326,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 189 | $ 19,369,000 |
| Option One Mortgage Corp 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 180 | $ 22,477,000 |
| Citifinancial Mortgage Company 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 180 | $ 18,270,000 |
| Provantage Funding Corporation 20 SOLAR DRIVE CLIFTON PARK, NY 12065 |
* | $ 10,000,000 | 178 | $ 24,458,000 |
| Chase Manhattan Mortgage Corp 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 177 | $ 22,066,000 |
| Bsb Bank & Trust Company 58-68 EXCHANGE STREET BINGHAMTON, NY 13901 |
* | $ 2,034,039,000 | 175 | $ 21,273,000 |
| 1st Priority Mortgage, Inc. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 175 | $ 24,692,000 |
| E-Loan, Inc. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 155 | $ 11,035,000 |
| Arrow Bank NA 250 GLEN STREET GLENS FALLS, NY 12801 |
* | $ 1,119,659,000 | 153 | $ 11,305,000 |
| Aames Funding Corporation 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 151 | $ 17,635,000 |
| Fremont Investment & Loan 2727 E. IMPERIAL HIGHWAY BREA, CA 92821 |
* | $ 6,363,082,000 | 148 | $ 19,014,000 |
| Pioneer Bank, National Association 652 ALBANY-SHAKER RD. ALBANY, NY 12211 |
* | $ 616,229,000 | 142 | $ 19,756,000 |
| Indymac Bank, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 9,508,220,000 | 140 | $ 21,521,000 |
| HSBC Bank, USA ONE HSBC CENTER/24TH FLOOR BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 140 | $ 13,305,000 |
| Nbt Bank NA 52 S BROAD ST NORWICH, NY 13815 |
* | $ 3,693,531,000 | 138 | $ 17,176,000 |
| Gmac Bank 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,448,525,000 | 131 | $ 15,410,000 |
| Tct Federal Credit Union 416 ROWLAND STREET BALLSTON SPA, NY 12020 |
* | $ 64,583,000 | 127 | $ 9,690,000 |
| Aurora Bank FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 124 | $ 12,460,000 |
| Broadview Federal Credit Union 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,009,984,000 | 123 | $ 13,504,000 |
| National City Mortgage Corpora 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 122 | $ 14,590,000 |
| Amtrust Bank 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 119 | $ 16,917,000 |
| American Business Financial 100 PENN SQUARE EAST PHILADELPHIA, PA 19107 |
* | $ 10,000,000 | 119 | $ 8,950,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 118 | $ 4,281,000 |
| Residential Funding Corp. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 116 | $ 14,898,000 |
| Novastar Home Mortgage, Inc. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 110 | $ 14,084,000 |
| Lasalle Bank NA 135 SOUTH LASALLE STREET, STE 2325 CHICAGO, IL 60603 |
* | $ 57,441,766,000 | 110 | $ 15,484,000 |
| Citifinancial Company(De) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 105 | $ 7,441,000 |
| Chase Manhattan Bank USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 104 | $ 4,024,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 104 | $ 14,647,000 |
| Greenpoint Mortgage Funding 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 101 | $ 17,807,000 |
| Homeowners Loan Corporation 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 98 | $ 9,240,000 |
| Home Loan Investment Bank ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 272,504,000 | 98 | $ 7,424,000 |
| Origen Financial Services LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 93 | $ 3,780,000 |
| Forward Financial 70 GRAY ROAD WEST FALMOUTH, ME 04105 |
* | $ 43,255,000 | 87 | $ 2,717,000 |
| First Franklin Financial Corp. 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 592,000,000 | 86 | $ 9,232,000 |
| Hudson River Community CU ONE THIRD STREET CORINTH, NY 12822 |
* | $ 74,549,000 | 83 | $ 2,970,000 |
| Accredited Home Lenders, Inc 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 81 | $ 10,736,000 |
| Argent Mortgage Company 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 76 | $ 10,394,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 17,573,420,000 | 75 | $ 8,594,000 |
| Full Spectrum Lending 35 N. LAKE AVENUE MS 55-11 PASADENA, CA 91101 |
* | $ 58,034,697,000 | 71 | $ 9,468,000 |
| Vanderbilt Mortgage 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 65 | $ 2,247,000 |
| Sib Mortgage Corp. 195 MONTAGUE STREET BROOKLYN, NY 11201 |
* | $ 2,646,970,000 | 64 | $ 9,224,000 |
| Tammac Corporation 275 MUNDAY STREET WILKES BARRE, PA 18702 |
* | $ 10,000,000 | 63 | $ 1,783,000 |
| Eastern Bank 195 MARKET ST LYNN, MA 01901 |
* | $ 4,414,361,000 | 59 | $ 1,893,000 |
| First National Bank of Arizona 17600 NORTH PERIMETER DRIVE SCOTTSDALE, AZ 85255 |
* | $ 728,315,000 | 57 | $ 9,045,000 |
| New Century Mortgage Corporati 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 53 | $ 6,359,000 |
| H&R Block Mortgage Corporation 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 50 | $ 5,041,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 50 | $ 4,465,000 |
| Midfirst Bank 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 8,575,434,000 | 49 | $ 3,672,000 |
| Novastar Mortgage 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 48 | $ 6,507,000 |
| Cco Mortgage 10 TRIPPS LANE RIVERSIDE, RI 02915 |
* | $ 13,985,245,000 | 48 | $ 7,030,000 |
| First Alternative Mortgage Cor 145 HUGUENOT ST, SUITE 109 NEW ROCHELL, NY 10801 |
* | $ 10,000,000 | 48 | $ 5,262,000 |
| Ownerschoice Funding, Inc. 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12203 |
* | $ 10,000,000 | 48 | $ 6,010,000 |
| Wells Fargo Fin'l Cred Serv Ny 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 19,066,957,000 | 47 | $ 3,988,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 46 | $ 2,308,000 |
| Mbna America Delaware, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 44 | $ 3,079,000 |
| First National Bank of Scotia 201 MOHAWK AVE SCOTIA, NY 12302 |
* | $ 232,140,000 | 42 | $ 2,749,000 |
| Wmc Mortgage Corp. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 42 | $ 6,094,000 |
| Freedom Mortgage Corp. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 40 | $ 4,523,000 |
| Aegis Lending Corporation 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 40 | $ 4,831,000 |
| Mortgage Lenders Network USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 38 | $ 3,932,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 498,676,000,000 | 37 | $ 3,617,000 |
| Merrill Lynch Credit Corp. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 36 | $ 7,497,000 |
| Interstate Home Loan Center 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 34 | $ 3,756,000 |
| The Troy Savings Bank 433 RIVER STREET - 7TH FLOOR TROY, NY 12180 |
* | $ 1,080,151,000 | 34 | $ 3,447,000 |
| Syracuse Securities, Inc. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 33 | $ 3,697,000 |
| American Home Mortgage Corp. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 33 | $ 4,667,000 |
| Priceline Mortgage Company LLC 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 75,254,000 | 32 | $ 5,625,000 |
| National City Home Loan Servic 1900 E 9TH ST CLEVELAND, OH 44114 |
* | $ 15,000,000,000 | 30 | $ 2,479,000 |
| City National Bank & Trust Co 10-24 N MAIN ST GLOVERSVILLE, NY 12078 |
* | $ 390,971,000 | 30 | $ 3,030,000 |
| Equifirst Corporation 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 44,835,341,000 | 30 | $ 3,487,000 |
| E*Trade Bank 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 17,039,747,000 | 29 | $ 5,371,000 |
| Florida Bank, N. A. 151 CORLEY MILL ROAD LEXINGTON, SC 29072 |
* | $ 749,141,000 | 29 | $ 3,480,000 |
| Suntrust Mortgage, Inc 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 29 | $ 3,687,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 29 | $ 4,139,000 |
| Sunmark Credit Union 1187 TROY SCHENECTADY ROAD LATHAM, NY 12110 |
* | $ 283,657,000 | 28 | $ 3,168,000 |
| Colban Funding, Inc. 3401 E. MAIN ST. ENDWELL, NY 13760 |
* | $ 10,000,000 | 28 | $ 3,126,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 4,586,886,000 | 27 | $ 4,080,000 |
| Nationwide Advantage Mortgage 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 25 | $ 3,416,000 |
| Delta Funding Corporation 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 25 | $ 2,947,000 |
| Aegis Mortgage Corporation 3250 BRIARPARK DRIVE, SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 24 | $ 3,653,000 |
| Msdw Credit Corporation 2500 LAKE COOK RD RIVERWOODS, IL 60015 |
* | $ 10,000,000 | 21 | $ 3,066,000 |
| Rbmg, Inc 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 3,000,000,000 | 21 | $ 2,207,000 |
| Saxon Mortgage 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 20 | $ 2,489,000 |
| National City Bank 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 43,721,511,000 | 20 | $ 750,000 |
| Long Beach Mortgage Co. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 20 | $ 3,052,000 |
| Ing Bank, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 11,903,989,000 | 20 | $ 3,259,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 20 | $ 2,196,000 |
| Tribeca Lending Corporation 101 HUDSON STREET 25TH FLOOR JERSEY CITY, NJ 07302 |
* | $ 10,000,000 | 19 | $ 1,982,000 |
| Americas Moneyline 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 18 | $ 2,699,000 |
| First Horizon Home Loan Corp 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 18 | $ 2,494,000 |
| First New York Federal Credit Union 2 WALL STREET ALBANY, NY 12205 |
* | $ 139,834,000 | 17 | $ 1,182,000 |
| Decision One Mortgage 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 17 | $ 2,578,000 |
| Everbank 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 1,107,060,000 | 17 | $ 3,132,000 |
| Alliance Mortgage Banking Corp 3601 HEMPSTEAD TURNPIKE SUITE 305 LEVITTOWN, NY 11756 |
* | $ 10,000,000 | 17 | $ 2,702,000 |
| Opteum Financial Services LLC WEST 115 CENTURY ROAD - 3RD FLOOR PARAMUS, NJ 07652 |
* | $ 10,000,000 | 16 | $ 2,084,000 |
| Regions Bank 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 44,835,341,000 | 15 | $ 2,055,000 |
| The Cit Group/Consumer Finance 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 26,811,000 | 15 | $ 2,329,000 |
| The Cit Group/Sales Financing, 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 1,090,407,000 | 15 | $ 352,000 |
| Mortgage It Inc 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 15 | $ 1,587,000 |
| Aurora Loan Services 10350 PARK MEADOWS DRIVE LITTLETON, CO 80124 |
* | $ 10,000,000 | 15 | $ 1,201,000 |
| First Tennessee Bank NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 23,392,515,000 | 15 | $ 1,265,000 |
| Webster Bank 609 WEST JOHNSON AVE CHESHIRE, CT 06410 |
* | $ 13,354,305,000 | 15 | $ 2,693,000 |
| Mortgage Amenities Corp. 25 BLACKSTONE VALLEY PLACE LINCOLN, RI 02865 |
* | $ 10,000,000 | 14 | $ 1,386,000 |
| The Funding Source LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 14 | $ 1,634,000 |
| Nexstar Financial Corporation 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 14 | $ 1,549,000 |
| Irwin Mortgage Corporation 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,567,878,000 | 13 | $ 1,446,000 |
| Green Tree Servicing LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 13 | $ 1,139,000 |
| BNC Mortgage 1901 MAIN ST IRVINE, CA 92614 |
* | $ 10,000,000 | 13 | $ 2,538,000 |
| First Niagara Bank 6950 SOUTH TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 2,931,538,000 | 12 | $ 2,050,000 |
| Superior Mortgage Corp. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 12 | $ 1,497,000 |
| Tierone Bank 1235 "N" STREET LINCOLN, NE 68508 |
* | $ 1,943,893,000 | 11 | $ 302,000 |
| Refinance.Com 60 OAK DRIVE SYOSSET, NY 11791 |
* | $ 10,000,000 | 11 | $ 1,572,000 |
| Citibank, FSB 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 23,205,467,000 | 11 | $ 306,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 12,348,756,000 | 11 | $ 635,000 |
| Provident Bank 1900 E 9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 17,521,326,000 | 10 | $ 1,067,000 |
| Homecomings Financial LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 10 | $ 1,394,000 |
| Hudson Valley Credit Union PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 1,494,774,000 | 9 | $ 574,000 |
| The Huntington National Bank 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 27,399,278,000 | 9 | $ 2,056,000 |
| Union Federal C/O Sky Bank 137 CLOUGH ST BOWLING GREEN, OH 43402 |
* | $ 3,366,324,000 | 9 | $ 1,014,000 |
| Bank of Blue Valley 11935 RILEY OVERLAND PARK, KS 66213 |
* | $ 597,854,000 | 9 | $ 1,381,000 |
| Gb Home Equity, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 9 | $ 292,000 |
| Emc Mortgage Corporation 909 HIDDEN RIDGE, SUITE 200 IRVING, TX 75038 |
* | $ 31,000,000 | 9 | $ 519,000 |
| Conseco Bank, Inc. 2825 E. COTTONWOOD PARKWAY, SUITE 230 SALT LAKE CITY, UT 84121 |
* | $ 3,042,016,000 | 9 | $ 225,000 |
| Washington Mutual Bank 227 EAST AVENUE ALBION, NY 14411 |
* | $ 26,723,000,000 | 9 | $ 1,416,000 |
| Excelsior Credit Union 341 NEW KARNER RD ALBANY, NY 12205 |
* | $ 48,406,000 | 8 | $ 823,000 |
| First Amerrican Mortgage Trust 56 HARVARD STREET BROOKLINE, MA 02445 |
* | $ 10,000,000 | 8 | $ 849,000 |
| United Mortgage Corp 510 BROADHOLLOW ROAD, SUITE 202 MELVILLE, NY 11747 |
* | $ 10,000,000 | 8 | $ 1,200,000 |
| The New York Mortgage Company 1301 AVENUE OF THE AMERICAS NEW YORK, NY 10019 |
* | $ 10,000,000 | 7 | $ 1,125,000 |
| Principal Bank 711 HIGH STREET DES MOINES, IA 50392 |
* | $ 1,542,397,000 | 7 | $ 208,000 |
| Equity One 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 10,538,602,000 | 7 | $ 1,075,000 |
| American Mortgage Express Corp 136 GAITHER DRIVE MOUNT LAUREL, NJ 08054 |
* | $ 10,000,000 | 7 | $ 1,285,000 |
| Chevy Chase Bank, F.S.B. 7501 WISCONSIN AVE 13TH FLR-W BETHESDA,, MD 20814 |
* | $ 11,591,871,000 | 7 | $ 860,000 |
| BNY Mortgage Company 335 RIFLE CAMP RD WEST PATERSON, NJ 07424 |
* | $ 74,959,841,000 | 7 | $ 1,213,000 |
| Alliance Mortgage Company 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 6 | $ 555,000 |
| Ctx Mortgage Company, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 6 | $ 703,000 |
| Greater Atlantic Mortgage Corp 8230 OLD COURTHOUSE ROAD S520 VIENNA, VA 22182 |
* | $ 117,754,000 | 6 | $ 651,000 |
| First Mutual Bank 400 108TH AVE NE BELLEVUE, WA 98004 |
* | $ 742,648,000 | 6 | $ 67,000 |
| Rbc Mortgage P O BOX 1220 ROCKY MOUNT, NC 27802 |
* | $ 2,163,315,000 | 6 | $ 1,383,000 |
| Morequity,Inc. (Nv) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 6 | $ 1,169,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 5 | $ 481,000 |
| Southstar Funding, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 5 | $ 600,000 |
| Concorde Acceptance Corporatio 7929 BROOKRIVER DR., SUITE 500 DALLAS, TX 75247 |
* | $ 10,000,000 | 5 | $ 571,000 |
| Admirals Bank Former Domestic 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 199,260,000 | 5 | $ 734,000 |
| Access National Mortgage 1800 ROBERT FULTON DRIVE, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 5 | $ 550,000 |
| Aegis Funding Corporation 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 5 | $ 911,000 |
| Aegis Wholesale Corporation 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 4 | $ 587,000 |
| Countrywide Bank, N.A. 35 NORTH LAKE, MS 35-148 PASADENA, CA 91101 |
* | $ 5,110,819,000 | 4 | $ 202,000 |
| First Mutual Corp. 523 HOLLYWOOD AVENUE CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 4 | $ 679,000 |
| Greenwich Mortgage 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 10,000,000 | 4 | $ 397,000 |
| The Bryn Mawr Trust Company 801 LANCASTER AVE BRYN MAWR, PA 19010 |
* | $ 569,298,000 | 4 | $ 488,000 |
| School Systems 150 DEFREEST DRIVE TROY, NY 12180 |
* | $ 43,415,000 | 4 | $ 267,000 |
| Resource Bank 4429 BONNEY ROAD VIRGINIA BEACH, VA 23462 |
* | $ 712,440,000 | 4 | $ 933,000 |
| Guaranty Residential Lending 1300 S. MOPAC EXPWY AUSTIN, TX 78746 |
* | $ 9,102,046,000 | 4 | $ 1,084,000 |
| Paragon Home Loans, Inc. LIVERPOOL, NY 13088 |
* | $ 10,000,000 | 3 | $ 444,000 |
| Harborside Financial Network 334 VIA VERA CRUZ, SUITE 254 SAN MARCOS, CA 92078 |
* | $ 10,000,000 | 3 | $ 179,000 |
| Guaranty Bank, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,987,381,000 | 3 | $ 99,000 |
| Integrity Home Funding, LLC 197 W. SPRING VALLEY AVENUE MAYWOOD, NJ 07607 |
* | $ 10,000,000 | 3 | $ 486,000 |
| Lasalle Bank Midwest, NA 2600 WEST BIG BEAVER ROAD TROY, MI 48084 |
* | $ 45,882,072,000 | 3 | $ 317,000 |
| Ideal Mortgage Bankers, Ltd 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 3 | $ 350,000 |
| Mila, Inc 6021 244TH ST. SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 10,000,000 | 3 | $ 301,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 143,515,000 | 3 | $ 200,000 |
| Nations Standard Mortgage Corp 150 WHITE PLAINS RD SUITE 108 TARRYTOWN, NY 10591 |
* | $ 10,000,000 | 3 | $ 371,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 59,635,661,000 | 3 | $ 620,000 |
| US Mortgage Corporation 19D CHAPIN ROAD PINE BROOK, NJ 07058 |
* | $ 10,000,000 | 3 | $ 397,000 |
| Sunset Mortgage Company, L.P. 3 DICKENSON DRIVE CHADDS FORD, PA 19317 |
* | $ 10,000,000 | 3 | $ 315,000 |
| Americu Credit Union 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 372,437,000 | 3 | $ 348,000 |
| Amerifirst Financial Corporati 616 WEST CENTRE AVENUE PORTAGE, MI 49024 |
* | $ 10,000,000 | 3 | $ 343,000 |
| Champion Enterprise 10801 MASTIN DRIVE OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 3 | $ 74,000 |
| Colonial Savings, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,430,439,000 | 3 | $ 402,000 |
| Community Resource Federal Credit Union 20 WADE ROAD LATHAM, NY 12110 |
* | $ 42,351,000 | 3 | $ 69,000 |
| Valley National Bank 1460 VALLEY ROAD WAYNE, NJ 07470 |
* | $ 8,976,215,000 | 3 | $ 359,000 |
| Wright Experss Fsc 3995 SOUTH 700 EAST, SUITE 450 SALT LAKE CITY, UT 84107 |
* | $ 253,533,000 | 3 | $ 562,000 |
| Weichert Financial Services 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 2 | $ 362,000 |
| Coastal Capital Corp 1 PLAZA ROAD GREENVALE, NY 11548 |
* | $ 10,000,000 | 2 | $ 496,000 |
| Columbia Equities, Ltd. 400 COLUMBUS AVENUE VALHALLA, NY 10595 |
* | $ 1,640,217,000 | 2 | $ 364,000 |
| Commerce Bank, North 6000 ATRIUM WAY MOUNT LAUREL, NJ 08054 |
* | $ 1,913,260,000 | 2 | $ 125,000 |
| Chapel Mortgage 593 RANCOCAS ROAD PO BOX 550 RANCOCAS, NJ 08073 |
* | $ 10,000,000 | 2 | $ 148,000 |
| Beacon Federal 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 251,241,000 | 2 | $ 133,000 |
| Bankunited, FSB 7815 NW 148TH STREET MIAMI LAKES, FL 33016 |
* | $ 6,339,405,000 | 2 | $ 206,000 |
| American Home Loans 17991 COWAN IRVINE, CA 92614 |
* | $ 10,000,000 | 2 | $ 380,000 |
| Astoria Federal Savings & Loan ONE ASTORIA FEDERAL PLAZA LAKE SUCCESS, NY 11042 |
* | $ 21,448,460,000 | 2 | $ 810,000 |
| Bank of Oklahoma, NA PO BOX 2300 TULSA, OK 74102 |
* | $ 9,975,591,000 | 2 | $ 186,000 |
| Ameritrust Mortgage Bankers 1981 MARCUS AVE STE-C129 LAKE SUCCESS, NY 11003 |
* | $ 10,000,000 | 2 | $ 330,000 |
| Aig Federal Savings Bank 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 879,740,000 | 2 | $ 117,000 |
| Amalgamated Bank 275 SEVENTH AVENUE NEW YORK, NY 10001 |
* | $ 3,281,931,000 | 2 | $ 845,000 |
| Allstate Bank 3100 SANDERS RD, SUITE N4A NORTHBROOK, IL 60062 |
* | $ 739,169,000 | 2 | $ 192,000 |
| Continental Capital Corp 290 BROADWAY ROAD, SUITE 201 MELVILLE, NY 11747 |
* | $ 863,473,000 | 2 | $ 279,000 |
| Continental Capital Corp 290 BROADHOLLOW ROAD 2ND FLOOR EAST MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 279,000 |
| Encore Credit Corp 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 2 | $ 337,000 |
| ESL Federal Credit Union 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 2,322,203,000 | 2 | $ 324,000 |
| First Bank 11901 OLIVE BOULEVARD SAINT LOUIS, MO 63141 |
* | $ 4,164,526,000 | 2 | $ 307,000 |
| BNY Mellon 500 GRANT STREET, ROOM 2850 PITTSBURGH, PA 15258 |
* | $ 74,959,841,000 | 2 | $ 63,000 |
| United Medical Bank 800 KING FARM BLVD ROCKVILLE, MD 20850 |
* | $ 66,824,000 | 2 | $ 236,000 |
| Security Lending Wholesale Lc 1018 WEST ATHERTON DRIVE SALT LAKE CITY, UT 84123 |
* | $ 10,000,000 | 2 | $ 189,000 |
| Quorum Federal Credit Union 2500 WESTCHESTER AVENUE PURCHASE, NY 10577 |
* | $ 447,168,000 | 2 | $ 53,000 |
| Raymond James Bank 710 CARILLON PKWY ST PETERSBURG, FL 33716 |
* | $ 868,505,000 | 2 | $ 499,000 |
| Nationwide ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 394,025,000 | 2 | $ 19,000 |
| New South Federal Savings Bank 1900 CRESTWOOD BOULEVARD BIRMINGHAM, AL 35210 |
* | $ 1,316,308,000 | 2 | $ 191,000 |
| Lydian Private Bank 3801 PGA BLVD SUITE 700 PALM BEACH GARDENS, FL 33410 |
* | $ 573,752,000 | 2 | $ 618,000 |
| M&T Real Estate Trust ONE M&T PLAZA - 15TH FLOOR BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 2 | $ 6,259,000 |
| Madison Home Equities, Inc. 1 OLD COUNTRY ROAD - SUITE 420 CARLE PLACE, NY 11514 |
* | $ 10,000,000 | 2 | $ 130,000 |
| Impac Funding Corp 19500 JAMBOREE ROAD IRVINE, CA 92612 |
* | $ 10,000,000 | 2 | $ 371,000 |
| Greenpoint Credit, LLC 10089 WILLOW CREEK SAN DIEGO, CA 92131 |
* | $ 12,500,000,000 | 2 | $ 23,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 210,000 |
| Home Consultants 473 EASTON TURNPIKE STE A LAKE ARIEL, PA 18436 |
* | $ 10,000,000 | 2 | $ 271,000 |
| Homebound Mortgage 150 WATER TOWER CIR COLCHESTER, VT 05446 |
* | $ 10,000,000 | 2 | $ 211,000 |
| Innovex Mortgage, Inc 9785 TOWNE CENTRE DRIVE SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 98,000 |
| Hudson United Bank C/O TD BANKNORTH, N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 7,632,982,000 | 1 | $ 5,000 |
| Irwin Union Bank 500 WASHINGTON ST COLUMBUS, IN 47201 |
* | $ 4,567,878,000 | 1 | $ 31,000 |
| Liberty Bank 315 MAIN STREET MIDDLETOWN, CT 06457 |
* | $ 2,047,070,000 | 1 | $ 9,090,000 |
| Loanstream, Inc. 6000 LEGACY DRIVE PLANO, TX 75024 |
* | $ 5,478,710,000 | 1 | $ 73,000 |
| M&I Bank FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,059,670,000 | 1 | $ 300,000 |
| M&I Mortgage Corp W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 202,128,000 | 1 | $ 86,000 |
| Midcountry Mortgage Corp. 1001 LABORE INDUSTRIAL COURT SUITE E VADNAIS HEIGHTS, MN 55110 |
* | $ 464,081,000 | 1 | $ 256,000 |
| Merchants Bank PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 856,862,000 | 1 | $ 96,000 |
| New York Community Bank 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 11,299,306,000 | 1 | $ 75,000 |
| Netbank Fundings Services 9710 TWO NOTCH ROAD COLUMBIA, SC 29223 |
* | $ 3,270,404,000 | 1 | $ 117,000 |
| Municipal Credit Union 22 CORTLANDT STREET 29TH FLOOR NEW YORK, NY 10007 |
* | $ 1,051,985,000 | 1 | $ 60,000 |
| Signature Federal Credit Union 12 HERBERT ST. ALEXANDRIA, VA 22305 |
* | $ 165,351,000 | 1 | $ 100,000 |
| Mortgage Concepts 4170 VETERAN MEMORIAL HIGHWAY SUITE 201 BOHEMIA, NY 11716 |
* | $ 10,000,000 | 1 | $ 149,000 |
| Share Plus Federal Credit Unio 5224 W PLANO PARKWAY PLANO, TX 75093 |
* | $ 145,766,000 | 1 | $ 134,000 |
| Security Atlantic Wholesale 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 147,000 |
| Polish & Slavic Federal Credit 100 MCGUINNESS BLVD BROOKLYN, NY 11222 |
* | $ 868,565,000 | 1 | $ 125,000 |
| Premium Capital Funding LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 1 | $ 105,000 |
| Northern Trust, NA 700 BRICKELL AVE MIAMI, FL 33131 |
* | $ 4,964,628,000 | 1 | $ 480,000 |
| Partners Trust Bank 233 GENESEE ST UTICA, NY 13501 |
* | $ 1,336,847,000 | 1 | $ 1,010,000 |
| Pb Reit UNIVERSITY OFFICE PLAZA, OXFORD BUILDING NEWARK, DE 19702 |
* | $ 4,900,000,000 | 1 | $ 60,000 |
| Ukrainian Federal Credit Union 824 EAST RIDGE ROAD ROCHESTER, NY 14621 |
* | $ 77,446,000 | 1 | $ 1,000,000 |
| US Bank North Dakota 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 2,437,029,000 | 1 | $ 87,000 |
| The Northern Trust Company 50 S. LA SALLE, M-20 CHICAGO, IL 60603 |
* | $ 31,974,422,000 | 1 | $ 140,000 |
| Taylor, Bean & Whitaker 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 144,000 |
| Sterling National Mortgage Co. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 116,000 |
| First Financial Equities, Inc. 300 FRANK BURR BLVD., 4TH FL EAST TEANECK, NJ 07666 |
* | $ 10,000,000 | 1 | $ 177,000 |
| Family First of Ny FCU 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 95,036,000 | 1 | $ 25,000 |
| Farmers and Mechanics Bank 110 THOMAS JOHNSON DR FREDERICK, MD 21702 |
* | $ 2,090,387,000 | 1 | $ 17,000 |
| Fidelity Bank 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,308,388,000 | 1 | $ 186,000 |
| Emigrant Mortgage Company, Inc. 5 EAST 42ND STREET NEW YORK, NY 10017 |
* | $ 6,177,447,000 | 1 | $ 360,000 |
| Corning Credit Union ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 493,672,000 | 1 | $ 180,000 |
| Credit Union Mortgage Assoc. 9693-A MAIN STREET FAIRFAX, VA 22031 |
* | $ 435,000,000 | 1 | $ 135,000 |
| Downey Savings and Loan 3501 JAMBOREE ROAD NEWPORT BEACH, CA 92660 |
* | $ 11,973,483,000 | 1 | $ 302,000 |
| Discover Bank 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 24,051,676,000 | 1 | $ 55,000 |
| Dollar Mortgage Corporation 7578 EL CAJON BOULEVARD LA MESA, CA 91941 |
* | $ 10,000,000 | 1 | $ 213,000 |
| Delta Community Credit Union 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 2,300,104,000 | 1 | $ 196,000 |
| Cuna Mutual Mortgage Corporati 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 1 | $ 120,000 |
| Guaranty Bank 8333 DOUGLAS AVENUE DALLAS, TX 75225 |
* | $ 17,652,326,000 | 1 | $ 169,000 |
| Greenpoint Bank 5032 PARKWAY PLAZA BLVD CHARLOTTE, NC 28217 |
* | $ 21,814,445,000 | 1 | $ 77,000 |
| Gpo Federal Credit Union 4311 MIDDLE SETTLEMENT RD NEW HARTFORD, NY 13413 |
* | $ 74,025,000 | 1 | $ 30,000 |
| Geico Federal Credit Union 5260 WESTERN AVENUE CHEVY CHASE, MD 20815 |
* | $ 56,646,000 | 1 | $ 66,000 |
| Fulton Bank PO BOX 4887 LANCASTER, PA 17604 |
* | $ 3,796,753,000 | 1 | $ 550,000 |
| Gateway Bank, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 232,520,000 | 1 | $ 173,000 |
| Gateway Funding Dms, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 208,000 |
| First Republic Bank 111 PINE STREET, 5TH FLOOR SAN FRANCISCO, CA 94111 |
* | $ 4,861,575,000 | 1 | $ 1,100,000 |
| First Source Federal Credit Un 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 135,995,000 | 1 | $ 25,000 |
| Franklin American Mortgage Co 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 200,000 |
| 1st 2nd Mortgage Co. of N.J., 50 SPRING STREET CRESSKILL, NJ 07626 |
* | $ 10,000,000 | 1 | $ 120,000 |
| 1st Republic Mortgage Bankers 110 JERICHO TURNPIKE SUITE 200 FLORAL PARK, NY 11001 |
* | $ 10,000,000 | 1 | $ 153,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 3,882,664,000 | 1 | $ 148,000 |
| Abacus Federal Savings Bank 6 BOWERY NEW YORK, NY 10013 |
* | $ 282,749,000 | 1 | $ 142,000 |
| AMC Mortgage Services, Inc. 1100 TOWN & COUNTRY ROAD, SUITE 1100 IRVINE, CA 92868 |
* | $ 10,000,000 | 1 | $ 107,000 |
| Alliance Bank NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 775,196,000 | 1 | $ 239,000 |
| Arlington Capital Mortgage 3260 TILLMAN DRIVE, SUITE 90 BENSALEM, PA 19020 |
* | $ 10,000,000 | 1 | $ 190,000 |
| American Eagle FCU 417 MAIN STREET EAST HARTFORD, CT 06118 |
* | $ 776,521,000 | 1 | $ 10,000 |
| Bankatlantic 2100 WEST CYPRESS CREEK ROAD FORT LAUDERDALE, FL 33309 |
* | $ 4,911,358,000 | 1 | $ 374,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 762,058,000 | 1 | $ 215,000 |
| Bridge Capital Corporation 27121 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 10,000,000 | 1 | $ 59,000 |
| Berkshire Financial Group 585 N. GANNON AVENUE STATEN ISLAND, NY 10314 |
* | $ 10,000,000 | 1 | $ 51,000 |
| Bethpage Federal Credit Union 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 1,461,710,000 | 1 | $ 191,000 |
| Commonfund Mortgage Corp. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 1 | $ 144,000 |
| Usalliance Federal Credit Union 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 518,698,000 | 1 | $ 100,000 |
| Wilmington Finance, Inc. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 132,000 |
| Wings Financial Credit Union 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 1,290,198,000 | 1 | $ 202,000 |
The tables below break down 2003 mortgage applications in Saratoga County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 17,607 | $2,109,274,000 | $119,000 | $1,110,000 | $73,000 | $8,760,000 |
| Home Purchase (one-to-four family) | 7,557 | $1,005,490,000 | $133,000 | $1,000,000 | $76,000 | $9,999,000 |
| Home Improvement (one-to-four family) | 1,037 | $28,661,000 | $27,000 | $430,000 | $75,000 | $1,848,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 32 | $36,602,000 | $1,143,000 | $9,090,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,502 | $2,471,522,000 | $120,000 | $3,300,000 | $75,000 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 3,451 | $412,326,000 | $119,000 | $9,090,000 | $83,000 | $5,975,000 |
| Not applicable | 1,308 | $172,495,000 | $131,000 | $5,509,000 | $11,000 | $550,000 |
| Other | 332 | $43,320,000 | $130,000 | $599,000 | $76,000 | $600,000 |
| Asian or Pacific Islander | 210 | $30,372,000 | $144,000 | $423,000 | $76,000 | $504,000 |
| Black | 201 | $23,065,000 | $114,000 | $395,000 | $70,000 | $360,000 |
| Hispanic | 176 | $21,760,000 | $123,000 | $639,000 | $73,000 | $312,000 |
| American Indian or Alaskan Native | 53 | $5,167,000 | $97,000 | $272,000 | $65,000 | $330,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,792 | $2,909,175,000 | $122,000 | $9,090,000 | $80,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,986 | $212,109,000 | $106,000 | $297,000 | $36,000 | $387,000 |
| VA-guaranteed (Veterans Administration) | 454 | $58,642,000 | $129,000 | $263,000 | $39,000 | $234,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $101,000 | $101,000 | $101,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,476 | $1,823,869,000 | $125,000 | $5,509,000 | $86,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,646 | $463,393,000 | $127,000 | $596,000 | $47,000 | $1,014,000 |
| Application Denied By Financial Institution | 3,317 | $321,827,000 | $97,000 | $3,300,000 | $70,000 | $5,975,000 |
| Application Withdrawn By Applicant | 2,397 | $295,128,000 | $123,000 | $9,090,000 | $69,000 | $750,000 |
| Application Approved But Not Accepted | 1,967 | $222,021,000 | $112,000 | $500,000 | $75,000 | $8,760,000 |
| File Closed For Incompleteness | 430 | $53,789,000 | $125,000 | $600,000 | $72,000 | $1,848,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 854 | $69,274,000 | $81,000 | $630,000 | $61,000 | $1,097,000 |
| Debt-To-Income Ratio | 406 | $43,280,000 | $106,000 | $3,300,000 | $53,000 | $389,000 |
| Other | 369 | $43,632,000 | $118,000 | $1,000,000 | $67,000 | $600,000 |
| Collateral | 323 | $34,745,000 | $107,000 | $518,000 | $75,000 | $526,000 |
| Credit Application Incomplete | 238 | $29,779,000 | $125,000 | $495,000 | $100,000 | $1,024,000 |
| Unverifiable Information | 76 | $10,765,000 | $141,000 | $1,000,000 | $66,000 | $572,000 |
| Employment History | 40 | $1,977,000 | $49,000 | $195,000 | $46,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,473,000 | $133,000 | $304,000 | $95,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $161,000 | $161,000 | $161,000 | $61,000 | $61,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About