Texas County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Texas County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 967
Total Mortgage Loan Application Amount $143,945,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $64,000
Highest Applicant Income $420,000

Mortgage Company List for Lending in Texas County MO for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 61 $ 10,075,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 57 $ 5,325,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 50 $ 7,400,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 47 $ 8,465,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 40 $ 7,550,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 36 $ 7,070,000
PEOPLES COMMUNITY BANK
PO BOX 350
GREENVILLE, MO 63944
* $ 489,241,000 35 $ 3,265,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 27 $ 4,035,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 26 $ 3,680,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 25 $ 3,245,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 24 $ 4,270,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 21 $ 3,505,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 20 $ 3,440,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 19 $ 2,475,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 17 $ 3,195,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 17 $ 1,675,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 17 $ 1,955,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 13 $ 1,655,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 12 $ 1,910,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,014,991,000 12 $ 1,360,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 11 $ 1,895,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 11 $ 2,335,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 10 $ 1,360,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 10 $ 1,850,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 9 $ 945,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 9 $ 1,935,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ -1,000 9 $ 925,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 8 $ 1,080,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 8 $ 1,170,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 7 $ 605,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,055,000
SOUTHERN BANK
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 2,298,764,000 6 $ 990,000
MEMBERS MORTGAGE SERVICES, L.L.C.
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 5 $ 665,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 585,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 5 $ 645,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 695,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 5 $ 865,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 495,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 530,000
GUARANTY BANK
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 1,010,051,000 4 $ 460,000
MISSOURI ELECTRIC COOPERATIVES EMPL
2722 E MCCARTY
JEFFERSON CITY, MO 65101
* $ 208,018,000 4 $ 650,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 510,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 4 $ 530,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 4 $ 600,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 4 $ 690,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 4 $ 760,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 4 $ 650,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 365,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 3 $ 545,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 3 $ 375,000
ASSEMBLIES OF GOD CREDIT UNION
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 184,955,000 3 $ 285,000
FCS FINANCIAL, FLCA
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ -1,000 3 $ 635,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 3 $ 295,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,384,707,000,000 3 $ 305,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 3 $ 405,000
THE MARIES COUNTY BANK
218 4TH STREET
VIENNA, MO 65582
* $ 469,274,000 3 $ 755,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 3 $ 225,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 3 $ 545,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 3 $ 665,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 285,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 300,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 310,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 400,000
RIVER REGION CREDIT UNION
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 267,453,000 2 $ 350,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 2 $ 490,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 2 $ 350,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 240,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 2 $ 460,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 42,074,066,000 2 $ 200,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 280,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 260,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 170,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 2 $ 200,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 520,000
MIDWEST MORTGAGE ASSOCIATES CORPORATION
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 2 $ 370,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 2 $ 410,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 150,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 2 $ 260,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 2 $ 500,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 330,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 2 $ 160,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,678,315,000 2 $ 250,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 2 $ 420,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 435,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,611,084,000 1 $ 165,000
SULLIVAN BANK
PO BOX 489
SULLIVAN, MO 63080
* $ 527,864,000 1 $ 455,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 995,772,000 1 $ 125,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 9,679,115,000 1 $ 375,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 1 $ 35,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 1 $ 135,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
CLAYTON, MO 63146
* $ -1,000 1 $ 55,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 135,000
FIRST STATE COMMUNITY BANK
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 2,622,768,000 1 $ 275,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 215,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 1 $ 245,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 85,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 85,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 145,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 245,000
EXCHANGE BANK OF MISSOURI
P.O. BOX 69, 101 SOUTH CHURCH STREET
FAYETTE, MO 65248
* $ 219,165,000 1 $ 225,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 135,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 1 $ 75,000
UNITED BANK OF UNION
PO BOX 500
UNION, MO 63084
* $ 370,680,000 1 $ 65,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 1 $ 25,000
ALLIANCE CREDIT UNION
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 311,983,000 1 $ 85,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 1 $ 85,000
FIRST INTEGRITY MORTGAGE SERVICES, INC.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 155,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 1 $ 55,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 125,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,813,626,000 1 $ 105,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 215,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 1 $ 125,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 1 $ 45,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 165,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 1 $ 165,000
MORTGAGE SOLUTIONS LLC
4020 FEE FEE ROAD
SAINT LOUIS, MO 63044
* $ -1,000 1 $ 135,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 15,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 255,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,888,189,000 1 $ 105,000
FIRST MORTGAGE SOLUTIONS, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 205,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 115,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 1 $ 315,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 1 $ 25,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 375,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 105,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 275,000
VELOCITY COMMERCIAL CAPITAL, LLC
30699 RUSSELL RANCH RD STE 295
SACRAMENTO, CA 91362
* $ -1,000 1 $ 105,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 809,155,000 1 $ 55,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 285,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 1 $ 105,000
BANK OF WASHINGTON
P.O. BOX 377
WASHINGTON, MO 63090
* $ 712,214,000 1 $ 105,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 1 $ 175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Texas County MO in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 469 $74,225,000 $158,000 $545,000 $65,000 $420,000
Refinancing 287 $41,825,000 $145,000 $705,000 $60,000 $225,000
Cash-out Refinancing 168 $25,430,000 $151,000 $545,000 $64,000 $169,000
Home Improvement 26 $1,010,000 $38,000 $175,000 $74,000 $187,000
Other Purpose 11 $905,000 $82,000 $165,000 $57,000 $233,000
Not Applicable 6 $550,000 $91,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 700 $101,250,000 $144,000 $705,000 $63,000 $420,000
Not Provided 121 $18,945,000 $156,000 $535,000 $64,000 $210,000
Not applicable 115 $18,645,000 $162,000 $545,000 $75,000 $75,000
Hispanic 20 $2,950,000 $147,000 $335,000 $67,000 $175,000
American Indian or Alaskan Native 8 $1,680,000 $210,000 $315,000 $78,000 $120,000
Native Hawaiian or Other Pacific Islander 3 $475,000 $158,000 $205,000 $54,000 $60,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 542 $74,840,000 $138,000 $545,000 $66,000 $420,000
VA-guaranteed (Veterans Administration) 242 $45,550,000 $188,000 $705,000 $68,000 $248,000
FHA-insured (Federal Housing Administration) 114 $15,220,000 $133,000 $285,000 $48,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 69 $8,335,000 $120,000 $205,000 $49,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 503 $77,905,000 $154,000 $705,000 $67,000 $251,000
Application Withdrawn By Applicant 141 $20,985,000 $148,000 $505,000 $66,000 $420,000
Application Denied By Financial Institution 127 $14,745,000 $116,000 $535,000 $55,000 $179,000
Loan Purchased By The Institution 122 $19,790,000 $162,000 $545,000 $71,000 $152,000
File Closed For Incompleteness 53 $7,535,000 $142,000 $455,000 $55,000 $120,000
Application Approved But Not Accepted 18 $2,660,000 $147,000 $315,000 $53,000 $137,000
Preapproval Approved but not Accepted 3 $325,000 $108,000 $125,000 $28,000 $36,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 802 $125,170,000 $156,000 $705,000 $65,000 $420,000
Debt-To-Income Ratio 65 $6,435,000 $99,000 $505,000 $58,000 $251,000
Credit History 34 $3,840,000 $112,000 $265,000 $66,000 $175,000
Collateral 19 $2,315,000 $121,000 $275,000 $66,000 $166,000
Other 16 $1,760,000 $110,000 $275,000 $44,000 $138,000
Credit Application Incomplete 12 $1,890,000 $157,000 $535,000 $58,000 $169,000
Unverifiable Information 10 $1,160,000 $116,000 $185,000 $61,000 $179,000
Insufficient Cash (Downpayment, Closing Cost) 5 $725,000 $145,000 $215,000 $54,000 $79,000
Employment History 3 $545,000 $181,000 $315,000 $3,000 $10,000
Mortgage Insurance Denied 1 $105,000 $105,000 $105,000 $17,000 $17,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Missouri Lender List