Waushara County, WI Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,035 mortgage applications in Waushara County, WI totaling $125.1 million, up 21% from 2014. The average application was for $120,000, and applicants reported an average income of $70,000. 58% of applications resulted in an originated loan and 17% were denied. The most active lender was Community First Credit Union, with 98 applications, followed by Anchorbank FSB and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,035
Total Mortgage Loan Application Amount $125,126,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $1,120,000
Average Applicant Income $70,000
Highest Applicant Income $1,203,000

Mortgage Company List for Lending in Waushara County, WI for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,075,216,000 98 $ 9,853,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 2,082,246,000 62 $ 5,243,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 53 $ 6,308,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERILN, WI 54923
* $ 363,344,000 50 $ 6,118,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 46 $ 6,231,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 44 $ 5,174,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 40 $ 6,240,000
Hometown Bank
80 SHEBOYGAN ST
FOND DU LAC, WI 54935
* $ 227,129,000 40 $ 4,425,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 593,306,000 26 $ 2,875,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 20 $ 3,421,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 20 $ 2,559,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,377,478,000 20 $ 2,014,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 24,884,993,000 19 $ 1,159,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 18 $ 2,553,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,076,035,000 17 $ 1,818,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 15 $ 2,034,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 1,702,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 14 $ 1,758,000
Choice Bank
2450 WITZEL AVENUE
OSHKOSH, WI 54904
* $ 233,162,000 13 $ 1,345,000
American Bank
PO BOX 1077
FOND DU LAC, WI 54936
* $ 448,339,000 11 $ 1,774,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 11 $ 1,450,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 878,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 10 $ 1,390,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 9 $ 1,071,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 1,013,366,000 9 $ 1,084,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 534,898,000 8 $ 599,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,098,344,000 8 $ 1,451,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 8 $ 814,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 7 $ 560,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,000,000
First National Bank - Fox Vall
550 S. GREEN BAY ROAD
NEENAH, WI 54956
* $ 419,356,000 7 $ 1,287,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 2,635,874,000 7 $ 297,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 7 $ 666,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ 266,050,000 7 $ 996,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 7 $ 758,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 6 $ 895,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 6 $ 913,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 6 $ 751,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ 305,734,000 6 $ 1,805,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 515,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,918,466,000 5 $ 1,509,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 5 $ 832,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 330,183,000 4 $ 382,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 4 $ 35,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,327,457,000 4 $ 755,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 465,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ 172,435,000 4 $ 604,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,134,942,000 4 $ 102,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 788,240,000 4 $ 642,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 601,810,000 4 $ 285,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 474,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 386,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 4 $ 604,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ 304,805,000 4 $ 595,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 1,200,778,000 3 $ 495,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,858,668,000 3 $ 338,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ 82,257,000 3 $ 186,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 3 $ 616,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 680,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 3 $ 289,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 249,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 295,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 333,000
Fidelity National Bank
215 S 8TH STREET
MEDFORD, WI 54451
* $ 81,689,000 3 $ 478,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 368,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 3 $ 317,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 3 $ 215,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 125,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 231,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 383,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 2 $ 567,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 2 $ 253,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 114,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 211,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ 303,120,000 2 $ 233,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 2 $ 244,000
Centralalliance
625 DEERWOOD AVE
NEENAH, WI 54956
* $ 70,815,000 2 $ 169,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 250,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 343,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 589,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ 178,253,000 2 $ 326,000
Badgerland Financial, Aca
1430 NORTH RIDGE DRIVE
PRAIRIE DU SAC, WI 53578
* $ 10,000,000 2 $ 332,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 129,008,000 2 $ 62,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 2 $ 406,000
Baylake Bank
217 N 4TH AVE
STURGEON BAY, WI 54235
* $ 1,021,427,000 2 $ 208,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 236,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 218,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 59,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 378,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 249,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,777,248,000 2 $ 596,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 639,761,000 2 $ 119,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 2 $ 378,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 150,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 479,751,000 1 $ 105,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 286,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 49,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 36,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 1 $ 140,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 659,844,000 1 $ 125,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 129,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 93,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 64,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ 87,092,000 1 $ 165,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 1,161,382,000 1 $ 94,000
Woodtrust Bank
181 2ND ST S
WISCONSIN RAPIDS, WI 54494
* $ 370,410,000 1 $ 103,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,012,719,000 1 $ 52,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 435,151,000 1 $ 31,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 217,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 1,480,634,000 1 $ 99,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 110,000
Commerce State Bank
1700 S. SILVERBROOK DR
WEST BEND, WI 53095
* $ 353,875,000 1 $ 187,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ 10,000,000 1 $ 128,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 137,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 168,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 125,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 204,238,000 1 $ 116,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 117,266,000 1 $ 75,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 60,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 162,368,000 1 $ 58,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 870,188,000 1 $ 275,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ 4,262,000 1 $ 107,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 50,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 101,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 103,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 294,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 99,000
McGlone Mortgage Company, Inc.
3701 E. EVERGREEN DRIVE, SUITE 500B
APPLETON, WI 54913
* $ 10,000,000 1 $ 61,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 69,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 1 $ 48,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 236,869,000 1 $ 150,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 929,074,000 1 $ 45,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 257,418,000 1 $ 242,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 120,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 668,685,000 1 $ 45,000
Dane County Credit Union
2160 RIMROCK ROAD
MADISON, WI 53713
* $ 139,826,000 1 $ 20,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 25,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 1 $ 251,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 232,092,000 1 $ 418,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 19,425,092,000 1 $ 39,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 1 $ 167,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 113,000
Bank of Sun Prairie
228 E MAIN ST
SUN PRAIRIE, WI 53590
* $ 301,183,000 1 $ 32,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 581,000,000 1 $ 130,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 1 $ 6,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ 413,276,000 1 $ 141,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 247,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,101,410,000 1 $ 171,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 484,586,000 1 $ 125,000
Midwest Regional Bank
363 FESTUS CENTRE DRIVE
FESTUS, MO 63028
* $ 343,705,000 1 $ 143,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,040,462,000 1 $ 80,000
First State Bank
113 W. NORTH WATER ST.
NEW LONDON, WI 54961
* $ 265,585,000 1 $ 90,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 79,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 106,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 163,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 120,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 110,000

The tables below break down 2015 mortgage applications in Waushara County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Waushara County, WI in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 585 $75,585,000 $129,000 $1,120,000 $67,000 $978,000
Home Purchase 362 $45,548,000 $125,000 $486,000 $75,000 $1,203,000
Home Improvement 88 $3,993,000 $45,000 $542,000 $61,000 $167,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 885 $106,529,000 $120,000 $1,120,000 $75,000 $1,203,000
Not Provided 65 $8,019,000 $123,000 $304,000 $68,000 $296,000
Not applicable 59 $8,023,000 $135,000 $417,000 $5,000 $164,000
Hispanic 14 $1,096,000 $78,000 $242,000 $51,000 $248,000
Asian 5 $711,000 $142,000 $236,000 $39,000 $101,000
American Indian or Alaskan Native 4 $500,000 $125,000 $169,000 $17,000 $38,000
Black or African American 2 $153,000 $76,000 $143,000 $60,000 $75,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $102,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 781 $93,356,000 $119,000 $1,120,000 $80,000 $1,203,000
FHA-insured (Federal Housing Administration) 125 $14,966,000 $119,000 $276,000 $38,000 $178,000
VA-guaranteed (Veterans Administration) 80 $11,644,000 $145,000 $477,000 $38,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $5,160,000 $105,000 $160,000 $30,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 602 $73,291,000 $121,000 $1,120,000 $76,000 $978,000
Application Denied By Financial Institution 179 $19,603,000 $109,000 $760,000 $63,000 $800,000
Application Withdrawn By Applicant 113 $13,803,000 $122,000 $665,000 $65,000 $428,000
Loan Purchased By The Institution 84 $10,938,000 $130,000 $417,000 $25,000 $193,000
Application Approved But Not Accepted 30 $4,061,000 $135,000 $418,000 $83,000 $334,000
File Closed For Incompleteness 25 $3,251,000 $130,000 $477,000 $106,000 $1,203,000
Preapproval Approved but not Accepted 1 $80,000 $80,000 $80,000 $138,000 $138,000
Preapproval Denied by Financial Institution 1 $99,000 $99,000 $99,000 $72,000 $72,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 46 $3,888,000 $84,000 $590,000 $51,000 $238,000
Collateral 33 $4,872,000 $147,000 $760,000 $86,000 $382,000
Debt-To-Income Ratio 29 $3,083,000 $106,000 $374,000 $53,000 $250,000
Credit Application Incomplete 10 $1,247,000 $124,000 $202,000 $121,000 $800,000
Other 9 $997,000 $110,000 $244,000 $50,000 $92,000
Unverifiable Information 4 $342,000 $85,000 $140,000 $68,000 $108,000
Employment History 2 $239,000 $119,000 $148,000 $24,000 $32,000
Insufficient Cash (Downpayment, Closing Cost) 2 $144,000 $72,000 $80,000 $35,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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