Scott County, VA Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 795 mortgage applications in Scott County, VA totaling $60.5 million, down 16% from 2006. The average application was for $76,000, and applicants reported an average income of $52,000. 50% of applications resulted in an originated loan and 25% were denied. The most active lender was Eastman Credit Union, with 101 applications, followed by New Peoples Bank, Inc and Beneficial Company LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 795
Total Mortgage Loan Application Amount $60,525,000
Average Mortgage Loan Application Amount $76,000
Highest Mortgage Loan Application Amount $407,000
Average Applicant Income $52,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Scott County, VA for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 1,779,378,000 101 $ 8,034,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 635,086,000 75 $ 4,496,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 74 $ 6,135,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 57 $ 3,387,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 54 $ 3,320,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 33 $ 2,287,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 23 $ 2,746,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 22 $ 2,210,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 20 $ 2,240,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 17 $ 1,802,000
The Bank of Marion
PO BOX 1067
MARION, VA 24354
* $ 353,758,000 16 $ 801,000
Farmers and Miners Bank
41526 W MORGAN AVENUE
PENNINGTON GAP, VA 24277
* $ 117,893,000 15 $ 748,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 14 $ 1,082,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 13 $ 1,291,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 13 $ 590,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 11 $ 982,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 11 $ 346,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 10 $ 587,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 1,224,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 9 $ 1,012,000
Miners Exchange Bank
PO BOX 1197
COEBURN, VA 24230
* $ 83,151,000 9 $ 237,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 991,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 7 $ 560,000
Appalachian Community Federal Credit Union
5034 BOBBY HICKS HIGHWAY SUITE 2
JOHNSON CITY, TN 37615
* $ 91,973,000 7 $ 642,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 7 $ 646,000
Greenbank
100 N. MAIN STREET
GREENEVILLE, TN 37743
* $ 1,771,120,000 7 $ 272,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 6 $ 298,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 326,000
Wells Fargo Fin'l Sys Virginia
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 6 $ 393,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 338,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 5 $ 353,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 5 $ 360,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 5 $ 369,000
Bank of Tennessee
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 571,395,000 5 $ 277,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 4 $ 260,000
Kingsport Press Credit Unioin
528 W CENTER ST
KINGSPORT, TN 37660
* $ 54,876,000 4 $ 171,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 4 $ 277,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 290,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 3 $ 229,000
Lee Bank & Trust Company
P.O. BOX 100
PENNINGTON GAP, VA 24277
* $ 168,196,000 3 $ 145,000
Jefferson Federal Bank
120 EVANS AVENUE
MORRISTOWN, TN 37814
* $ 352,944,000 3 $ 391,000
Trupoint Bank
20089 RIVERSIDE DR
GRUNDY, VA 24614
* $ 469,670,000 3 $ 101,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 868,247,000 3 $ 295,000
First Community Bank, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,023,102,000 3 $ 137,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 3 $ 294,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 150,000
Highlands Union Bank
340 WEST MAIN STREET
ABINGDON, VA 24210
* $ 627,993,000 2 $ 97,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 2 $ 115,000
Liberty Mortgage Corporation
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 2 $ 313,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 2 $ 239,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 2 $ 89,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 128,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 186,000
Lasalle Bank NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 72,966,529,000 2 $ 75,000
United Capital Mortgage
2203 MCKINLEY RD, SUITE 130
JOHNSON CITY, TN 37604
* $ 10,000,000 2 $ 158,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 329,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 80,000
Lime Financial Services, Ltd.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 80,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 96,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 60,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 1 $ 147,000
Refinance.Com
60 OAK DRIVE
SYOSSET, NY 11791
* $ 68,108,000 1 $ 95,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 75,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 1 $ 25,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 1 $ 6,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 1 $ 75,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 57,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 125,000
Homeowners Mortgage Enterprise
2530 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 146,000
Nations Home Mortgage
51 HADDONFIELD ROAD SUITE 210
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 79,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 135,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 110,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 61,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 38,000
Fidelity Home Mortgage
1012 NORTH POINT RD
BALTIMORE, MD 21224
* $ 10,000,000 1 $ 119,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 65,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 1 $ 98,000
United Southeast FCU
1545 BLUFF CITY HWY
BRISTOL, TN 37620
* $ 99,305,000 1 $ 190,000
Roanoke Postal Employees' FCU
PO BOX 12405
ROANOKE, VA 24025
* $ 92,812,000 1 $ 35,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 55,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 60,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 270,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 15,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 29,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 90,000
Sidus Financial, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 140,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 1 $ 170,000
Citizens Bank
PO BOX 1900
ELIZABETHTON, TN 37644
* $ 595,936,000 1 $ 195,000
Fremont Investment & Loan
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 1 $ 98,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,162,883,000 1 $ 60,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 50,000
Popular Housing Services
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 12,000,000 1 $ 70,000
Citizens Bank
130 S BROAD STREET
NEW TAZEWELL, TN 37825
* $ 148,494,000 1 $ 135,000
Peoples Bank of the South
106 WEST CENTRAL AVENUE
LA FOLLETTE, TN 37766
* $ 130,548,000 1 $ 36,000
Peoples Bank, the
419 ERIN DRIVE
KNOXVILLE, TN 37919
* $ 47,985,000 1 $ 112,000
First-Citizens Bank & Trust Co
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 13,331,180,000 1 $ 86,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 182,588,156,000 1 $ 4,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 83,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,106,419,000 1 $ 72,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 1 $ 50,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 96,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 1 $ 33,000

The tables below break down 2007 mortgage applications in Scott County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Scott County, VA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 426 $35,728,000 $83,000 $407,000 $50,000 $308,000
Home Purchase 258 $21,390,000 $82,000 $314,000 $57,000 $1,000,000
Home Improvement 111 $3,407,000 $30,000 $200,000 $46,000 $218,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 711 $53,684,000 $75,000 $407,000 $53,000 $1,000,000
Not Provided 46 $3,935,000 $85,000 $245,000 $43,000 $176,000
Not applicable 26 $2,091,000 $80,000 $158,000 $27,000 $174,000
Black or African American 8 $600,000 $75,000 $162,000 $46,000 $89,000
Hispanic 2 $83,000 $41,000 $43,000 $86,000 $105,000
Native Hawaiian or Other Pacific Islander 1 $90,000 $90,000 $90,000 $79,000 $79,000
American Indian or Alaskan Native 1 $42,000 $42,000 $42,000 $24,000 $24,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 767 $57,823,000 $75,000 $407,000 $52,000 $1,000,000
FHA-insured (Federal Housing Administration) 21 $1,965,000 $93,000 $167,000 $39,000 $71,000
VA-guaranteed (Veterans Administration) 6 $637,000 $106,000 $125,000 $40,000 $47,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $100,000 $100,000 $100,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 396 $29,290,000 $73,000 $407,000 $58,000 $1,000,000
Application Denied By Financial Institution 202 $14,495,000 $71,000 $220,000 $45,000 $300,000
Loan Purchased By The Institution 71 $6,053,000 $85,000 $260,000 $35,000 $223,000
Application Withdrawn By Applicant 58 $5,698,000 $98,000 $270,000 $50,000 $206,000
Application Approved But Not Accepted 56 $3,738,000 $66,000 $173,000 $49,000 $223,000
File Closed For Incompleteness 12 $1,251,000 $104,000 $204,000 $61,000 $160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $3,897,000 $72,000 $192,000 $41,000 $110,000
Collateral 18 $1,477,000 $82,000 $153,000 $42,000 $79,000
Other 14 $1,253,000 $89,000 $185,000 $78,000 $300,000
Debt-To-Income Ratio 13 $898,000 $69,000 $200,000 $30,000 $54,000
Credit Application Incomplete 4 $302,000 $75,000 $100,000 $48,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 1 $43,000 $43,000 $43,000 $67,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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