Susquehanna County, PA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,484 mortgage applications in Susquehanna County, PA totaling $173.3 million, down 2% from 2010. The average application was for $116,000, and applicants reported an average income of $74,000. 49% of applications resulted in an originated loan and 23% were denied. The most active lender was Peoples Security Bank and Trust Company, with 192 applications, followed by Nbt Bank NA and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,484
Total Mortgage Loan Application Amount $173,314,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $658,000
Average Applicant Income $74,000
Highest Applicant Income $1,054,000

Mortgage Company List for Lending in Susquehanna County, PA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ 557,362,000 192 $ 20,532,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,302,543,000 123 $ 7,228,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 119 $ 15,980,000
First National Bank of Pa
166 MAIN ST
GREENVILLE, PA 16125
* $ 8,759,397,000 113 $ 11,562,000
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 521,374,000 90 $ 9,352,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 5,419,722,000 74 $ 5,752,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 53 $ 6,952,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 2,549,855,000 47 $ 6,563,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 46 $ 5,232,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 44 $ 5,659,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 33 $ 3,013,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ 235,051,000 21 $ 2,148,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 18 $ 2,436,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 18 $ 2,889,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 17 $ 2,761,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,011,752,000 17 $ 2,870,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 3,645,703,000 16 $ 1,419,000
Penn Security Bank & Trust Co.
150 N WASHINGTON AVENUE
SCRANTON, PA 18503
* $ 912,494,000 16 $ 2,470,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 15 $ 2,034,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 15 $ 2,427,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 13 $ 2,043,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 478,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,568,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 10 $ 1,426,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 10 $ 1,539,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 10 $ 1,548,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 10 $ 1,178,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 9 $ 814,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 1,302,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 7 $ 938,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 7 $ 304,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 561,209,000 7 $ 1,077,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 3,801,366,000 7 $ 507,000
Penn East Federal Credit Union
411 7TH AVENUE
SCRANTON, PA 18503
* $ 122,985,000 7 $ 280,000
Fncb
102 EAST DRINKER ST
DUNMORE, PA 18512
* $ 1,172,590,000 7 $ 961,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 1,080,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 701,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 925,476,000 6 $ 574,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 948,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 5 $ 988,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 2,118,108,000 5 $ 404,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 718,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 5 $ 668,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 692,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 5 $ 1,016,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 5 $ 490,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,042,078,000 5 $ 722,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 5 $ 688,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 771,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 4 $ 492,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 430,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 32,561,811,000 3 $ 314,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 247,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 203,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 957,179,000 3 $ 281,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 376,984,000 3 $ 173,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 3 $ 476,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,306,012,000 3 $ 572,000
The Dime Bank
820 CHURCH STREET
HONESDALE, PA 18431
* $ 541,724,000 3 $ 359,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 3 $ 817,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 3 $ 326,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 261,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 395,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 390,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 313,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 76,586,967,000 3 $ 637,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 3 $ 407,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 3 $ 431,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 3 $ 545,000
Wall Street Mortgage Bankers
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 3 $ 1,251,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ 10,000,000 2 $ 295,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 163,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 179,970,802,000 2 $ 410,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 2 $ 177,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 2 $ 269,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 253,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 347,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 162,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 432,000
Bct Federal Credit Union
47 BROAD AVENUE
BINGHAMTON, NY 13904
* $ 50,404,000 2 $ 128,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 371,922,000 2 $ 377,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 348,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 157,185,000 2 $ 148,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 536,825,000 2 $ 462,000
Essa Bank & Trust
200 PALMER STREET
STROUDSBURG, PA 18360
* $ 1,076,681,000 2 $ 495,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,804,090,000 2 $ 159,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 2 $ 476,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 228,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 130,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 2 $ 403,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 254,505,000 2 $ 152,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 191,893,000 1 $ 147,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 8,800,692,000 1 $ 350,000
Citizens Savings Bank
500 S STATE ST
CLARKS SUMMIT, PA 18411
* $ 328,491,000 1 $ 100,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 96,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 143,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 64,000
Luzerne Bank
118 MAIN STREET
LUZERNE, PA 18709
* $ 280,308,000 1 $ 168,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 1 $ 99,000
Union Community Bank
101 EAST MAIN STREET, PO BOX 567
MOUNT JOY, PA 17552
* $ 98,412,000 1 $ 65,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 2,103,740,000 1 $ 35,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 1,374,407,000 1 $ 156,000
Huntingdon Valley Bank
1388 W STREET ROAD
HUNTINGDON VALLEY, PA 18974
* $ 137,409,000 1 $ 67,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 1 $ 94,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 1 $ 101,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 368,599,000 1 $ 215,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 149,000
Fulton Bank of New Jersey
533 FELLOWSHIP ROAD
MOUNT LAUREL, NJ 08054
* $ 2,106,439,000 1 $ 555,000
Vantage Trust Federal Credit Union
881 MUNDY STREET
WILKES-BARRE, PA 18702
* $ 59,759,000 1 $ 150,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 663,361,000 1 $ 44,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 271,648,000 1 $ 46,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,034,669,000 1 $ 415,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 832,744,000 1 $ 126,000
Horizons Federal Credit Union
120 MAIN ST
BINGHAMTON, NY 13905
* $ 90,419,000 1 $ 89,000
Ghs Federal Credit Union
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 125,678,000 1 $ 121,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 1,274,317,000 1 $ 88,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 417,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 176,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 69,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 116,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 180,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 1 $ 100,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 104,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 108,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 116,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 187,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 260,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 68,000
First National Bank and Trust
40 S. STATE ST.
NEWTOWN, PA 18940
* $ 730,382,000 1 $ 280,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 30,804,513,000 1 $ 63,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 7,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 1 $ 79,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 175,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 14,449,324,000 1 $ 107,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 205,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 157,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 146,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 106,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 1 $ 46,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 108,000
Texcorp Mortgage Bankers, Inc.
2368 W BRIARGATE DRIVE
BRYAN, TX 77802
* $ 10,000,000 1 $ 269,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 115,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 83,000

The tables below break down 2011 mortgage applications in Susquehanna County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Susquehanna County, PA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 871 $113,890,000 $130,000 $555,000 $77,000 $1,054,000
Home Purchase 379 $45,586,000 $120,000 $417,000 $71,000 $1,028,000
Home Improvement 234 $13,838,000 $59,000 $658,000 $67,000 $923,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,293 $148,626,000 $114,000 $658,000 $77,000 $1,054,000
Not Provided 113 $13,884,000 $122,000 $382,000 $68,000 $485,000
Not applicable 60 $8,456,000 $140,000 $450,000 $22,000 $277,000
Hispanic 8 $675,000 $84,000 $219,000 $51,000 $79,000
American Indian or Alaskan Native 4 $703,000 $175,000 $255,000 $52,000 $96,000
Asian 3 $476,000 $158,000 $281,000 $127,000 $259,000
Black or African American 2 $378,000 $189,000 $189,000 $40,000 $40,000
Native Hawaiian or Other Pacific Islander 1 $116,000 $116,000 $116,000 $24,000 $24,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,227 $139,845,000 $113,000 $658,000 $79,000 $1,054,000
FHA-insured (Federal Housing Administration) 189 $24,202,000 $128,000 $273,000 $53,000 $900,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $3,485,000 $102,000 $174,000 $39,000 $72,000
VA-guaranteed (Veterans Administration) 34 $5,782,000 $170,000 $274,000 $48,000 $165,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 722 $81,374,000 $112,000 $658,000 $79,000 $679,000
Application Denied By Financial Institution 338 $36,660,000 $108,000 $417,000 $65,000 $923,000
Application Withdrawn By Applicant 153 $19,269,000 $125,000 $450,000 $78,000 $1,028,000
Loan Purchased By The Institution 125 $17,268,000 $138,000 $415,000 $47,000 $299,000
Application Approved But Not Accepted 101 $11,772,000 $116,000 $550,000 $91,000 $1,054,000
File Closed For Incompleteness 45 $6,971,000 $154,000 $415,000 $89,000 $996,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 76 $8,852,000 $116,000 $417,000 $77,000 $375,000
Debt-To-Income Ratio 76 $8,460,000 $111,000 $400,000 $50,000 $388,000
Credit History 73 $5,735,000 $78,000 $375,000 $58,000 $923,000
Other 26 $2,568,000 $98,000 $232,000 $68,000 $286,000
Unverifiable Information 9 $931,000 $103,000 $219,000 $46,000 $80,000
Credit Application Incomplete 9 $1,114,000 $123,000 $300,000 $123,000 $347,000
Insufficient Cash (Downpayment, Closing Cost) 4 $421,000 $105,000 $125,000 $50,000 $97,000
Mortgage Insurance Denied 3 $296,000 $98,000 $153,000 $64,000 $70,000
Employment History 3 $245,000 $81,000 $165,000 $51,000 $62,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Pennsylvania Lender List