Winston County AL
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Winston County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Winston County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,426
Total Mortgage Loan Application Amount $122,450,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $713,000
Average Applicant Income $70,000
Highest Applicant Income $1,438,000

Mortgage Company List for Lending in Winston County AL for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRADERS & FARMERS BANK
PO BOX 550
HALEYVILLE, AL 35565
* $ 319,532,000 235 $ 13,357,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 77 $ 10,256,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 76 $ 7,490,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 72 $ 3,173,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 51 $ 2,424,000
COMMUNITY BANK
P O BOX 1000
BLOUNTSVILLE, AL 35031
* $ 557,788,000 47 $ 3,016,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 45 $ 2,670,000
AMSOUTH BANK
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 45,629,203,000 38 $ 4,853,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 37 $ 2,637,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 32 $ 2,416,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 30 $ 1,215,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 27 $ 1,783,000
FIRST NATIONAL BANK OF JASPER
PO BOX 31
JASPER, AL 35502
* $ 517,247,000 27 $ 1,192,000
EVABANK
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 157,018,000 25 $ 1,122,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 25 $ 2,731,000
PINNACLE BANK
1811 2ND AVENUE
JASPER, AL 35501
* $ 208,478,000 24 $ 2,043,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 22 $ 3,729,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 22 $ 1,764,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 19 $ 2,760,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 16 $ 1,344,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 26,898,673,000 15 $ 2,078,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 14 $ 1,675,000
PREMIER BANK OF THE SOUTH
101 1ST AVE NW
CULLMAN, AL 35055
* $ 99,466,000 14 $ 208,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 13 $ 504,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 12 $ 1,918,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 12 $ 1,071,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 12 $ 1,437,000
COLONIAL BANK, N.A.
PO BOX 1108 - CORPORATE COMPLIANCE
MONTGOMERY, AL 36101
* $ 16,249,551,000 12 $ 1,736,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 11 $ 635,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 11 $ 967,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 10 $ 1,176,000
WELLS FARGO FIN'L ALABAMA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 10 $ 600,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 10 $ 883,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,342,774,000 9 $ 1,299,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 9 $ 682,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,408,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 9 $ 666,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 750,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 286,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 8 $ 637,000
HERITAGE BANK
600 CENTURY PARK SOUTH STE 200
BIRMINGHAM, AL 35226
* $ 521,330,000 8 $ 1,195,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 7 $ 836,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 34,000,000 7 $ 1,124,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 7 $ 710,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 1,203,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 1,047,000
CASTLE MORTGAGE CORPORATION
701 MONTGOMERY HWY SOUTH SUITE 203
VESTAVIA HILLS, AL 35216
* $ 10,000,000 6 $ 617,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,304,022,000 6 $ 587,000
FIRST AMERICAN BANK
301 FAYETTEVILLE STREET, SUITE 1200
RALEIGH, NC 27601
* $ 870,170,000 6 $ 922,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 5 $ 382,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 5 $ 1,136,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 5 $ 802,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 5 $ 392,000
NATIONAL BANK OF COMMERCE
1927 1ST AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 1,308,452,000 5 $ 549,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 5 $ 370,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 5 $ 1,060,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 5 $ 421,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 5 $ 314,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 279,203,000 5 $ 665,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 5 $ 559,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 51,884,768,000 4 $ 170,000
FIRST MORTGAGE GROUP, INC.
118 E. MOULTON STREET, TOP FLOOR
DECATUR, AL 35601
* $ 10,000,000 4 $ 223,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 4 $ 441,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 475,450,000 3 $ 82,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 397,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 3 $ 80,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 200,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 3 $ 153,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 3 $ 275,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 3 $ 128,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 222,000
AMERICAPITAL FUNDING CORP
3601 LORNA RIDGE DRIVE
HOOVER, AL 35216
* $ 10,000,000 3 $ 364,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 3 $ 467,000
REDSTONE FEDERAL CREDIT UNION
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 1,591,163,000 3 $ 365,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 267,252,000 3 $ 459,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 3 $ 560,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 190,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 124,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 2 $ 87,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 122,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 2 $ 265,000
THE BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 1,161,773,000 2 $ 234,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 103,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 2 $ 167,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 140,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 388,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 2 $ 186,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 2 $ 84,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 2 $ 186,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 2 $ 102,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 64,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 2 $ 111,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 2 $ 248,000
LISTERHILL CREDIT UNION
P O BOX 566
SHEFFIELD, AL 35660
* $ 270,501,000 2 $ 60,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 2 $ 538,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 2 $ 104,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 2 $ 305,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 2 $ 197,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 934,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 104,408,000 2 $ 304,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 2 $ 78,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 1 $ 62,000
COMUNITY LENDING INCORPORATED
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 1 $ 119,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 1 $ 140,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 73,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 200,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 280,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 63,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 125,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 1 $ 18,000
FIRST COMMERCIAL BK HUNTSVILLE
PO BOX 040002
HUNTSVILLE, AL 35804
* $ 432,194,000 1 $ 30,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 265,899,000 1 $ 42,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 179,000
FAMILY SECURITY CREDIT UNION
2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603
* $ 269,818,000 1 $ 10,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,355,897,000 1 $ 37,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 28,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 120,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 320,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 96,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 34,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 1 $ 130,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 38,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 120,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 1 $ 130,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 130,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 1 $ 224,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 1 $ 229,000
CAPITALSOUTH BANK
2340 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 265,875,000 1 $ 100,000
ALABAMA TELCO CREDIT UNION
1849 DATA DRIVE
BIRMINGHAM, AL 35244
* $ 311,298,000 1 $ 207,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 13,000
SECURITY FEDERAL SAVINGS BANK
301 THIRD AVENUE
JASPER, AL 35501
* $ 40,171,000 1 $ 63,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 145,000
CENTURY BANK
P O BOX 647
LUCEDALE, MS 39452
* $ 165,768,000 1 $ 51,000
YOUR BEST RATE FINANCIAL L.L.C
5909 PEACHTREE DUNWOODY RD SUITE 700
ATLANTA, GA 30328
* $ 10,000,000 1 $ 73,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 50,000
TRANSLAND FINANCIAL SERVICES
2701 MAITLAND CENTER PARKWAY, STE 300
MAITLAND, FL 32751
* $ 10,000,000 1 $ 58,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 1,095,593,000 1 $ 50,000
AMERICA'S FIRST
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 577,066,000 1 $ 148,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 45,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 1 $ 60,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 1 $ 56,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 305,652,000 1 $ 173,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 145,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 1 $ 245,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Winston County AL in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 864 $78,931,000 $91,000 $713,000 $68,000 $1,438,000
Home Purchase 457 $39,704,000 $86,000 $484,000 $78,000 $677,000
Home Improvement 105 $3,815,000 $36,000 $205,000 $52,000 $200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,112 $97,087,000 $87,000 $713,000 $80,000 $1,438,000
Not Provided 158 $13,537,000 $85,000 $375,000 $52,000 $156,000
Not applicable 129 $8,532,000 $66,000 $320,000 $13,000 $177,000
Black or African American 15 $1,846,000 $123,000 $372,000 $62,000 $360,000
Hispanic 7 $516,000 $73,000 $247,000 $44,000 $101,000
American Indian or Alaskan Native 5 $932,000 $186,000 $484,000 $87,000 $156,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,410 $121,050,000 $85,000 $713,000 $71,000 $1,438,000
FHA-insured (Federal Housing Administration) 10 $772,000 $77,000 $100,000 $34,000 $67,000
VA-guaranteed (Veterans Administration) 5 $540,000 $108,000 $162,000 $22,000 $42,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $88,000 $88,000 $88,000 $43,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 675 $59,745,000 $88,000 $713,000 $87,000 $1,438,000
Application Denied By Financial Institution 278 $19,478,000 $70,000 $500,000 $60,000 $1,200,000
Loan Purchased By The Institution 183 $16,820,000 $91,000 $711,000 $45,000 $424,000
Application Withdrawn By Applicant 109 $11,633,000 $106,000 $499,000 $77,000 $541,000
Application Approved But Not Accepted 101 $6,799,000 $67,000 $370,000 $56,000 $300,000
File Closed For Incompleteness 80 $7,975,000 $99,000 $372,000 $60,000 $600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 62 $3,511,000 $56,000 $247,000 $67,000 $737,000
Other 56 $4,693,000 $83,000 $500,000 $92,000 $1,200,000
Collateral 28 $2,317,000 $82,000 $375,000 $54,000 $161,000
Debt-To-Income Ratio 21 $1,419,000 $67,000 $125,000 $36,000 $110,000
Credit Application Incomplete 14 $1,191,000 $85,000 $245,000 $72,000 $240,000
Unverifiable Information 5 $432,000 $86,000 $160,000 $34,000 $39,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

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