Washington County, IL Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 468 mortgage applications in Washington County, IL totaling $52.2 million, up 11% from 2014. The average application was for $111,000, and applicants reported an average income of $68,000. 58% of applications resulted in an originated loan and 16% were denied. The most active lender was The Farmers and Merchants National Bank, with 65 applications, followed by Regions Bank and First County Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 468
Total Mortgage Loan Application Amount $52,180,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $68,000
Highest Applicant Income $743,000

Mortgage Company List for Lending in Washington County, IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 179,441,000 65 $ 6,003,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 55 $ 4,134,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 410,851,000 34 $ 4,505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 22 $ 2,813,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 19 $ 1,991,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 333,038,000 19 $ 2,301,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 13 $ 1,153,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 11 $ 1,098,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 307,691,000 10 $ 940,000
First State Bank of Campbell Hill
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 105,527,000 9 $ 819,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 9 $ 1,265,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,675,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 963,122,000 7 $ 598,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 498,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,040,111,000 6 $ 764,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 222,233,000 6 $ 315,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 6 $ 173,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 479,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 5 $ 618,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 5 $ 1,618,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 583,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 447,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 405,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 525,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 1,021,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 3 $ 436,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 3 $ 175,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 3 $ 348,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 398,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 381,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 396,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 3 $ 23,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 347,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 702,990,000 2 $ 36,000
The Village Bank
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 80,687,000 2 $ 193,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 297,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 238,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 2 $ 561,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 347,849,000 2 $ 231,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 393,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 206,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 2 $ 229,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,683,325,000 2 $ 695,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 162,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 74,865,000 2 $ 252,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,090,048,000 2 $ 152,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 70,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 382,327,000 2 $ 285,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 364,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 2 $ 137,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 2 $ 335,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 2 $ 136,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 2 $ 441,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 698,391,000 2 $ 85,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 116,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 305,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,984,055,000 1 $ 180,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,286,112,000 1 $ 100,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 272,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 1 $ 116,000
Community Partners Savings Bank
301 W MAIN ST
SALEM, IL 62881
* $ 153,757,000 1 $ 167,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 1 $ 59,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 1 $ 6,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 41,000
Dieterich Bank, National Association
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 564,734,000 1 $ 185,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 267,495,000 1 $ 38,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 255,000
Citizens National Bank of Greater St. Louis
7305 MANCHESTER AVE.
MAPLEWOOD, MO 63143
* $ 418,859,000 1 $ 110,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 854,981,000 1 $ 121,000
First Community Bank and Trust
P O BOX 457
BEECHER, IL 60401
* $ 143,919,000 1 $ 61,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 813,990,000 1 $ 15,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,482,094,000 1 $ 144,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 272,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 200,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 129,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 1 $ 185,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 112,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 71,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 225,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 1 $ 108,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 182,000
Abound Federal Credit Union
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,183,835,000 1 $ 48,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 228,000
Liberty Bank
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 299,324,000 1 $ 202,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,448,393,000 1 $ 145,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 98,074,000 1 $ 125,000
Murphy-Wall State Bank and Trust Company
105 E WATER ST, PO BOX 128
PINCKNEYVILLE, IL 62274
* $ 112,527,000 1 $ 104,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ 10,000,000 1 $ 112,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 190,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 108,000
The First National Bank in Carlyle
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 144,227,000 1 $ 23,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 336,375,000 1 $ 74,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 244,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 114,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 1 $ 114,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 90,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,850,940,000 1 $ 93,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,790,595,000 1 $ 150,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 242,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 58,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 112,000

The tables below break down 2015 mortgage applications in Washington County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washington County, IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 212 $26,845,000 $126,000 $615,000 $70,000 $743,000
Home Purchase 209 $22,410,000 $107,000 $385,000 $61,000 $428,000
Home Improvement 47 $2,925,000 $62,000 $275,000 $89,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 391 $42,453,000 $108,000 $615,000 $75,000 $743,000
Not applicable 47 $6,003,000 $127,000 $385,000 $6,000 $118,000
Not Provided 24 $3,232,000 $134,000 $588,000 $65,000 $137,000
Hispanic 3 $107,000 $35,000 $40,000 $59,000 $92,000
Asian 2 $365,000 $182,000 $220,000 $83,000 $100,000
Black or African American 1 $20,000 $20,000 $20,000 $84,000 $84,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 333 $34,012,000 $102,000 $416,000 $76,000 $743,000
FHA-insured (Federal Housing Administration) 56 $6,541,000 $116,000 $244,000 $48,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $3,897,000 $95,000 $156,000 $30,000 $80,000
VA-guaranteed (Veterans Administration) 38 $7,730,000 $203,000 $615,000 $67,000 $187,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 270 $28,763,000 $106,000 $416,000 $81,000 $743,000
Application Denied By Financial Institution 75 $7,575,000 $101,000 $615,000 $59,000 $142,000
Loan Purchased By The Institution 56 $7,113,000 $127,000 $305,000 $18,000 $118,000
Application Withdrawn By Applicant 36 $5,395,000 $149,000 $588,000 $63,000 $161,000
File Closed For Incompleteness 17 $2,005,000 $117,000 $344,000 $74,000 $187,000
Application Approved But Not Accepted 14 $1,329,000 $94,000 $257,000 $66,000 $139,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $1,169,000 $83,000 $219,000 $64,000 $118,000
Debt-To-Income Ratio 11 $821,000 $74,000 $190,000 $64,000 $136,000
Collateral 5 $374,000 $74,000 $167,000 $83,000 $117,000
Credit Application Incomplete 4 $321,000 $80,000 $114,000 $47,000 $60,000
Other 2 $242,000 $121,000 $140,000 $92,000 $142,000
Unverifiable Information 1 $78,000 $78,000 $78,000 $48,000 $48,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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