Vigo County, IN Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 4,422 mortgage applications in Vigo County, IN totaling $475.4 million, down 15% from 2009. The average application was for $107,000, and applicants reported an average income of $66,000. 55% of applications resulted in an originated loan and 21% were denied. The most active lender was First Financial Bank NA, with 1,047 applications, followed by Fifth Third Mortgage Company and Old National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,422
Total Mortgage Loan Application Amount $475,443,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $12,300,000
Average Applicant Income $66,000
Highest Applicant Income $3,658,000

Mortgage Company List for Lending in Vigo County, IN for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,434,993,000 1,047 $ 96,478,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 486 $ 51,824,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,845,482,000 480 $ 46,803,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 383 $ 51,802,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 215 $ 15,239,000
The Hometown Savings Bank
533 OHIO ST (PO BOX 9629)
TERRE HAUTE, IN 47807
* $ 293,614,000 166 $ 20,658,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 155 $ 14,692,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 132 $ 17,805,000
Riddell National Bank
1 EAST NATIONAL AVE
BRAZIL, IN 47834
* $ 162,147,000 131 $ 13,527,000
Indiana State University Federal Credit Union
444 N. 3RD ST.
TERRE HAUTE, IN 47807
* $ 77,682,000 92 $ 6,783,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 72 $ 8,248,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 43,971,627,000 51 $ 4,263,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 51 $ 2,298,000
First Republic Mortgage
9120 OTIS AVE SUITE 201
INDIANAPOLIS, IN 46216
* $ 10,000,000 51 $ 5,501,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 41 $ 5,053,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 35 $ 4,188,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 34 $ 3,204,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 33 $ 3,730,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 31 $ 3,302,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 30 $ 3,603,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 29 $ 3,047,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 22 $ 2,530,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 22 $ 2,470,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 21 $ 2,247,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 21 $ 2,009,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 20 $ 3,419,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 20 $ 2,011,000
The Morris Plan Company of Ter
PO BOX 9507 817 WABASH AVE
TERRE HAUTE, IN 47808
* $ 59,828,000 20 $ 884,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 18 $ 2,150,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 15 $ 2,789,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 15 $ 1,845,000
Forum Credit Union
P.O. BOX 50738
INDIANAPOLIS, IN 46250
* $ 998,669,000 14 $ 72,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 891,533,000 13 $ 1,377,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 13 $ 1,880,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 561,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 11 $ 1,237,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 11 $ 1,064,000
Crane Federal Credit Union
1 WEST GATE DRIVE
ODON, IN 47562
* $ 299,093,000 11 $ 1,009,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 11 $ 1,727,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 11 $ 1,397,000
First Bank & Trust, Il
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 389,249,000 11 $ 709,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 11 $ 1,049,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 10 $ 881,000
1st Source Bank
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46601
* $ 4,522,551,000 10 $ 782,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 10 $ 956,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,393,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 1,088,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,398,000
Citizens National Bank
110 WEST COURT ST
PARIS, IL 61944
* $ 240,050,000 9 $ 770,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 289,463,000 8 $ 13,618,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 8 $ 1,109,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 8 $ 272,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 820,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 7 $ 1,258,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 2,023,408,000 7 $ 623,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 7 $ 558,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 7 $ 725,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 7 $ 855,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 6 $ 861,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 680,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 787,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 5 $ 1,121,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 198,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 4 $ 844,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 4 $ 37,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 4 $ 363,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,884,877,000 4 $ 247,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 289,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 4 $ 608,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 4 $ 522,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 4 $ 717,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 4 $ 2,288,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 4 $ 431,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 694,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 3 $ 413,000
Myers Park Mortgage
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 3 $ 281,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 267,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 3 $ 118,000
Owen Community Bank
279 E MORGAN STREET
SPENCER, IN 47460
* $ 71,268,000 3 $ 138,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 2 $ 470,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 2 $ 209,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,000,000 2 $ 707,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 161,000
Bank of Indiana, N.A.
129 MAPLE ST.
DANA, IN 47847
* $ 78,621,000 2 $ 36,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 2 $ 149,000
Hoosier Heartland State Bank
1400 DARLINGTON AVE
CRAWFORDSVILLE, IN 47933
* $ 126,078,000 2 $ 122,000
Shelby Co Bank A Div of Scb
29 E WASHINGTON STREET
SHELBYVILLE, IN 46176
* $ 265,000,000 2 $ 475,000
The Fountain Trust Company
615 THIRD ST.
COVINGTON, IN 47932
* $ 231,612,000 2 $ 126,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 2 $ 601,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 351,000
Kirkston Mortgage Lending
501 CROSS POINTE BLVD
EVANSVILLE, IN 47715
* $ 10,000,000 2 $ 143,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 2 $ 671,000
Indiana University CU
PO BOX 368
BLOOMINGTON, IN 47401
* $ 620,056,000 2 $ 550,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 586,596,000 2 $ 237,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 2 $ 197,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 413,000
Winterwood Mortgage Group, LLC
107 N STATE ROAD 135, SUITE 301
GREENWOOD, IN 46142
* $ 1,014,000 2 $ 266,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 174,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 200,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 260,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 115,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 105,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 132,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 228,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 160,000
Mortgage Direct Inc
360 W BUTTERFIELD RD SUITE 320
ELMHURST, IL 60126
* $ 22,877,000 1 $ 167,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ 10,000,000 1 $ 118,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 115,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 32,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ 8,810,000 1 $ 239,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 120,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 141,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 1 $ 169,000
Industrial Federal C. U.
1115 SAGAMORE PARKWAY SOUTH
LAFAYETTE, IN 47905
* $ 135,732,000 1 $ 39,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 23,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 1 $ 97,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 85,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 149,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 85,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 126,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 188,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 116,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 135,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 259,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 70,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 112,807,000 1 $ 100,000
The Farmers Bank
9 E CLINTON ST
FRANKFORT, IN 46041
* $ 430,001,000 1 $ 132,000
Monroe Bank
210 EAST KIRKWOOD AVENUE
BLOOMINGTON, IN 47408
* $ 798,416,000 1 $ 56,000
North Salem State Bank
PO BOX 97
NORTH SALEM, IN 46165
* $ 139,086,000 1 $ 72,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 1 $ 55,000
First National Bank of Rochelle
340 MAY MART DRIVE
ROCHELLE, IL 61068
* $ 221,440,000 1 $ 119,000
Citizens Nb of Paintsville
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 581,565,000 1 $ 99,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,051,628,000 1 $ 86,000
Metabank
PO BOX 1307
STORM LAKE, IA 50588
* $ 916,477,000 1 $ 6,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 1 $ 111,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,930,656,000 1 $ 285,000
Heartland Bank
212 SOUTH CENTRAL
CLAYTON, MO 63105
* $ 941,192,000 1 $ 187,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 91,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 123,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 267,565,000 1 $ 236,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ 35,564,000 1 $ 1,397,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 217,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 134,000
Star Financial Bank
127 WEST BERRY ST
FORT WAYNE, IN 46802
* $ 1,659,922,000 1 $ 15,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 102,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 76,565,000 1 $ 87,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 85,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 142,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 57,149,000 1 $ 142,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 185,000

The tables below break down 2010 mortgage applications in Vigo County, IN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vigo County, IN in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,738 $295,522,000 $107,000 $2,260,000 $67,000 $1,098,000
Home Purchase 1,412 $170,377,000 $120,000 $12,300,000 $66,000 $3,658,000
Home Improvement 272 $9,544,000 $35,000 $285,000 $52,000 $973,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,811 $383,547,000 $100,000 $1,933,000 $68,000 $3,658,000
Not Provided 264 $24,560,000 $93,000 $558,000 $59,000 $780,000
Not applicable 164 $45,667,000 $278,000 $12,300,000 $2,000 $152,000
Black or African American 80 $7,813,000 $97,000 $342,000 $56,000 $441,000
Hispanic 53 $6,157,000 $116,000 $318,000 $96,000 $1,098,000
Asian 41 $6,764,000 $164,000 $417,000 $134,000 $636,000
American Indian or Alaskan Native 6 $525,000 $87,000 $190,000 $183,000 $816,000
Native Hawaiian or Other Pacific Islander 3 $410,000 $136,000 $264,000 $125,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,249 $350,315,000 $107,000 $12,300,000 $73,000 $3,658,000
FHA-insured (Federal Housing Administration) 966 $99,007,000 $102,000 $1,933,000 $47,000 $816,000
VA-guaranteed (Veterans Administration) 169 $22,735,000 $134,000 $560,000 $51,000 $973,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $3,386,000 $89,000 $182,000 $45,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,432 $264,100,000 $108,000 $12,300,000 $73,000 $3,658,000
Application Denied By Financial Institution 935 $84,439,000 $90,000 $1,933,000 $55,000 $800,000
Application Withdrawn By Applicant 456 $59,582,000 $130,000 $11,250,000 $68,000 $973,000
Loan Purchased By The Institution 340 $39,451,000 $116,000 $400,000 $38,000 $223,000
Application Approved But Not Accepted 136 $13,377,000 $98,000 $560,000 $76,000 $780,000
File Closed For Incompleteness 123 $14,494,000 $117,000 $565,000 $68,000 $600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 225 $22,888,000 $101,000 $940,000 $70,000 $636,000
Credit History 218 $17,651,000 $80,000 $1,933,000 $51,000 $262,000
Debt-To-Income Ratio 129 $12,295,000 $95,000 $555,000 $39,000 $253,000
Other 97 $8,288,000 $85,000 $500,000 $68,000 $538,000
Credit Application Incomplete 33 $3,404,000 $103,000 $334,000 $78,000 $800,000
Unverifiable Information 22 $2,074,000 $94,000 $229,000 $47,000 $108,000
Employment History 13 $581,000 $44,000 $90,000 $26,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 9 $997,000 $110,000 $179,000 $61,000 $105,000
Mortgage Insurance Denied 4 $321,000 $80,000 $188,000 $56,000 $90,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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