Ward County ND
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Unlock detailed Ward County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,171
Total Mortgage Loan Application Amount $529,586,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $13,000,000
Average Applicant Income $76,000
Highest Applicant Income $2,853,000

Mortgage Company List for Lending in Ward County ND for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,216,393,000 558 $ 64,313,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,104,833,000,000 545 $ 109,258,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 247,890,000 392 $ 57,895,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 167 $ 30,125,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 158 $ 28,031,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 157 $ 29,398,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 978,893,000 142 $ 26,189,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,556,748,000 139 $ 24,475,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,454,050,584,000 112 $ 17,730,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 81 $ 13,428,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 75 $ 13,457,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 72 $ 10,665,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 68 $ 12,056,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,801,691,000 54 $ 7,848,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 53 $ 5,612,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 37 $ 4,973,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 31 $ 5,519,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 22 $ 1,281,000
KIRKWOOD BANK & TRUST CO.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 158,509,000 22 $ 3,413,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 16 $ 2,677,000
BRAVERA BANK
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 572,647,000 15 $ 2,591,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 13 $ 2,162,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 2,079,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,216,291,000,000 12 $ 1,701,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 10 $ 1,461,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 9 $ 1,674,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,104,501,000 8 $ 1,106,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 8 $ 1,599,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,001,416,000 8 $ 527,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 7 $ 1,017,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 479,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 6 $ 1,176,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 5 $ 518,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 743,483,000 5 $ 291,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 5 $ 610,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 558,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 4 $ 950,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 4 $ 87,000
WESTERN STATE BANK
755 13TH AVE E
DEVILS LAKE, ND 58108
* $ 419,995,000 4 $ 6,051,000
STARION BANK
109 1ST STREET NW
BISMARCK, ND 58554
* $ 775,230,000 3 $ 608,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 3 $ 114,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 537,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 3 $ 440,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 3 $ 221,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 745,184,000 3 $ 545,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 802,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,112,179,000 3 $ 552,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 2 $ 366,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 126,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 302,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 325,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 2 $ 83,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 254,825,730,000 2 $ 310,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 2 $ 391,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 309,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 2 $ 295,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 2 $ 735,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 220,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 2 $ 149,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 467,142,000 2 $ 224,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,054,163,000 2 $ 480,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 2 $ 318,000
AURORA BANK FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 91,000
MIDCOUNTRY BANK
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 727,106,000 1 $ 229,000
AMERICAN FEDERAL BANK
215 N 5TH ST
FARGO, ND 58102
* $ 412,332,000 1 $ 214,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 245,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
FARGO, ND 58448
* $ 485,068,000 1 $ 158,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 31,465,215,000 1 $ 122,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 881,299,000 1 $ 130,000
AMERICAN NATIONAL BANK
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,687,949,000 1 $ 13,000,000
TRIUMPH COMMUNITY BANK NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,176,407,000 1 $ 244,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 1 $ 86,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 1 $ 175,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 1 $ 260,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 228,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 1 $ 122,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 196,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 85,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 180,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 245,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 200,000
RAMSEY NATIONAL BANK
PO BOX 160
DEVILS LAKE, ND 58301
* $ 216,621,000 1 $ 219,000
RAILWAY
1006 E MAIN STREET
MANDAN, ND 58554
* $ 54,629,000 1 $ 19,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 133,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 156,338,000 1 $ 281,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 174,000
AUSTIN COUNTY STATE BANK
P.O. BOX 1466
BELLVILLE, TX 77418
* $ 66,457,000 1 $ 205,000
PA CENTRAL FCU
959 EAST PARK DRIVE
HARRISBURG, PA 17111
* $ 74,606,000 1 $ 10,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 579,650,000 1 $ 448,000
UNITED PRAIRIE BANK
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 524,727,000 1 $ 1,440,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 267,002,000 1 $ 270,000
FIRST HOLDING COMPANY OF CAVALIER, INC.
PO BOX 170
CAVALIER, ND 58220
* $ 206,501,000 1 $ 132,000
DEVON BANK
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 287,120,000 1 $ 38,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,071,664,000 1 $ 646,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Ward County ND in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,616 $318,769,000 $197,000 $11,600,000 $73,000 $2,853,000
Refinancing 1,235 $193,269,000 $156,000 $13,000,000 $80,000 $1,921,000
Home Improvement 320 $17,548,000 $54,000 $1,124,000 $76,000 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,424 $358,098,000 $147,000 $1,440,000 $91,000 $2,853,000
Not applicable 503 $136,846,000 $272,000 $13,000,000 $2,000 $162,000
Not Provided 157 $21,170,000 $134,000 $533,000 $87,000 $750,000
Hispanic 33 $5,255,000 $159,000 $271,000 $62,000 $127,000
Black or African American 30 $4,167,000 $138,000 $387,000 $79,000 $400,000
Asian 14 $2,811,000 $200,000 $295,000 $68,000 $220,000
American Indian or Alaskan Native 10 $1,239,000 $123,000 $212,000 $82,000 $332,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,929 $311,053,000 $161,000 $13,000,000 $94,000 $2,853,000
VA-guaranteed (Veterans Administration) 618 $116,895,000 $189,000 $439,000 $48,000 $1,740,000
FHA-insured (Federal Housing Administration) 616 $100,650,000 $163,000 $279,000 $48,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $988,000 $123,000 $241,000 $52,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,846 $320,566,000 $173,000 $13,000,000 $92,000 $2,853,000
Loan Purchased By The Institution 637 $111,947,000 $175,000 $417,000 $31,000 $2,853,000
Application Denied By Financial Institution 301 $35,810,000 $118,000 $439,000 $63,000 $477,000
Application Withdrawn By Applicant 229 $39,035,000 $170,000 $2,553,000 $90,000 $1,740,000
Application Approved But Not Accepted 129 $18,069,000 $140,000 $417,000 $77,000 $850,000
File Closed For Incompleteness 29 $4,159,000 $143,000 $267,000 $105,000 $1,192,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 72 $8,280,000 $115,000 $317,000 $51,000 $178,000
Credit History 68 $5,702,000 $83,000 $439,000 $67,000 $257,000
Collateral 64 $9,258,000 $144,000 $364,000 $68,000 $176,000
Other 22 $2,026,000 $92,000 $247,000 $79,000 $350,000
Credit Application Incomplete 15 $2,362,000 $157,000 $274,000 $70,000 $477,000
Employment History 14 $2,237,000 $159,000 $300,000 $57,000 $194,000
Unverifiable Information 7 $1,359,000 $194,000 $360,000 $66,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 3 $437,000 $145,000 $159,000 $61,000 $114,000
Mortgage Insurance Denied 1 $39,000 $39,000 $39,000 $98,000 $98,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Dakota Lender List