Find mortgage statistics and lending data for the Schoharie County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Schoharie County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,094 |
Total Mortgage Loan Application Amount | $127,418,000 |
Average Mortgage Loan Application Amount | $116,000 |
Highest Mortgage Loan Application Amount | $559,000 |
Average Applicant Income | $69,000 |
Highest Applicant Income | $761,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,986,046,000 | 130 | $ 9,608,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,266,125,000,000 | 97 | $ 11,656,000 |
BANK OF RICHMONDVILLE 857 EAST MAIN STREET COBLESKILL, NY 12043 |
* | $ 124,563,000 | 94 | $ 10,369,000 |
HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 70 | $ 9,957,000 |
TRUSTCO BANK 6 METRO PARK ROAD ALBANY, NY 12205 |
* | $ 4,347,132,000 | 50 | $ 5,205,000 |
STATE EMPLOYEES FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 2,513,640,000 | 42 | $ 2,333,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 37 | $ 3,932,000 |
SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ 10,000,000 | 33 | $ 4,071,000 |
SUNMARK FEDERAL CREDIT UNION 1187 TROY SCHENECTADY ROAD LATHAM, NY 12110 |
* | $ 374,262,000 | 32 | $ 3,280,000 |
FIRST NEW YORK 2 WALL STREET ALBANY, NY 12205 |
* | $ 252,402,000 | 25 | $ 2,095,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 87,043,364,000 | 25 | $ 3,218,000 |
OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 24 | $ 3,119,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 20 | $ 3,331,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 20 | $ 2,718,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 17 | $ 1,447,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 17 | $ 2,655,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 16 | $ 2,298,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 16 | $ 2,121,000 |
COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 7,470,683,000 | 16 | $ 1,015,000 |
THE NATIONAL BANK OF COXSACKIE 3 - 7 REED STREET COXSACKIE, NY 12051 |
* | $ 244,378,000 | 14 | $ 1,456,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 12 | $ 869,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 11 | $ 1,502,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 82,086,021,000 | 11 | $ 1,595,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 14,069,057,000 | 10 | $ 1,614,000 |
CONTINENTAL HOME LOANS INC. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 10 | $ 1,347,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 104,823,994,000 | 9 | $ 767,000 |
CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 8 | $ 916,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 8 | $ 1,278,000 |
1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 7 | $ 899,000 |
DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 7 | $ 1,091,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 7 | $ 1,173,000 |
THE BANK OF GREENE COUNTY 341 MAIN STREET CATSKILL, NY 12414 |
* | $ 625,405,000 | 6 | $ 857,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 6 | $ 1,008,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,891,810,000 | 6 | $ 305,000 |
PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, OH 13057 |
* | $ 10,000,000 | 5 | $ 725,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 5 | $ 663,000 |
TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 203,985,615,000 | 5 | $ 559,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,313,401,000,000 | 5 | $ 333,000 |
BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 5,144,058,000 | 4 | $ 315,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 4 | $ 537,000 |
ULSTER SAVINGS BANK 180 SCHWENK DRIVE KINGSTON, NY 12401 |
* | $ 723,745,000 | 4 | $ 434,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 4 | $ 836,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 209,365,000 | 3 | $ 427,000 |
FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ 4,520,676,000 | 3 | $ 792,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 3 | $ 343,000 |
ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ 10,000,000 | 3 | $ 763,000 |
COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 5,784,213,000 | 3 | $ 364,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 3 | $ 212,000 |
SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 83,081,838,000 | 3 | $ 382,000 |
WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET WATERBURY, CT 06702 |
* | $ 20,113,089,000 | 3 | $ 176,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 15,532,278,000 | 3 | $ 629,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 303,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 119,444,656,000 | 3 | $ 509,000 |
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 979,843,000 | 3 | $ 223,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 94,795,926,000 | 2 | $ 263,000 |
SAGE BANK 18 HURD STREET LOWELL, MA 01852 |
* | $ 208,464,000 | 2 | $ 555,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 6,680,971,000 | 2 | $ 324,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 2 | $ 501,000 |
FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 36,871,280,000 | 2 | $ 349,000 |
HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 186,789,896,000 | 2 | $ 199,000 |
BANC OF CALIFORNIA, NA 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 1,369,414,000 | 2 | $ 354,000 |
USNY BANK 389 HAMILTON STREET GENEVA, NY 14456 |
* | $ 145,994,000 | 2 | $ 178,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ 100,000,000 | 2 | $ 338,000 |
TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ 10,000,000 | 2 | $ 505,000 |
CONTOUR MORTGAGE CORPORATION 990 STEWART AVENUE STE#660 GARDEN CITY, NY 11530 |
* | $ 10,000,000 | 2 | $ 191,000 |
CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,203,139,000 | 2 | $ 130,000 |
VANGUARD FUNDING LLC 300 GARDEN CITY PLAZA, SUITE 170 GARDEN CITY, NY 11530 |
* | $ 2,793,000 | 2 | $ 363,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 507,000 |
EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ 603,000 | 1 | $ 248,000 |
RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 1 | $ 150,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 1 | $ 88,000 |
GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 96,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ 945,758,000 | 1 | $ 184,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 210,000 |
NJ LENDERS CORP. 219 PATERSON AVE LITTLE FALLS, NJ 07424 |
* | $ 10,000,000 | 1 | $ 200,000 |
TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILKES BARRE, PA 18702 |
* | $ 60,000,000 | 1 | $ 71,000 |
FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,376,094,000 | 1 | $ 141,000 |
OCWEN LOAN SERVICING, LLC 1661 WORTHINGTION ROAD SUITE 100 WEST PALM BEACH, FL 33409 |
* | $ 604,484,000 | 1 | $ 308,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 270,671,000 | 1 | $ 131,000 |
MGN FUNDING CORPORATION 30-50 WHITESTONE EXPRESSWAY STE 305 FLUSHING, NY 11354 |
* | $ 17,000,000 | 1 | $ 150,000 |
RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 1 | $ 71,000 |
LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ 10,000,000 | 1 | $ 85,000 |
HARTFORD FUNDING, LTD. 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 297,000 |
US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ 11,000,000 | 1 | $ 124,000 |
HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 3,751,448,000 | 1 | $ 88,000 |
FIRST NATIONAL BANK OF SCOTIA 201 MOHAWK AVE SCOTIA, NY 12302 |
* | $ 402,049,000 | 1 | $ 12,000 |
EQUITY NOW INC. 215 LEXINGTON AVENUE, SUITE 1702 NEW YORK, NY 10016 |
* | $ 10,000,000 | 1 | $ 225,000 |
UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 141,000 |
INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 287,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 209,000 |
ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 4,430,539,000 | 1 | $ 110,000 |
CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 475,008,000 | 1 | $ 163,000 |
GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 277,529,000 | 1 | $ 305,000 |
SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 INDEPENDENCE, OH 44131 |
* | $ 101,315,000 | 1 | $ 226,000 |
GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 214,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 429,180,000 | 1 | $ 163,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 196,979,000 | 1 | $ 15,000 |
FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 2,759,745,000 | 1 | $ 30,000 |
PIONEER BANK 652 ALBANY-SHAKER RD. ALBANY, NY 12211 |
* | $ 756,099,000 | 1 | $ 60,000 |
HAMPDEN BANK 19 HARRISON AVENUE SPRINGFIELD, MA 01103 |
* | $ 641,413,000 | 1 | $ 36,000 |
CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 250,961,257,000 | 1 | $ 175,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 295,026,390,000 | 1 | $ 134,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 1 | $ 86,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 1 | $ 106,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,247,622,000 | 1 | $ 46,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,778,826,000 | 1 | $ 24,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 169,076,807,000 | 1 | $ 101,000 |
TEACHERS 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 4,704,851,000 | 1 | $ 95,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 555 | $71,238,000 | $128,000 | $559,000 | $71,000 | $761,000 |
Home Purchase | 399 | $49,095,000 | $123,000 | $535,000 | $69,000 | $368,000 |
Home Improvement | 140 | $7,085,000 | $50,000 | $417,000 | $63,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 915 | $104,422,000 | $114,000 | $559,000 | $74,000 | $761,000 |
Not Provided | 81 | $11,125,000 | $137,000 | $535,000 | $73,000 | $268,000 |
Not applicable | 68 | $8,535,000 | $125,000 | $417,000 | $7,000 | $308,000 |
Hispanic | 16 | $1,847,000 | $115,000 | $225,000 | $70,000 | $159,000 |
Black or African American | 6 | $709,000 | $118,000 | $201,000 | $66,000 | $132,000 |
American Indian or Alaskan Native | 5 | $376,000 | $75,000 | $185,000 | $60,000 | $182,000 |
Asian | 2 | $314,000 | $157,000 | $264,000 | $64,000 | $99,000 |
Native Hawaiian or Other Pacific Islander | 1 | $90,000 | $90,000 | $90,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 798 | $86,121,000 | $107,000 | $559,000 | $77,000 | $761,000 |
FHA-insured (Federal Housing Administration) | 180 | $25,195,000 | $139,000 | $318,000 | $47,000 | $216,000 |
VA-guaranteed (Veterans Administration) | 64 | $10,270,000 | $160,000 | $337,000 | $48,000 | $139,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $5,832,000 | $112,000 | $255,000 | $47,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 540 | $61,345,000 | $113,000 | $559,000 | $78,000 | $368,000 |
Application Denied By Financial Institution | 257 | $27,738,000 | $107,000 | $340,000 | $64,000 | $761,000 |
Loan Purchased By The Institution | 116 | $15,196,000 | $131,000 | $417,000 | $36,000 | $308,000 |
Application Withdrawn By Applicant | 85 | $11,035,000 | $129,000 | $334,000 | $68,000 | $250,000 |
Application Approved But Not Accepted | 66 | $7,951,000 | $120,000 | $280,000 | $73,000 | $185,000 |
File Closed For Incompleteness | 30 | $4,153,000 | $138,000 | $339,000 | $71,000 | $264,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 55 | $5,148,000 | $93,000 | $250,000 | $45,000 | $236,000 |
Credit History | 49 | $3,973,000 | $81,000 | $312,000 | $53,000 | $210,000 |
Collateral | 45 | $6,008,000 | $133,000 | $323,000 | $97,000 | $761,000 |
Other | 21 | $2,313,000 | $110,000 | $297,000 | $67,000 | $140,000 |
Credit Application Incomplete | 15 | $1,700,000 | $113,000 | $248,000 | $82,000 | $197,000 |
Unverifiable Information | 9 | $1,216,000 | $135,000 | $207,000 | $69,000 | $109,000 |
Employment History | 4 | $706,000 | $176,000 | $340,000 | $60,000 | $153,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $747,000 | $186,000 | $254,000 | $138,000 | $198,000 |
Mortgage Insurance Denied | 1 | $63,000 | $63,000 | $63,000 | $44,000 | $44,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.