Union County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Union County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 271 |
| Total Mortgage Loan Application Amount | $36,705,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $1,105,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $918,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 25 | $ 3,345,000 |
| SOUTHERN BANK 531 VINE ST POPLAR BLUFF, MO 63901 |
* | $ 3,423,751,000 | 24 | $ 1,650,000 |
| SIU CREDIT UNION PO BOX 2888 CARBONDALE, IL 62902 |
* | $ 474,794,000 | 15 | $ 2,075,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 11 | $ 1,015,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 10 | $ 620,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 10 | $ 970,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 10 | $ 1,320,000 |
| FARMERS STATE BANK OF ALTO PASS, ILL. 555 S. COMMERCIAL ALTO PASS, IL 62946 |
* | $ 309,826,000 | 10 | $ 1,200,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 9 | $ 1,755,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 8 | $ 660,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 6 | $ 850,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 6 | $ 580,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 6,704,869,000 | 4 | $ 450,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 154,203,000,000 | 4 | $ 260,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 4 | $ 520,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 580,000 |
| FIRST SOUTHERN BANK. 300 TOWER SQUARE PLAZA MARION, IL 62959 |
* | $ 1,034,888,000 | 3 | $ 545,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 3 | $ 325,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 645,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 475,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 3 | $ 335,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 485,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 385,000 |
| LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 653,519,000 | 3 | $ 185,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 170,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 2 | $ 280,000 |
| BANTERRA BANK 111 AIRWAY DRIVE MARION, IL 62959 |
* | $ 2,844,673,000 | 2 | $ 270,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 1,751,826,000 | 2 | $ 100,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 2 | $ 360,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 180,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 2 | $ 820,000 |
| ALLIANCE BANK 217 N KINGSHIGHWAY, PO BOX 1458 NEW MADRID, MO 63701 |
* | $ 351,364,000 | 2 | $ 290,000 |
| CONSUMER REAL ESTATE FINANCE CO. 330 SW 2ND ST #111 LOXAHATCHEE, FL 33312 |
* | $ -1,000 | 2 | $ 300,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 330,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 400,000 |
| PEOPLES NATIONAL BANK , N.A. 520 S 42ND ST MOUNT VERNON, IL 62864 |
* | $ 1,697,634,000 | 2 | $ 270,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 2 | $ 260,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 215,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 1 | $ 225,000 |
| THE CENTRAL TRUST BANK 238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | $ 19,309,880,000 | 1 | $ 35,000 |
| LIBERTY 9520 ORMSBY STATION RD SUITE 20 EVANSVILLE, IN 40223 |
* | $ 3,450,913,000 | 1 | $ 45,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 85,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 1 | $ 15,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 235,000 |
| FIRST STATE BANK OF CAMPBELL HILL 114 W FRONT STREET CAMPBELL HILL, IL 62916 |
* | $ 148,456,000 | 1 | $ 75,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 2,111,560,000 | 1 | $ 295,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 345,000 |
| WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION 3533 WARSAW AVE CINCINNATI, OH 45205 |
* | $ 71,681,000 | 1 | $ 765,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 2,170,641,000 | 1 | $ 255,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 28,274,145,000 | 1 | $ 175,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 125,000 |
| NEIGHBORHOOD LOANS, INC. 55 W. 22ND STREET SUITE 130 CHICAGO, IL 60148 |
* | $ -1,000 | 1 | $ 335,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 1 | $ 55,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 125,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 1 | $ 105,000 |
| THE BANK OF HERRIN 101 S. PARK AVE, P.O. BOX B HERRIN, IL 62948 |
* | $ 301,798,000 | 1 | $ 245,000 |
| JLB CORPORATION 111 WESTPORT PLAZA, #1150 CLAYTON, MO 63146 |
* | $ -1,000 | 1 | $ 125,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ -1,000 | 1 | $ 75,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 1 | $ 35,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 65,000 |
| NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 4,112,771,000 | 1 | $ 175,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 145,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 105,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 215,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 205,000 |
| GENEVA FINANCIAL, LLC 1018 E. GUADALUPE ROAD ORO VALLEY, AZ 85283 |
* | $ -1,000 | 1 | $ 75,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 85,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 1 | $ 1,105,000 |
| CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 3,135,836,000 | 1 | $ 85,000 |
| SOUTHERNTRUST BANK 101 N BROADWAY MARION, IL 62939 |
* | $ 245,708,000 | 1 | $ 435,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 1 | $ 25,000 |
| THE COTTONPORT BANK 144 SOUTH MAIN STREET COTTONPORT, LA 71351 |
* | $ 462,604,000 | 1 | $ 145,000 |
| BEELINE LOANS, INC. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ -1,000 | 1 | $ 75,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 11,908,096,000 | 1 | $ 895,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 145,000 |
| SECURED INVESTMENT CORP. 701 E FRONT AVE SHERIDAN, WY 83814 |
* | $ -1,000 | 1 | $ 75,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 105,000 |
| TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 270,427,000 | 1 | $ 115,000 |
| 1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 933,136,000 | 1 | $ 45,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Union County IL in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 171 | $26,585,000 | $155,000 | $1,105,000 | $91,000 | $918,000 |
| Cash-out Refinancing | 41 | $5,045,000 | $123,000 | $285,000 | $64,000 | $138,000 |
| Home Improvement | 20 | $1,990,000 | $99,000 | $805,000 | $114,000 | $272,000 |
| Refinancing | 20 | $2,030,000 | $101,000 | $435,000 | $98,000 | $246,000 |
| Other Purpose | 19 | $1,055,000 | $55,000 | $105,000 | $89,000 | $227,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $28,955,000 | $139,000 | $1,105,000 | $90,000 | $633,000 |
| Not applicable | 22 | $3,100,000 | $140,000 | $245,000 | $0 | $0 |
| Not Provided | 20 | $2,860,000 | $143,000 | $575,000 | $100,000 | $918,000 |
| Hispanic | 15 | $1,225,000 | $81,000 | $225,000 | $81,000 | $150,000 |
| Black or African American | 6 | $500,000 | $83,000 | $115,000 | $38,000 | $57,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $12,000 | $12,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 191 | $22,565,000 | $118,000 | $895,000 | $92,000 | $918,000 |
| FHA-insured (Federal Housing Administration) | 44 | $6,360,000 | $144,000 | $335,000 | $67,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 24 | $5,950,000 | $247,000 | $1,105,000 | $102,000 | $396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,830,000 | $152,000 | $435,000 | $78,000 | $246,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 133 | $17,985,000 | $135,000 | $1,105,000 | $98,000 | $918,000 |
| Application Denied By Financial Institution | 55 | $5,825,000 | $105,000 | $805,000 | $65,000 | $272,000 |
| Application Withdrawn By Applicant | 47 | $8,265,000 | $175,000 | $1,105,000 | $98,000 | $633,000 |
| Loan Purchased By The Institution | 18 | $2,590,000 | $143,000 | $245,000 | $55,000 | $55,000 |
| File Closed For Incompleteness | 13 | $1,205,000 | $92,000 | $155,000 | $61,000 | $154,000 |
| Application Approved But Not Accepted | 5 | $835,000 | $167,000 | $265,000 | $101,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 198 | $28,310,000 | $142,000 | $1,105,000 | $94,000 | $918,000 |
| Debt-To-Income Ratio | 30 | $4,490,000 | $149,000 | $805,000 | $95,000 | $272,000 |
| Credit History | 18 | $1,240,000 | $68,000 | $165,000 | $39,000 | $72,000 |
| Collateral | 11 | $795,000 | $72,000 | $115,000 | $91,000 | $184,000 |
| Credit Application Incomplete | 4 | $770,000 | $192,000 | $285,000 | $80,000 | $120,000 |
| Employment History | 4 | $540,000 | $135,000 | $245,000 | $55,000 | $69,000 |
| Other | 3 | $265,000 | $88,000 | $125,000 | $121,000 | $252,000 |
| Unverifiable Information | 2 | $190,000 | $95,000 | $105,000 | $38,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.