Seneca County, NY Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 878 mortgage applications in Seneca County, NY totaling $92.5 million, down 8% from 2017. The average application was for $105,000, and applicants reported an average income of $93,000. 63% of applications resulted in an originated loan and 17% were denied. The most active lender was Lyons National Bank, with 135 applications, followed by Community Bank, N.A. and The Summit Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 878
Total Mortgage Loan Application Amount $92,480,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $93,000
Highest Applicant Income $8,458,000

Mortgage Company List for Lending in Seneca County, NY for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,031,930,000 135 $ 15,635,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 10,521,576,000 85 $ 6,565,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 863,654,000 35 $ 2,035,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 291,698,000 34 $ 2,640,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 30 $ 3,150,000
Finger Lakes Federal Credit Union
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 117,254,000 29 $ 1,595,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 28 $ 2,870,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 4,069,086,000 28 $ 2,400,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 6,242,801,000 21 $ 1,595,000
Usny Bank
389 HAMILTON STREET
GENEVA, NY 14456
* $ 362,089,000 17 $ 2,015,000
Beginnings Credit Union
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,056,836,000 15 $ 1,485,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 554,686,000 15 $ 1,595,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 15 $ 555,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 14 $ 1,450,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 14 $ 1,690,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 14 $ 980,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 12 $ 1,630,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 429,924,000 11 $ 605,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 11 $ 685,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 10 $ 550,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 4,022,727,000 10 $ 1,670,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 2,118,275,000 10 $ 2,230,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,662,017,000 10 $ 930,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 10 $ 1,590,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 9 $ 1,045,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 549,121,000 9 $ 1,375,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 1,165,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 8 $ 530,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,343,220,000 7 $ 1,435,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 935,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 460,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,704,254,000 6 $ 1,480,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 470,000
Alternatives Federal Credit Union
125 N FULTON ST
ITHACA, NY 14850
* $ 103,748,000 6 $ 540,000
Savannah Bank National Association
1565 MAIN STREET
SAVANNAH, NY 13146
* $ 140,083,000 5 $ 365,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 665,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 485,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 5 $ 325,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 5 $ 855,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 5 $ 935,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 585,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 4 $ 320,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 420,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 510,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 4 $ 1,080,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 4 $ 370,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 415,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 3 $ 445,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 3 $ 195,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 425,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 425,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 3 $ 185,000
Fairport Savings Bank
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 312,913,000 3 $ 575,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 900,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 2 $ 200,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 471,190,000 2 $ 480,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 290,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 130,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 2 $ 170,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 310,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 10,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 310,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 260,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 130,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 2 $ 410,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,643,264,000 2 $ 130,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,431,473,000 2 $ 210,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 240,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 1 $ 115,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 1,454,524,000 1 $ 125,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 45,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 1 $ 25,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,060,824,000 1 $ 315,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 115,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ -1,000 1 $ 75,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 65,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,482,092,000 1 $ 195,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ -1,000 1 $ 115,000
Ghs Federal Credit Union
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 142,605,000 1 $ 45,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 1 $ 25,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 95,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 315,223,000 1 $ 5,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 35,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,079,137,000 1 $ 175,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 7,464,237,000 1 $ 335,000
Servu Federal Credit Union
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 292,150,000 1 $ 25,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 205,000
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,272,922,000 1 $ 725,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 31,211,939,000 1 $ 275,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 1 $ 45,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 165,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 1 $ 35,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 125,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 2,735,073,000 1 $ 225,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 247,944,000 1 $ 55,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 65,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 1 $ 95,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 125,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 1 $ 75,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 195,412,000 1 $ 255,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 4,682,494,000 1 $ 35,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 526,835,000 1 $ 85,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 115,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 225,000

The tables below break down 2018 mortgage applications in Seneca County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Seneca County, NY in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 443 $57,265,000 $129,000 $725,000 $89,000 $704,000
Refinancing 116 $9,590,000 $82,000 $295,000 $67,000 $457,000
Cash-out Refinancing 113 $13,215,000 $116,000 $1,005,000 $82,000 $656,000
Home Improvement 113 $6,315,000 $55,000 $1,005,000 $157,000 $8,458,000
Other Purpose 67 $4,475,000 $66,000 $365,000 $72,000 $231,000
Not Applicable 26 $1,620,000 $62,000 $155,000 $108,000 $117,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 726 $76,760,000 $105,000 $1,005,000 $94,000 $8,458,000
Not Provided 66 $6,960,000 $105,000 $405,000 $83,000 $457,000
Not applicable 56 $5,290,000 $94,000 $725,000 $80,000 $117,000
Hispanic 14 $1,280,000 $91,000 $235,000 $68,000 $206,000
Black or African American 9 $1,625,000 $180,000 $615,000 $156,000 $428,000
Asian 4 $490,000 $122,000 $265,000 $72,000 $133,000
American Indian or Alaskan Native 3 $75,000 $25,000 $35,000 $53,000 $89,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 712 $74,060,000 $104,000 $1,005,000 $101,000 $8,458,000
FHA-insured (Federal Housing Administration) 105 $10,705,000 $101,000 $225,000 $54,000 $144,000
VA-guaranteed (Veterans Administration) 44 $6,100,000 $138,000 $275,000 $58,000 $122,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,615,000 $95,000 $135,000 $45,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 555 $60,525,000 $109,000 $1,005,000 $103,000 $8,458,000
Application Denied By Financial Institution 153 $13,085,000 $85,000 $615,000 $62,000 $314,000
Application Withdrawn By Applicant 72 $9,120,000 $126,000 $1,005,000 $96,000 $357,000
Loan Purchased By The Institution 64 $6,350,000 $99,000 $335,000 $81,000 $300,000
Application Approved But Not Accepted 20 $1,470,000 $73,000 $165,000 $66,000 $142,000
File Closed For Incompleteness 14 $1,930,000 $137,000 $515,000 $69,000 $152,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 695 $77,575,000 $111,000 $1,005,000 $101,000 $8,458,000
Debt-To-Income Ratio 79 $6,555,000 $82,000 $615,000 $57,000 $314,000
Credit History 36 $1,870,000 $51,000 $225,000 $56,000 $180,000
Collateral 34 $3,850,000 $113,000 $415,000 $93,000 $295,000
Other 24 $1,700,000 $70,000 $155,000 $58,000 $204,000
Credit Application Incomplete 5 $595,000 $119,000 $225,000 $54,000 $65,000
Unverifiable Information 2 $100,000 $50,000 $75,000 $66,000 $70,000
Employment History 1 $135,000 $135,000 $135,000 $83,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $31,000 $31,000
Mortgage Insurance Denied 1 $35,000 $35,000 $35,000 $28,000 $28,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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