Windham County, VT Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 2,366 mortgage applications in Windham County, VT totaling $497.3 million, up 46% from 2019. The average application was for $210,000, and applicants reported an average income of $187,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was People's United Bank, with 196 applications, followed by Advisors Mortgage Group, LLC and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,366
Total Mortgage Loan Application Amount $497,270,000
Average Mortgage Loan Application Amount $210,000
Highest Mortgage Loan Application Amount $2,205,000
Average Applicant Income $187,000
Highest Applicant Income $7,379,000

Mortgage Company List for Lending in Windham County, VT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 196 $ 34,850,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 141 $ 34,015,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 118 $ 28,270,000
Vermont State Employees
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 842,398,000 103 $ 15,815,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 83 $ 17,685,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 71 $ 22,465,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 320,471,996,000 71 $ 13,795,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 69 $ 14,025,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 60 $ 12,300,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 58 $ 13,820,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 50 $ 14,550,000
Mascoma Bank
243 SYKES MOUNTAIN AVE BOX 4399
LEBANON, NH 03766
* $ -1,000 48 $ 8,450,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 46 $ 10,410,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 44 $ 7,990,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 43 $ 8,875,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 41 $ 6,265,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 37 $ 6,655,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 36 $ 7,990,000
802 Credit Union
265 SOUTH MAIN STREET
BARRE, VT 05641
* $ 138,905,000 30 $ 4,640,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 30 $ 6,540,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 29 $ 5,375,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 27 $ 2,575,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 25 $ 3,435,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 23 $ 4,455,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 22 $ 4,840,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 20 $ 2,520,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 19 $ 3,145,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 18 $ 4,250,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 18 $ 3,670,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 17 $ 4,075,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 17 $ 4,605,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,815,483,000 17 $ 2,475,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 17 $ 3,725,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 15 $ 4,125,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 2,605,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 15 $ 2,895,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,453,998,000,000 14 $ 6,760,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 2,715,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 10 $ 2,930,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,583,299,000 9 $ 2,195,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 9 $ 2,475,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 116,263,634,000 9 $ 3,325,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 9 $ 3,435,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 9 $ 745,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 9 $ 2,095,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 460,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 8 $ 1,220,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 8 $ 2,260,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,440,000
One Credit Union
380 RIVER STREET
SPRINGFIELD, VT 05156
* $ 175,041,000 8 $ 740,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 8 $ 2,290,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 365,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 7 $ 2,085,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 7 $ 1,645,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 7 $ 1,545,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 7 $ 1,735,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,509,707,000 7 $ 1,195,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 935,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 6 $ 690,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 6 $ 1,320,000
Eastrise Federal Credit Union
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,415,180,000 6 $ 1,070,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,590,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 6 $ 680,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 30,412,303,000 6 $ 1,910,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 6 $ 1,250,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 5 $ 3,485,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 1,025,000
Vermont Federal Credit Union
275 KENNEDY DR
SOUTH BURLINGTON, VT 05407
* $ 588,040,000 5 $ 425,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 1,175,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 5 $ 695,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,185,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 5 $ 1,095,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 5 $ 1,515,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,235,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 5 $ 1,035,000
Berkshire Bank

ALBANY, NY 12207
* $ 13,181,399,000 5 $ 985,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 935,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 4 $ 2,010,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 656,233,000 4 $ 730,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 4 $ 630,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 320,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,179,440,000 4 $ 720,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 4 $ 840,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 4 $ 650,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 3 $ 535,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 4,733,474,000 3 $ 755,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 1,035,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 425,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 3 $ 425,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 3 $ 555,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 1,145,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 440,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 2 $ 340,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 330,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 172,887,701,000 2 $ 270,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 872,778,000 2 $ 510,000
Ukrainian Selfreliance Federal Credit Union
1729 COTTMAN AVE
FEASTERVILLE, PA 19053
* $ 368,954,000 2 $ 410,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 1,341,767,000 2 $ 790,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 410,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 2 $ 410,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 610,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ 615,320,000 2 $ 310,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 555,898,000 2 $ 330,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 260,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 340,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 2 $ 450,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 400,000
Fairfield County Bank
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ 1,563,031,000 2 $ 820,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 260,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 1,585,704,000 1 $ 1,485,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 1 $ 135,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 3,110,206,000 1 $ 265,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 1 $ 205,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 1 $ 125,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,825,507,000 1 $ 505,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 165,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 265,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 1 $ 1,205,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 645,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 1 $ 115,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 1 $ 165,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 216,654,000,000 1 $ 505,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,411,656,000 1 $ 75,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 61,390,143,000 1 $ 275,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 195,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 594,023,000 1 $ 145,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 1 $ 945,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 1 $ 265,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 2,345,870,000 1 $ 365,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 894,697,000 1 $ 205,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 75,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 2,943,806,000 1 $ 145,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 319,196,000 1 $ 105,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 105,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 215,000
Peapack Private Bank & Trust
500 HILLS DRIVE
BEDMINSTER, NJ 07921
* $ 5,177,959,000 1 $ 205,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 1 $ 285,000
Patriot Community Bank
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 180,208,000 1 $ 305,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 252,668,000 1 $ 215,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 542,746,000 1 $ 85,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 255,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 217,610,000 1 $ 175,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 255,000
First National Bank of Pandora
102 E. MAIN ST
PANDORA, OH 45877
* $ 190,343,000 1 $ 515,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ 253,174,000 1 $ 305,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 335,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 135,000
Nutmeg State FCU
521 CROMWELL AVE
ROCKY HILL, CT 06067
* $ 448,768,000 1 $ 115,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 1,111,391,000 1 $ 175,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 8,253,751,000 1 $ 185,000
Northway Bank

CAMDEN, ME 04856
* $ 912,655,000 1 $ 245,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 195,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 55,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 14,144,676,000 1 $ 725,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 631,256,000 1 $ 255,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ -1,000 1 $ 405,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,665,517,000 1 $ 145,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,668,741,000 1 $ 425,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 1 $ 195,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 165,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 1,047,759,000 1 $ 265,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 465,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 5,324,945,000 1 $ 195,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 1 $ 405,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 1 $ 45,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,529,015,000 1 $ 255,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,544,752,000 1 $ 35,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 205,000

The tables below break down 2020 mortgage applications in Windham County, VT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Windham County, VT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,032 $240,070,000 $232,000 $1,485,000 $200,000 $7,379,000
Refinancing 809 $167,115,000 $206,000 $2,205,000 $188,000 $4,761,000
Cash-out Refinancing 299 $59,825,000 $200,000 $1,055,000 $139,000 $3,971,000
Home Improvement 103 $9,375,000 $91,000 $505,000 $118,000 $763,000
Other Purpose 87 $16,185,000 $186,000 $1,045,000 $280,000 $6,072,000
Not Applicable 36 $4,700,000 $130,000 $395,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,727 $357,375,000 $206,000 $1,735,000 $187,000 $7,379,000
Not Provided 448 $99,720,000 $222,000 $1,845,000 $192,000 $2,950,000
Not applicable 108 $22,480,000 $208,000 $2,205,000 $177,000 $1,012,000
Hispanic 39 $8,275,000 $212,000 $785,000 $202,000 $1,148,000
Asian 16 $4,010,000 $250,000 $855,000 $276,000 $628,000
Black or African American 12 $2,200,000 $183,000 $335,000 $73,000 $147,000
American Indian or Alaskan Native 11 $2,195,000 $199,000 $355,000 $73,000 $174,000
Native Hawaiian or Other Pacific Islander 3 $715,000 $238,000 $365,000 $89,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,037 $436,205,000 $214,000 $2,205,000 $199,000 $7,379,000
FHA-insured (Federal Housing Administration) 178 $31,920,000 $179,000 $405,000 $64,000 $188,000
VA-guaranteed (Veterans Administration) 119 $23,635,000 $198,000 $415,000 $60,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $5,510,000 $172,000 $335,000 $71,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,338 $296,580,000 $221,000 $1,845,000 $207,000 $7,379,000
Application Withdrawn By Applicant 354 $76,900,000 $217,000 $2,205,000 $195,000 $4,761,000
Application Denied By Financial Institution 340 $62,270,000 $183,000 $1,055,000 $124,000 $2,568,000
Loan Purchased By The Institution 158 $30,270,000 $191,000 $745,000 $203,000 $1,400,000
File Closed For Incompleteness 119 $21,275,000 $178,000 $705,000 $134,000 $1,900,000
Application Approved But Not Accepted 57 $9,975,000 $175,000 $775,000 $128,000 $938,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,016 $432,680,000 $214,000 $2,205,000 $198,000 $7,379,000
Debt-To-Income Ratio 135 $25,025,000 $185,000 $515,000 $95,000 $605,000
Collateral 64 $14,310,000 $223,000 $1,055,000 $204,000 $2,568,000
Credit History 58 $8,000,000 $137,000 $415,000 $95,000 $338,000
Other 33 $6,185,000 $187,000 $845,000 $116,000 $466,000
Credit Application Incomplete 26 $5,270,000 $202,000 $505,000 $236,000 $1,900,000
Employment History 13 $2,425,000 $186,000 $315,000 $74,000 $381,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,785,000 $162,000 $255,000 $160,000 $549,000
Unverifiable Information 10 $1,590,000 $159,000 $235,000 $117,000 $277,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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