West Baton Rouge Parish, LA Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,287 mortgage applications in West Baton Rouge Parish, LA totaling $207.8 million, up 3% from 2014. The average application was for $161,000, and applicants reported an average income of $62,000. 47% of applications resulted in an originated loan and 18% were denied. The most active lender was Gmfs, LLC, with 180 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,287
Total Mortgage Loan Application Amount $207,766,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $1,165,000
Average Applicant Income $62,000
Highest Applicant Income $324,000

Mortgage Company List for Lending in West Baton Rouge Parish, LA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 180 $ 36,330,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 78 $ 12,881,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 53 $ 8,841,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 52 $ 2,800,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 44 $ 2,214,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 41 $ 7,010,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 40 $ 7,959,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 27 $ 2,818,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 20,632,572,000 26 $ 5,303,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 26 $ 3,765,000
The Cottonport Bank
144 SOUTH MAIN STREET
MARKSVILLE, LA 71351
* $ 325,002,000 22 $ 2,525,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 21 $ 4,420,000
Essential Credit Union
21925 HWY 1 SOUTH
BATON ROUGE, LA 70806
* $ 257,010,000 21 $ 4,313,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 19 $ 3,509,000
Iberville Bank
23405 EDEN ST, P O BOX 695
PLAQUEMINE, LA 70765
* $ 242,282,000 17 $ 890,000
Investar Bank
P.O. BOX 84207
BATON ROUGE, LA 70884
* $ 877,953,000 17 $ 3,240,000
Anthem Bank & Trust
PO BOX 563
PLAQUEMINE, LA 70764
* $ 135,662,000 17 $ 2,226,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 16 $ 2,926,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 16 $ 1,744,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 15 $ 2,797,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 528,980,000 15 $ 692,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 14 $ 2,051,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 685,197,000 14 $ 236,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 14 $ 2,778,000
Guaranty Bank and Trust Compan
175 NEW ROADS STREET (PO BOX 10)
NEW ROADS, LA 70760
* $ 139,222,000 14 $ 3,157,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 13 $ 2,111,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 13 $ 2,427,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 12 $ 2,513,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ 10,000,000 12 $ 2,453,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 11 $ 1,955,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 836,647,000 11 $ 1,738,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 10 $ 1,529,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 2,018,000
Peoples Bank and Trust Company of Pointe Coupee Parish
P.O. DRAWER 747/805 HOSPITAL ROAD
NEW ROADS, LA 70760
* $ 219,902,000 10 $ 1,304,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 2,218,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 10 $ 2,027,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 10 $ 1,728,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 236,184,000 9 $ 867,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 9 $ 1,690,000
Plaquemine Bank and Trust Company
24025 EDEN STREET, PO BOX 626
PLAQUEMINE, LA 70764
* $ 137,304,000 8 $ 840,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 8 $ 1,234,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 8 $ 1,579,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,155,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 7 $ 1,064,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 6 $ 1,160,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 1,256,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 6 $ 861,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 1,064,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 951,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 1,594,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 6 $ 955,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 1,219,842,000 5 $ 1,007,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 5 $ 286,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 5 $ 187,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 5 $ 866,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 1,057,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 5 $ 1,047,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 5 $ 1,076,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 973,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 4 $ 524,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 552,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 4 $ 204,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 4 $ 723,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 328,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 803,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 4 $ 641,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 638,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 520,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 3 $ 771,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,248,532,000 3 $ 699,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 505,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 220,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 3 $ 611,000
Baton Rouge Telco
13404 AIRLINE HWY
BATON ROUGE, LA 70817
* $ 258,058,000 3 $ 646,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 3 $ 510,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 488,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 548,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 3 $ 470,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 3 $ 422,000
Home Bank, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 1,221,357,000 2 $ 67,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 2 $ 594,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 707,588,000 2 $ 404,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 2 $ 404,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 309,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 463,000
U.S. Financial Group, Inc
2915 RYAN ST
LAKE CHARLES, LA 70601
* $ 0 2 $ 313,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 797,337,000 2 $ 366,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 274,000
Efcu Financial Federal Credit Union
10719 AIRLINE HIGHWAY
BATON ROUGE, LA 70816
* $ 307,404,000 2 $ 357,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 2 $ 225,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 449,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 387,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 2 $ 165,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 2 $ 88,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 177,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 2 $ 196,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 970,659,000 2 $ 99,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 333,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 2 $ 437,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 375,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 287,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 581,928,000 2 $ 236,000
Citizens Bank & Trust Company
2925 S. SHERWOOD FOREST BLVD
BATON ROUGE, LA 70816
* $ 243,466,000 2 $ 414,000
Feliciana Bank & Trust Company
10926 HIGHWAY 67 P. O. BOX 247
CLINTON, LA 70722
* $ 109,119,000 1 $ 215,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 283,000
La Capitol Federal Credit Union
P.O. BOX 3398
BATON ROUGE, LA 70802
* $ 457,062,000 1 $ 87,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 213,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 177,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 60,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 166,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 197,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 231,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 266,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 196,000
Wymar Federal Credit Union
37269 HIGHWAY 30
GEISMAR, LA 70734
* $ 88,808,000 1 $ 38,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 1 $ 163,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 1 $ 158,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 121,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 1 $ 185,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,314,758,000 1 $ 213,000
Breco FCU
1850 S. SHERWOOD FOREST BLVD.
BATON ROUGE, LA 70816
* $ 45,714,000 1 $ 22,000
American Bank
1819 N. COLUMBIA ST.
COVINGTON, LA 70433
* $ 116,475,000 1 $ 107,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 1 $ 120,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 1,397,860,000 1 $ 295,000
Crescom Bank
288 MEETING ST
CHARLESTON, SC 29401
* $ 1,198,823,000 1 $ 74,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 88,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 1 $ 264,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 1 $ 145,000
St Martin Bank & Trust Company
P O BOX 199 (301 SOUTH MAIN ST)
ST MARTINVILLE, LA 70582
* $ 525,828,000 1 $ 24,000
Kaplan State Bank
201 NORTH CUSHING AVENUE
KAPLAN, LA 70548
* $ 92,529,000 1 $ 317,000
Louisiana USA Federal Credit Union
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 52,552,000 1 $ 43,000
America's Mortgage Resource
3317 N I-10 SERVICE RD
METAIRIE, LA 70002
* $ 10,000,000 1 $ 160,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 225,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 266,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 80,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 223,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 213,000
Neighbors Federal Credit Union
5423 S SHERWOOD FOREST BLVD
BATON ROUGE, LA 70810
* $ 707,732,000 1 $ 182,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 513,910,000 1 $ 35,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 275,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 289,000
Highlands Bank, the
PO BOX 248
JACKSON, LA 70748
* $ 140,171,000 1 $ 1,165,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 174,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 224,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 307,000

The tables below break down 2015 mortgage applications in West Baton Rouge Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for West Baton Rouge Parish, LA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 736 $123,855,000 $168,000 $1,165,000 $58,000 $324,000
Refinancing 470 $80,140,000 $170,000 $722,000 $67,000 $260,000
Home Improvement 81 $3,771,000 $46,000 $295,000 $68,000 $238,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 633 $98,375,000 $155,000 $600,000 $79,000 $324,000
Black or African American 380 $62,247,000 $163,000 $439,000 $59,000 $208,000
Not applicable 169 $30,903,000 $182,000 $1,165,000 $6,000 $203,000
Not Provided 75 $11,736,000 $156,000 $417,000 $55,000 $180,000
Hispanic 20 $2,907,000 $145,000 $286,000 $86,000 $205,000
Asian 6 $943,000 $157,000 $234,000 $77,000 $158,000
American Indian or Alaskan Native 4 $655,000 $163,000 $235,000 $40,000 $66,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 692 $99,893,000 $144,000 $1,165,000 $74,000 $324,000
FHA-insured (Federal Housing Administration) 342 $60,288,000 $176,000 $365,000 $51,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 159 $27,045,000 $170,000 $321,000 $34,000 $96,000
VA-guaranteed (Veterans Administration) 94 $20,540,000 $218,000 $423,000 $62,000 $208,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 606 $103,310,000 $170,000 $1,165,000 $74,000 $324,000
Application Denied By Financial Institution 231 $29,520,000 $127,000 $439,000 $60,000 $260,000
Loan Purchased By The Institution 199 $35,905,000 $180,000 $417,000 $23,000 $203,000
Application Withdrawn By Applicant 146 $25,614,000 $175,000 $417,000 $71,000 $235,000
File Closed For Incompleteness 66 $7,491,000 $113,000 $331,000 $51,000 $190,000
Application Approved But Not Accepted 38 $5,826,000 $153,000 $365,000 $70,000 $183,000
Preapproval Approved but not Accepted 1 $100,000 $100,000 $100,000 $31,000 $31,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $4,437,000 $153,000 $367,000 $68,000 $165,000
Debt-To-Income Ratio 22 $2,861,000 $130,000 $239,000 $51,000 $143,000
Collateral 14 $2,116,000 $151,000 $276,000 $96,000 $260,000
Credit Application Incomplete 12 $2,145,000 $178,000 $306,000 $67,000 $129,000
Unverifiable Information 7 $930,000 $132,000 $275,000 $65,000 $88,000
Other 4 $616,000 $154,000 $264,000 $49,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 3 $455,000 $151,000 $157,000 $48,000 $53,000
Employment History 1 $171,000 $171,000 $171,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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