Wharton County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed Wharton County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,560
Total Mortgage Loan Application Amount $131,253,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $65,000
Highest Applicant Income $1,686,000

Mortgage Company List for Lending in Wharton County TX for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 131 $ 13,443,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 94 $ 4,047,000
COMMERCIAL STATE BANK
10203 BIRCHRIDGE DR
HUMBLE, TX 77338
* $ 146,818,000 81 $ 5,393,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 76 $ 7,881,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 74 $ 7,405,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 63 $ 4,077,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 58 $ 2,449,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 50 $ 4,482,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 48 $ 3,371,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 4,586,491,000 39 $ 2,768,000
NEWFIRST NATIONAL BANK
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 271,097,000 38 $ 1,538,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 36 $ 3,107,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 35 $ 3,741,000
THE FIRST STATE BANK
P O BOX 5
LOUISE, TX 77455
* $ 164,205,000 35 $ 3,647,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 30 $ 3,457,000
AMEGY MORTGAGE COMPANY, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 27 $ 3,214,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 25 $ 2,697,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 5,533,327,000 24 $ 2,152,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 23 $ 1,897,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 23 $ 2,344,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 21 $ 1,604,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 21 $ 2,168,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 21 $ 2,471,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 20 $ 1,052,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 19 $ 660,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 19 $ 1,783,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 19 $ 1,738,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 18 $ 1,798,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 16 $ 1,056,000
AMEGY BANK OF TEXAS, NA
4400 POST OAK PKY, 6TH FL
HOUSTON, TX 77027
* $ 10,359,193,000 14 $ 345,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 13 $ 1,340,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 13 $ 1,509,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 12 $ 1,177,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 12 $ 1,162,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 10 $ 831,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 555,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 989,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 9 $ 352,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 9 $ 572,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 9 $ 549,000
TEXAS DOW EMPLOYEES CREDIT UNION
1001 FM 2004
LAKE JACKSON, TX 77566
* $ 1,114,269,000 8 $ 697,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 8 $ 596,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 399,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 7 $ 376,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 7 $ 813,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 560,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 6 $ 783,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 547,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 6 $ 580,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 6 $ 461,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 5 $ 600,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 5 $ 361,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 5 $ 596,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 5 $ 508,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 4 $ 401,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 4 $ 381,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 120,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 4 $ 336,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 682,817,000 4 $ 161,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 4 $ 620,000
TEXAS STATE BANK
3900 N 10TH ST
MCALLEN, TX 78501
* $ 8,548,312,000 4 $ 498,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,857,914,000 4 $ 411,000
ENCORE BANK, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,335,766,000 4 $ 107,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 4 $ 301,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,181,474,000 3 $ 51,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 34,180,648,000 3 $ 92,000
VELOCITY CREDIT UNION
PO BOX 1089
AUSTIN, TX 78767
* $ 483,284,000 3 $ 76,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 3 $ 589,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 3 $ 121,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 182,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 3 $ 173,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 3 $ 337,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 3 $ 188,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 3 $ 242,000
CERTIFIED FUNDING, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 3 $ 76,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 179,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 349,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 223,000
ALETHES, LLC
8601 RR 2222 SUITE 1-150
AUSTIN, TX 78730
* $ 10,000,000 2 $ 326,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 2 $ 292,000
HOMETRUST MORTGAGE COMPANY
5353 W. ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 2 $ 330,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 2 $ 228,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 226,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 308,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 2 $ 214,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 92,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 2 $ 175,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 2 $ 72,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,239,606,000 2 $ 10,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 2 $ 48,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 2 $ 430,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 9,339,663,000 2 $ 916,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 951,944,000 2 $ 495,000
FIRST COMMUNITY CREDIT UNION
15260 FM 529
HOUSTON, TX 77095
* $ 510,046,000 2 $ 158,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 2 $ 140,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 2 $ 214,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 2 $ 227,000
TRUSTTEXAS BANK, SSB
121 E COURTHOUSE ST, P O BOX 808
CUERO, TX 77954
* $ 155,415,000 2 $ 168,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 2,947,186,000 2 $ 258,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 2 $ 224,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 2 $ 71,000
IMPERIAL CAPITAL BANK
500 N. BRAND BLVD., SUITE 2300
GLENDALE, CA 91203
* $ 3,405,901,000 1 $ 527,000
FIRSTMARK
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 603,399,000 1 $ 87,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 863,466,000 1 $ 119,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,349,419,000 1 $ 16,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,246,804,000 1 $ 43,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 3,868,058,000 1 $ 5,000
VISTA BANK TEXAS
1415 LOUISIANA ST
HOUSTON, TX 77002
* $ 132,921,000 1 $ 95,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 181,000
MEMBERS CHOICE
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ 215,214,000 1 $ 15,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 10,106,419,000 1 $ 57,000
HARRIS COUNTY FEDERAL CREDIT UNION
1400 FRANKLIN ST
HOUSTON, TX 77002
* $ 69,845,000 1 $ 33,000
THE LAREDO NATIONAL BANK
P.O. BOX 59
LAREDO, TX 78042
* $ 4,467,870,000 1 $ 6,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 1 $ 70,000
GULF COAST EDUCATORS FEDERAL CREDIT UNION
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 241,931,000 1 $ 32,000
ADVANCIAL CREDIT UNION
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 582,992,000 1 $ 69,000
1ST COMMUNITY FEDERAL CREDIT UNION
3505 WILDEWOOD DRIVE
SAN ANGELO, TX 76904
* $ 132,633,000 1 $ 246,000
FIRST VICTORIA NATIONAL BANK
101 S MAIN
VICTORIA, TX 77901
* $ 1,176,458,000 1 $ 67,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 1,771,096,000 1 $ 75,000
FIRST AMERICAN MORTGAGE TRUST
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 112,000
SALLIE MAE HOME LOANS
28175 CABOT DR
NOVI, MI 48377
* $ 10,000,000 1 $ 143,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 1 $ 125,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 183,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 164,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 131,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 94,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 140,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 110,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 1 $ 84,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 67,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 160,000
PATRIOT BANK MORTGAGE
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 160,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 29,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 100,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 1 $ 307,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 154,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 104,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 140,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Wharton County TX in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 692 $65,097,000 $94,000 $628,000 $66,000 $1,686,000
Refinancing 619 $58,450,000 $94,000 $800,000 $63,000 $500,000
Home Improvement 249 $7,706,000 $30,000 $246,000 $69,000 $1,179,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 759 $70,731,000 $93,000 $800,000 $77,000 $1,686,000
Hispanic 402 $27,632,000 $68,000 $527,000 $61,000 $942,000
Not Provided 162 $13,542,000 $83,000 $361,000 $67,000 $1,179,000
Black or African American 136 $9,463,000 $69,000 $212,000 $44,000 $289,000
Not applicable 94 $9,256,000 $98,000 $386,000 $14,000 $174,000
Asian 4 $357,000 $89,000 $122,000 $36,000 $52,000
American Indian or Alaskan Native 2 $269,000 $134,000 $166,000 $71,000 $98,000
Native Hawaiian or Other Pacific Islander 1 $3,000 $3,000 $3,000 $15,000 $15,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,452 $120,177,000 $82,000 $800,000 $66,000 $1,686,000
FHA-insured (Federal Housing Administration) 83 $8,686,000 $104,000 $185,000 $48,000 $150,000
VA-guaranteed (Veterans Administration) 18 $1,795,000 $99,000 $209,000 $73,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $595,000 $85,000 $118,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 581 $50,752,000 $87,000 $628,000 $75,000 $1,686,000
Application Denied By Financial Institution 441 $30,685,000 $69,000 $800,000 $64,000 $1,179,000
Loan Purchased By The Institution 230 $22,544,000 $98,000 $386,000 $44,000 $228,000
Application Withdrawn By Applicant 165 $14,217,000 $86,000 $347,000 $64,000 $576,000
Application Approved But Not Accepted 97 $8,873,000 $91,000 $361,000 $63,000 $148,000
File Closed For Incompleteness 46 $4,182,000 $90,000 $300,000 $71,000 $368,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 132 $6,034,000 $45,000 $170,000 $65,000 $942,000
Other 41 $3,695,000 $90,000 $223,000 $106,000 $1,179,000
Collateral 33 $3,463,000 $104,000 $280,000 $85,000 $250,000
Debt-To-Income Ratio 24 $1,516,000 $63,000 $172,000 $38,000 $76,000
Credit Application Incomplete 14 $1,121,000 $80,000 $270,000 $63,000 $115,000
Unverifiable Information 10 $894,000 $89,000 $310,000 $79,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 2 $256,000 $128,000 $164,000 $62,000 $81,000
Employment History 1 $97,000 $97,000 $97,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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