Sumner County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Sumner County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 994 |
| Total Mortgage Loan Application Amount | $92,056,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $556,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,680,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 110 | $ 12,063,000 |
| VALLEY STATE BANK 502 N MERCHANT BELLE PLAINE, KS 67013 |
* | $ 121,578,000 | 56 | $ 3,162,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,562,678,000 | 47 | $ 5,006,000 |
| SECURITY STATE BANK 101 N WASHINGTON WELLINGTON, KS 67152 |
* | $ 55,297,000 | 45 | $ 3,092,000 |
| BANK OF COMMERCE AND TRUST COMPANY 201 W HARVEY WELLINGTON, KS 67152 |
* | $ 53,786,000 | 42 | $ 2,705,000 |
| PANHANDLE FEDERAL CREDIT UNION 403 NORTH WASHINGTON WELLINGTON, KS 67152 |
* | $ 42,633,000 | 39 | $ 2,148,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 35 | $ 2,992,000 |
| IMPACT BANK 206 EAST HARVEY WELLINGTON, KS 67152 |
* | $ 89,484,000 | 32 | $ 1,715,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 27 | $ 3,113,000 |
| INTRUST BANK, NATIONAL ASSOCIATION 105 N MAIN ST WICHITA, KS 67202 |
* | $ 4,065,989,000 | 26 | $ 1,832,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 22 | $ 2,566,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 21 | $ 2,039,000 |
| MERITRUST FEDERAL CREDIT UNION 8710 E 32ND ST NORTH WICHITA, KS 67226 |
* | $ 760,040,000 | 21 | $ 1,714,000 |
| EMPRISE BANK 257 N BROADWAY WICHITA, KS 67202 |
* | $ 1,461,858,000 | 19 | $ 1,384,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 16 | $ 1,788,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 15 | $ 1,987,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 62,408,304,000 | 14 | $ 774,000 |
| SKYWARD CREDIT UNION 4 CESSNA BLVD WICHITA, KS 67215 |
* | $ 208,498,000 | 14 | $ 1,779,000 |
| CREDIT UNION OF AMERICA 711 W DOUGLAS WICHITA, KS 67213 |
* | $ 394,264,000 | 13 | $ 1,443,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 12 | $ 837,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 662,437,000 | 12 | $ 1,789,000 |
| CARSON BANK 122 W MAIN PO BOX 158 MULVANE, KS 67110 |
* | $ 83,527,000 | 11 | $ 580,000 |
| THE STOCK EXCHANGE BANK, CALDWELL, KANSAS 103 S. MAIN ST., P.O. BOX 273 CALDWELL, KS 67022 |
* | $ 41,045,000 | 11 | $ 617,000 |
| CORNERBANK, N.A. 900 MAIN ST - PO BOX 545 WINFIELD, KS 67156 |
* | $ 276,837,000 | 10 | $ 872,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 10 | $ 1,043,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 9 | $ 922,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 8 | $ 586,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ 10,000,000 | 8 | $ 1,209,000 |
| GARDEN PLAIN STATE BANK PO BOX 75009 WICHITA, KS 67275 |
* | $ 80,482,000 | 8 | $ 1,540,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 8 | $ 956,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 8 | $ 717,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 7 | $ 630,000 |
| INLAND HOME MORTGAGE COMPANY 2225 S WOLF ROAD HILLSIDE, IL 60162 |
* | $ 1,135,000,000 | 7 | $ 737,000 |
| CONWAY BANK, NA 121 E KELLOGG WICHITA, KS 67202 |
* | $ 71,084,000 | 6 | $ 294,000 |
| COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 766,287,000 | 6 | $ 494,000 |
| CAPITOL FEDERAL SAVINGS BANK 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ 9,167,422,000 | 6 | $ 680,000 |
| CITIZENS BANK OF KANSAS, N.A. 300 N MAIN KINGMAN, KS 67068 |
* | $ 226,862,000 | 6 | $ 855,000 |
| FIRST NATIONAL BANK 206 EAST HARVEY WELLINGTON, KS 67152 |
* | $ 89,484,000 | 6 | $ 238,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 6 | $ 412,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 6 | $ 604,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 451,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 6 | $ 623,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 6 | $ 681,000 |
| MID AMERICAN CREDIT UNION 8404 W. KELLOGG DR. WICHITA, KS 67209 |
* | $ 167,673,000 | 6 | $ 757,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 5 | $ 645,000 |
| TEXAS STAR BANK SSB 101 GASSAWAY LOTT, TX 76656 |
* | $ 75,989,000 | 5 | $ 840,000 |
| PULASKI BANK, NA 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,331,681,000 | 5 | $ 930,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 5 | $ 263,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 5 | $ 504,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 5 | $ 567,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 5 | $ 387,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 25,359,999,000 | 4 | $ 471,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 4 | $ 348,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 4 | $ 511,000 |
| QUANTUM CREDIT UNION 6300 W 21ST ST N WICHITA, KS 67205 |
* | $ 63,396,000 | 4 | $ 423,000 |
| CLEARPOINT FUNDING, INC. 4 TECHNOLOGY DRIVE, SUITE 200 WESTBOROUGH, MA 01581 |
* | $ 10,000,000 | 4 | $ 512,000 |
| LEGACY BANK 3711 N RIDGE RD COLWICH, KS 67205 |
* | $ 258,133,000 | 3 | $ 582,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 3 | $ 202,000 |
| VERUS BANK 1033 N BUCKNER DERBY, KS 67037 |
* | $ 115,765,000 | 3 | $ 180,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 3 | $ 253,000 |
| KS STATEBANK 1010 WESTLOOP PL MANHATTAN, KS 66502 |
* | $ 798,484,000 | 3 | $ 342,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 3 | $ 242,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 3 | $ 369,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 20,493,569,000 | 3 | $ 180,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 3 | $ 290,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 244,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 2 | $ 104,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 2 | $ 37,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 2 | $ 49,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 2 | $ 229,000 |
| LANDMARK NATIONAL BANK 701 POYNTZ AVE MANHATTAN, KS 66502 |
* | $ 596,405,000 | 2 | $ 223,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 2 | $ 210,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 463,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 2 | $ 252,000 |
| INTERLINC MORTGAGE SERVICES, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77064 |
* | $ 21,269,000 | 2 | $ 184,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 409,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 291,000 |
| KANZA BANK 2233 N GREENWICH RD KINGMAN, KS 67226 |
* | $ 203,086,000 | 2 | $ 354,000 |
| ROSE HILL BANK 107 N ROSE HILL RD PO BOX 68 ROSE HILL, KS 67133 |
* | $ 267,326,000 | 2 | $ 116,000 |
| WICHITA FEDERAL CREDIT UNION 9835 E 21ST ST N WICHITA, KS 67206 |
* | $ 75,474,000 | 2 | $ 246,000 |
| EQUITY BANK 7701 E KELLOGG STE 100 ANDOVER, KS 67207 |
* | $ 605,882,000 | 2 | $ 185,000 |
| CENTRAL STAR CREDIT UNION 9555 CORPORATE HILLS DR WICHITA, KS 67207 |
* | $ 69,054,000 | 2 | $ 50,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 344,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 62,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 115,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 60,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 65,000 |
| THE UNION STATE BANK OF EVEREST PO BOX 105 HORTON, KS 66424 |
* | $ 216,869,000 | 1 | $ 121,000 |
| THE HALSTEAD BANK 314 MAIN ST HALSTEAD, KS 67056 |
* | $ 76,500,000 | 1 | $ 108,000 |
| GREAT PLAINS 2306 S RANGE LINE RD JOPLIN, MO 64804 |
* | $ 286,660,000 | 1 | $ 114,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 247,163,000 | 1 | $ 168,000 |
| HOME BANK AND TRUST COMPANY 217 N. MAIN EUREKA, KS 67045 |
* | $ 84,396,000 | 1 | $ 15,000 |
| FIRST BANK OF NEWTON 128 E BROADWAY NEWTON, KS 67114 |
* | $ 154,353,000 | 1 | $ 50,000 |
| PLATTE VALLEY BANK OF MISSOURI PO BOX 1250 PLATTE CITY, MO 64079 |
* | $ 356,670,000 | 1 | $ 40,000 |
| FIRST STATE BANK AND TRUST PO BOX 219 TONGANOXIE, KS 66086 |
* | $ 232,769,000 | 1 | $ 294,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 163,495,000 | 1 | $ 123,000 |
| CHISHOLM TRAIL STATE BANK PO BOX 4658 WICHITA, KS 67204 |
* | $ 67,382,000 | 1 | $ 10,000 |
| THE CITIZENS STATE BANK 201 S CHRISTIAN, PO BOX 110 MOUNDRIDGE, KS 67107 |
* | $ 243,981,000 | 1 | $ 107,000 |
| ANDOVER STATE BANK 511 N ANDOVER ROAD, P O BOX 278 ANDOVER, KS 67002 |
* | $ 65,169,000 | 1 | $ 34,000 |
| THE DENISON STATE BANK 421 NEW YORK AVENUE HOLTON, KS 66436 |
* | $ 286,400,000 | 1 | $ 175,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 81,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 224,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 59,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 115,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 188,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 70,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 112,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 12,527,568,000 | 1 | $ 6,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 1 | $ 69,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 1 | $ 37,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 1 | $ 117,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 133,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 584,153,000 | 1 | $ 142,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 123,000 |
| TOWN CENTER BANK 1938 E. LINCOLN HIGHWAY #101 NEW LENOX, IL 60451 |
* | $ 115,684,000 | 1 | $ 111,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 5,152,186,000 | 1 | $ 123,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 374,787,000 | 1 | $ 120,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 1 | $ 128,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 16,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 1 | $ 83,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 1 | $ 101,000 |
| EXCHANGE NATIONAL BANK & TRUST 600 COMMERCIAL, PO BOX 189 ATCHISON, KS 66002 |
* | $ 330,487,000 | 1 | $ 101,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 889,265,000 | 1 | $ 75,000 |
| THE MIDLAND NATIONAL BANK OF NEWTON 527 N MAIN ST NEWTON, KS 67114 |
* | $ 132,168,000 | 1 | $ 63,000 |
| FIRST NATIONAL BANK OF SO KS 6206 N. 247TH STREET W. ANDALE, KS 67001 |
* | $ 61,264,000 | 1 | $ 104,000 |
| SIMMONS FIRST NATIONAL BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 1,849,762,000 | 1 | $ 63,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Sumner County KS in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 569 | $58,673,000 | $103,000 | $400,000 | $70,000 | $1,680,000 |
| Home Purchase | 340 | $30,137,000 | $88,000 | $556,000 | $52,000 | $171,000 |
| Home Improvement | 85 | $3,246,000 | $38,000 | $225,000 | $69,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 823 | $75,986,000 | $92,000 | $556,000 | $68,000 | $469,000 |
| Not applicable | 84 | $7,352,000 | $87,000 | $325,000 | $14,000 | $113,000 |
| Not Provided | 59 | $5,971,000 | $101,000 | $400,000 | $81,000 | $1,680,000 |
| Hispanic | 20 | $1,713,000 | $85,000 | $235,000 | $57,000 | $134,000 |
| American Indian or Alaskan Native | 3 | $454,000 | $151,000 | $197,000 | $84,000 | $110,000 |
| Black or African American | 3 | $270,000 | $90,000 | $136,000 | $40,000 | $54,000 |
| Asian | 2 | $310,000 | $155,000 | $233,000 | $60,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 698 | $60,574,000 | $86,000 | $556,000 | $69,000 | $469,000 |
| FHA-insured (Federal Housing Administration) | 181 | $19,549,000 | $108,000 | $276,000 | $58,000 | $1,680,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $6,384,000 | $89,000 | $270,000 | $42,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 44 | $5,549,000 | $126,000 | $270,000 | $34,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 581 | $52,760,000 | $90,000 | $556,000 | $70,000 | $469,000 |
| Application Denied By Financial Institution | 148 | $12,402,000 | $83,000 | $400,000 | $63,000 | $1,680,000 |
| Loan Purchased By The Institution | 120 | $13,190,000 | $109,000 | $384,000 | $42,000 | $207,000 |
| Application Withdrawn By Applicant | 86 | $8,311,000 | $96,000 | $275,000 | $61,000 | $170,000 |
| Application Approved But Not Accepted | 37 | $3,404,000 | $92,000 | $260,000 | $65,000 | $152,000 |
| File Closed For Incompleteness | 22 | $1,989,000 | $90,000 | $215,000 | $43,000 | $104,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 48 | $3,542,000 | $73,000 | $265,000 | $85,000 | $1,680,000 |
| Collateral | 27 | $2,535,000 | $93,000 | $280,000 | $59,000 | $139,000 |
| Debt-To-Income Ratio | 14 | $1,506,000 | $107,000 | $400,000 | $49,000 | $124,000 |
| Credit Application Incomplete | 7 | $591,000 | $84,000 | $183,000 | $51,000 | $119,000 |
| Other | 4 | $399,000 | $99,000 | $171,000 | $56,000 | $120,000 |
| Unverifiable Information | 2 | $305,000 | $152,000 | $224,000 | $64,000 | $89,000 |
| Employment History | 2 | $280,000 | $140,000 | $144,000 | $47,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $102,000 | $51,000 | $67,000 | $70,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.