Webster Parish, LA Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 1,732 mortgage applications in Webster Parish, LA totaling $244.0 million, up 13% from 2020. The average application was for $140,000, and applicants reported an average income of $71,000. 47% of applications resulted in an originated loan and 22% were denied. The most active lender was 21st Mortgage, with 162 applications, followed by B1bank and Bonvenu Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,732
Total Mortgage Loan Application Amount $244,020,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $3,715,000
Average Applicant Income $71,000
Highest Applicant Income $1,700,000

Mortgage Company List for Lending in Webster Parish, LA for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 162 $ 16,260,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 2,274,490,000 113 $ 11,415,000
Bonvenu Bank, NA
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 1,041,866,000 68 $ 9,140,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 63 $ 4,975,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 56 $ 10,840,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 52 $ 7,930,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 1,467,907,000 52 $ 6,040,000
Gibsland Bank & Trust
1246 3RD STREET
GIBSLAND, LA 71028
* $ 465,860,000 49 $ 5,725,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 48 $ 5,440,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 38 $ 6,190,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 34 $ 3,100,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 455,773,000 31 $ 8,315,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 31 $ 4,785,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 28 $ 5,130,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 28 $ 2,410,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 28 $ 3,860,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 25 $ 4,895,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 24 $ 4,820,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 24 $ 3,110,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 24 $ 3,880,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 20 $ 2,440,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 20 $ 2,660,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 19 $ 2,715,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 138,624,000 19 $ 1,985,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 19 $ 2,175,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 19 $ 2,175,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 760,123,000 19 $ 3,435,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 18 $ 3,910,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 18 $ 2,360,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 17 $ 2,595,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 16 $ 3,130,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 16 $ 2,710,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 14 $ 2,800,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 13 $ 1,925,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 12 $ 1,430,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 12 $ 840,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 12 $ 1,160,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 11 $ 2,365,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 10 $ 2,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 10 $ 2,050,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 1,740,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 10 $ 1,880,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 10 $ 1,290,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 9 $ 915,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,655,000
Origin Bank

HOUSTON, TX 77024
* $ 5,294,103,000 9 $ 2,355,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 8 $ 1,980,000
Carter Federal Credit Union
100 W CHURCH ST
SPRINGHILL, LA 71075
* $ 399,909,000 8 $ 860,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 960,000
Litton Mortgage, Inc.
7607 FERN AVE
SHREVEPORT, LA 71105
* $ -1,000 8 $ 1,510,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 8 $ 850,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 7 $ 725,000
Cross Keys Bank
PO BOX 142
MONROE, LA 71207
* $ 403,601,000 7 $ 1,105,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 1,988,197,000 7 $ 1,185,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 7 $ 1,025,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,425,000
Community Bank of Louisiana
118 JEFFERSON STREET P.O. BOX 1308
MANSFIELD, LA 71052
* $ 532,833,000 7 $ 305,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 6 $ 560,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 6 $ 680,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 5 $ 635,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 5 $ 745,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 5 $ 605,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 5 $ 555,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 1,724,820,000 5 $ 675,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 645,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ -1,000 5 $ 1,215,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 5 $ 155,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 5 $ 735,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 5 $ 455,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 1,025,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 5 $ 645,000
Pierremont Mortgage, Inc.
6425 YOUREE DR #590
SHREVEPORT, LA 71105
* $ -1,000 4 $ 570,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 4 $ 910,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 4 $ 540,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 680,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 4 $ 70,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 490,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 880,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 380,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 420,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 3 $ 755,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 3 $ 565,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 415,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 3 $ 625,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 425,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 3 $ 465,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 3 $ 285,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 3 $ 365,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 3 $ 305,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 2 $ 260,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 400,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 2 $ 140,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 953,666,000 2 $ 390,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 130,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 440,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 2 $ 470,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 2 $ 480,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 260,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 350,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 280,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 390,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,495,944,000 2 $ 210,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 2 $ 480,000
Bom Bank
1000 CADDO STREET
NATCHITOCHES, LA 71457
* $ 506,584,000 1 $ 25,000
Progressive Bank
1411 NORTH 19TH STREET, P O BOX 4053
MONROE, LA 71201
* $ 585,336,000 1 $ 945,000
Bossier Federal Credit Union
P.O. BOX 5635
BOSSIER CITY, LA 71171
* $ 179,239,000 1 $ 185,000
Progressive National Bank
300 WASHINGTON AVE
MANSFIELD, LA 71052
* $ 74,975,000 1 $ 135,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,690,408,000 1 $ 145,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 45,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 796,073,000 1 $ 95,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 1 $ 255,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,074,320,000 1 $ 365,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 85,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 25,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 115,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 105,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 105,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 1 $ 45,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 1 $ 255,000
Southern Heritage Bank
701 FOURTH ST
JONESVILLE, LA 71343
* $ 305,455,000 1 $ 55,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 1 $ 345,000
Bank of Clarke
2 E MAIN ST
BERRYVILLE, VA 22611
* $ 871,277,000 1 $ 215,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 1 $ 135,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 1 $ 195,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 600,885,000 1 $ 75,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 75,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 3,715,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 155,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 1 $ 245,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 175,000
Century Next Bank
505 N. VIENNA ST.
RUSTON, LA 71270
* $ 488,828,000 1 $ 205,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 285,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 175,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 3,715,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 145,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 125,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 75,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 235,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 75,000
Louisiana National Bank
2001 NORTH TRENTON STREET
RUSTON, LA 71270
* $ 248,963,000 1 $ 25,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 165,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 125,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 195,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 5,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 255,000

The tables below break down 2021 mortgage applications in Webster Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Webster Parish, LA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 944 $125,290,000 $132,000 $945,000 $61,000 $397,000
Refinancing 519 $85,075,000 $163,000 $3,715,000 $81,000 $489,000
Cash-out Refinancing 159 $24,995,000 $157,000 $605,000 $91,000 $485,000
Home Improvement 57 $3,245,000 $56,000 $225,000 $61,000 $206,000
Other Purpose 44 $4,390,000 $99,000 $805,000 $115,000 $1,700,000
Not Applicable 9 $1,025,000 $113,000 $265,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 975 $138,845,000 $142,000 $945,000 $79,000 $1,700,000
Black or African American 393 $42,235,000 $107,000 $495,000 $50,000 $193,000
Not applicable 217 $39,985,000 $184,000 $3,715,000 $135,000 $324,000
Not Provided 119 $18,785,000 $157,000 $605,000 $74,000 $324,000
Hispanic 19 $2,545,000 $133,000 $315,000 $63,000 $140,000
American Indian or Alaskan Native 5 $885,000 $177,000 $475,000 $68,000 $119,000
Asian 4 $740,000 $185,000 $325,000 $99,000 $250,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,181 $159,935,000 $135,000 $3,715,000 $77,000 $1,700,000
FHA-insured (Federal Housing Administration) 270 $39,450,000 $146,000 $305,000 $49,000 $123,000
VA-guaranteed (Veterans Administration) 143 $26,445,000 $184,000 $445,000 $74,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 138 $18,190,000 $131,000 $305,000 $44,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 812 $122,520,000 $150,000 $3,715,000 $78,000 $489,000
Application Denied By Financial Institution 373 $44,825,000 $120,000 $805,000 $59,000 $1,700,000
Loan Purchased By The Institution 195 $30,175,000 $154,000 $455,000 $84,000 $324,000
Application Withdrawn By Applicant 175 $24,665,000 $140,000 $455,000 $69,000 $485,000
File Closed For Incompleteness 124 $14,660,000 $118,000 $385,000 $65,000 $235,000
Application Approved But Not Accepted 53 $7,175,000 $135,000 $345,000 $74,000 $256,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,279 $190,295,000 $148,000 $3,715,000 $75,000 $485,000
Debt-To-Income Ratio 177 $22,625,000 $127,000 $945,000 $64,000 $489,000
Credit History 174 $18,640,000 $107,000 $605,000 $49,000 $181,000
Credit Application Incomplete 34 $4,480,000 $131,000 $295,000 $47,000 $172,000
Collateral 24 $2,920,000 $121,000 $465,000 $86,000 $316,000
Other 24 $2,770,000 $115,000 $285,000 $157,000 $1,700,000
Insufficient Cash (Downpayment, Closing Cost) 9 $895,000 $99,000 $175,000 $72,000 $142,000
Unverifiable Information 7 $895,000 $127,000 $245,000 $77,000 $245,000
Employment History 4 $500,000 $125,000 $195,000 $48,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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