Sebastian County, AR Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 4,770 mortgage applications in Sebastian County, AR totaling $596.8 million, up 10% from 2014. The average application was for $125,000, and applicants reported an average income of $64,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was Arvest Bank, with 808 applications, followed by Cadence Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,770
Total Mortgage Loan Application Amount $596,806,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $6,100,000
Average Applicant Income $64,000
Highest Applicant Income $2,163,000

Mortgage Company List for Lending in Sebastian County, AR for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 808 $ 83,325,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,314,758,000 299 $ 37,619,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 261 $ 34,168,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 216 $ 18,017,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 169 $ 17,440,000
Farmers Bank
71 WEST CENTER
GREENWOOD, AR 72936
* $ 198,474,000 154 $ 11,937,000
Citizens Bank & Trust Company
PO BOX 469
VAN BUREN, AR 72956
* $ 365,218,000 141 $ 20,165,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 662,845,000 122 $ 14,690,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 915,717,000 119 $ 17,325,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 1,205,389,000 119 $ 14,148,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 481,378,000 102 $ 21,505,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 86 $ 11,812,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 84 $ 13,202,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 84 $ 12,461,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,834,761,000 81 $ 7,202,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 79 $ 11,260,000
Benefit Bank
8300 PHOENIX AVE
FORT SMITH, AR 72903
* $ 195,142,000 76 $ 9,080,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 76 $ 8,332,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 71 $ 7,784,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 63 $ 7,191,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 4,633,578,000 60 $ 9,437,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 7,384,532,000 57 $ 13,469,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 56 $ 8,036,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 47 $ 9,621,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 46 $ 7,647,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 44 $ 2,241,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 6,760,879,000 43 $ 9,849,000
First Western Bank
401 W WALNUT ST
ROGERS, AR 72756
* $ 328,705,000 40 $ 5,766,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 40 $ 6,943,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 38 $ 2,350,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 38 $ 3,356,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 37 $ 4,559,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 34 $ 4,406,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 31 $ 4,206,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 31 $ 3,750,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 30 $ 4,118,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 30 $ 3,650,000
First Western Mortgage
80 W MAIN ST
BOONEVILLE, AR 72927
* $ 328,705,000 29 $ 4,344,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 29 $ 4,049,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 27 $ 3,132,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 27 $ 3,341,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ 903,912,000,000 25 $ 2,978,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 25 $ 806,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 22 $ 3,283,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 21 $ 3,306,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 21 $ 2,680,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 20 $ 2,607,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 18 $ 1,071,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 16 $ 1,000,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 201,390,000 16 $ 2,412,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 15 $ 1,976,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 142,207,000 15 $ 1,961,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 14 $ 1,692,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 1,029,107,000 13 $ 1,707,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ 334,272,000 12 $ 1,249,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 11 $ 2,027,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 11 $ 1,032,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 10 $ 626,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 9 $ 837,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 8 $ 1,651,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 8 $ 948,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 8 $ 1,075,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 714,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 6 $ 779,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 1,569,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 6 $ 677,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 6 $ 902,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 6 $ 899,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 6 $ 809,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 731,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,036,325,000 5 $ 139,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ 682,247,000 5 $ 804,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 5 $ 696,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 5 $ 1,074,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 587,000
Gerber Federal Credit Union
508 STATE STREET PO BOX 116
FREMONT, MI 49412
* $ 125,501,000 4 $ 359,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 4 $ 277,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 527,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 4 $ 28,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 4 $ 51,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 4 $ 730,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 3 $ 1,130,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 3 $ 386,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 3 $ 397,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 3 $ 384,000
First National Bank
400 EAST FIRST STREET
HEAVENER, OK 74937
* $ 75,509,000 3 $ 480,000
The Central National Bank of Poteau
P.O. BOX 340
POTEAU, OK 74953
* $ 231,894,000 3 $ 256,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 478,000
Bear State Bank
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 616,524,000 3 $ 641,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 3 $ 470,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 3 $ 127,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 3 $ 416,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 3 $ 61,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 4,626,323,000 3 $ 707,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 3 $ 745,000
The Community State Bank
PO BOX 769
POTEAU, OK 74953
* $ 221,950,000 3 $ 191,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 338,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 2 $ 159,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 402,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 366,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 266,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 2 $ 272,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 2 $ 250,000
The Bank of Fayetteville
PO BOX 1728
FAYETTEVILLE, AR 72702
* $ 345,997,000 2 $ 123,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 2 $ 195,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 257,892,000 2 $ 120,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 364,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 322,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 13,563,392,000 2 $ 285,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 183,453,000 2 $ 358,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 34,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 247,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 215,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 80,650,000 2 $ 146,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 705,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 62,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 157,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 66,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 907,983,000 1 $ 390,000
Legacy National Bank
4055 W SUNSET
P O BOX 6490, AR 72766
* $ 321,242,000 1 $ 250,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 88,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 1 $ 171,000
First Citizens National Bank

NEWARK, OH 43055
* $ 1,232,089,000 1 $ 97,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 146,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 151,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 138,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 144,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 85,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 466,329,000 1 $ 244,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 273,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 61,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 1 $ 1,656,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 75,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 54,521,000 1 $ 172,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,264,522,000 1 $ 9,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 254,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 1 $ 67,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 79,624,593,000 1 $ 53,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ 249,973,000 1 $ 139,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 1,028,079,000 1 $ 4,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,545,267,000 1 $ 142,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 692,833,000 1 $ 171,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 229,000
The Bank of Herrin
101 S. PARK AVE, P.O. BOX B
HERRIN, IL 62948
* $ 5,009,511,000 1 $ 6,100,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 1 $ 134,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 222,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 417,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 208,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 242,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 254,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 182,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 117,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 907,210,000 1 $ 148,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 987,143,000 1 $ 8,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 130,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 653,480,000 1 $ 213,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 139,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 187,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 150
RICHARDSON, TX 75083
* $ 2,105,747,000 1 $ 250,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 211,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 1 $ 486,000

The tables below break down 2015 mortgage applications in Sebastian County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sebastian County, AR in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,454 $337,711,000 $137,000 $6,100,000 $62,000 $1,460,000
Refinancing 1,822 $240,656,000 $132,000 $2,763,000 $64,000 $1,296,000
Home Improvement 494 $18,439,000 $37,000 $1,091,000 $70,000 $2,163,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,251 $399,062,000 $122,000 $2,440,000 $75,000 $2,163,000
Not applicable 627 $108,924,000 $173,000 $6,100,000 $13,000 $633,000
Hispanic 324 $24,176,000 $74,000 $411,000 $42,000 $635,000
Not Provided 215 $26,669,000 $124,000 $818,000 $66,000 $648,000
Asian 152 $17,625,000 $115,000 $900,000 $69,000 $650,000
Black or African American 147 $14,646,000 $99,000 $599,000 $55,000 $540,000
American Indian or Alaskan Native 51 $5,517,000 $108,000 $417,000 $70,000 $259,000
Native Hawaiian or Other Pacific Islander 3 $187,000 $62,000 $116,000 $46,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,034 $384,745,000 $126,000 $6,100,000 $77,000 $2,163,000
FHA-insured (Federal Housing Administration) 1,034 $115,696,000 $111,000 $326,000 $38,000 $249,000
VA-guaranteed (Veterans Administration) 502 $74,470,000 $148,000 $569,000 $52,000 $364,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $21,895,000 $109,000 $412,000 $27,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,597 $346,417,000 $133,000 $6,100,000 $73,000 $2,163,000
Application Denied By Financial Institution 831 $73,495,000 $88,000 $818,000 $54,000 $1,296,000
Loan Purchased By The Institution 743 $99,582,000 $134,000 $567,000 $37,000 $633,000
Application Withdrawn By Applicant 318 $41,722,000 $131,000 $1,258,000 $67,000 $633,000
Application Approved But Not Accepted 150 $20,329,000 $135,000 $1,007,000 $84,000 $650,000
File Closed For Incompleteness 131 $15,261,000 $116,000 $657,000 $62,000 $391,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 134 $9,713,000 $72,000 $502,000 $63,000 $648,000
Debt-To-Income Ratio 72 $7,144,000 $99,000 $400,000 $52,000 $200,000
Collateral 55 $5,345,000 $97,000 $800,000 $55,000 $143,000
Credit Application Incomplete 32 $3,452,000 $107,000 $297,000 $43,000 $186,000
Other 26 $2,205,000 $84,000 $273,000 $71,000 $294,000
Unverifiable Information 10 $981,000 $98,000 $279,000 $40,000 $104,000
Employment History 8 $1,284,000 $160,000 $431,000 $101,000 $364,000
Insufficient Cash (Downpayment, Closing Cost) 5 $450,000 $90,000 $201,000 $45,000 $109,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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