Young County, TX Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 359 mortgage applications in Young County, TX totaling $48.7 million, down 5% from 2017. The average application was for $135,000, and applicants reported an average income of $91,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was Interbank, with 33 applications, followed by Wells Fargo Bank NA and Ciera Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 359
Total Mortgage Loan Application Amount $48,725,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $3,225,000
Average Applicant Income $91,000
Highest Applicant Income $924,000

Mortgage Company List for Lending in Young County, TX for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,493,190,000 33 $ 5,495,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 25 $ 3,725,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ 546,879,000 24 $ 1,790,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 14 $ 1,160,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 243,041,000 14 $ 2,130,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 458,892,000 9 $ 1,285,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,020,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 8 $ 1,250,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 885,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 7 $ 755,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 620,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 470,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 350,544,000 5 $ 655,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 5 $ 405,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 5 $ 1,085,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 1,180,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 380,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 700,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 460,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,479,145,000 4 $ 1,030,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 7,228,760,000 4 $ 380,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ -1,000 4 $ 760,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 4 $ 220,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 325,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 8,674,691,000 3 $ 655,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 555,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 3 $ 475,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 285,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 295,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 565,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 3 $ 215,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 255,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 2 $ 350,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 160,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 2 $ 210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 300,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 500,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 2 $ 30,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 160,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 2 $ 150,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 250,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 515,916,000 2 $ 120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 200,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 210,000
Texoma Community Credit Union
PO BOX 1320
WICHITA FALLS, TX 76308
* $ 139,221,000 2 $ 130,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 190,000
Clear Fork Bank N.A.
100 S MAIN ST
ALBANY, TX 76430
* $ 528,435,000 2 $ 210,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 620,537,000 2 $ 390,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 130,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 160,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 280,000
Ssbt Mortgage Group, LLC
PO BOX 471
FREDERICKSBURG, TX 78624
* $ -1,000 2 $ 430,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 165,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 45,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 35,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 947,663,000 1 $ 35,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
Aimbank
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 1,088,263,000 1 $ 35,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 1 $ 105,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 165,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,583,067,000 1 $ 965,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 1 $ 95,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 165,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 8,646,000,000 1 $ 395,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 1 $ 75,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 165,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 165,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 235,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 115,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 720,676,000 1 $ 105,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 235,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 205,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 95,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 125,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 35,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 295,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 440,521,000 1 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 145,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 145,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 165,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 105,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ 244,320,000 1 $ 135,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 214,376,000 1 $ 165,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 45,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 455,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 95,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 75,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 125,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 85,000
Legend Bank, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 639,552,000 1 $ 65,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 245,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 205,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 185,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 95,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 105,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 125,000
Security Bank of Texas
PO BOX 90
CRAWFORD, TX 76638
* $ 46,146,000 1 $ 75,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 639,231,000 1 $ 65,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 195,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 55,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 2,093,047,000 1 $ 35,000
Texas Security Bank
1212 TURTLE CREEK BLVD
DALLAS, TX 75207
* $ 412,013,000 1 $ 205,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 105,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 125,000

The tables below break down 2018 mortgage applications in Young County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Young County, TX in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 227 $29,665,000 $130,000 $965,000 $86,000 $490,000
Cash-out Refinancing 54 $6,640,000 $122,000 $355,000 $87,000 $523,000
Refinancing 47 $10,025,000 $213,000 $3,225,000 $131,000 $924,000
Home Improvement 13 $865,000 $66,000 $245,000 $87,000 $244,000
Not Applicable 9 $865,000 $96,000 $235,000 $107,000 $110,000
Other Purpose 9 $665,000 $73,000 $195,000 $49,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 257 $36,005,000 $140,000 $3,225,000 $95,000 $924,000
Not applicable 38 $5,420,000 $142,000 $965,000 $71,000 $105,000
Not Provided 31 $3,975,000 $128,000 $345,000 $87,000 $300,000
Hispanic 23 $2,365,000 $102,000 $385,000 $68,000 $119,000
American Indian or Alaskan Native 9 $925,000 $102,000 $145,000 $57,000 $134,000
Asian 1 $35,000 $35,000 $35,000 $90,000 $90,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 261 $35,775,000 $137,000 $3,225,000 $98,000 $924,000
FHA-insured (Federal Housing Administration) 68 $8,240,000 $121,000 $285,000 $67,000 $287,000
VA-guaranteed (Veterans Administration) 25 $4,225,000 $169,000 $455,000 $64,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $485,000 $97,000 $165,000 $67,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 185 $26,555,000 $143,000 $3,225,000 $95,000 $924,000
Loan Purchased By The Institution 56 $7,540,000 $134,000 $455,000 $84,000 $277,000
Application Denied By Financial Institution 55 $6,655,000 $121,000 $1,005,000 $77,000 $796,000
Application Withdrawn By Applicant 40 $5,160,000 $129,000 $345,000 $98,000 $326,000
File Closed For Incompleteness 12 $1,110,000 $92,000 $135,000 $63,000 $135,000
Application Approved But Not Accepted 11 $1,705,000 $155,000 $405,000 $100,000 $233,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 294 $40,900,000 $139,000 $3,225,000 $92,000 $924,000
Debt-To-Income Ratio 27 $2,955,000 $109,000 $305,000 $76,000 $490,000
Credit History 16 $1,060,000 $66,000 $185,000 $52,000 $90,000
Collateral 13 $2,575,000 $198,000 $1,005,000 $119,000 $796,000
Credit Application Incomplete 7 $1,105,000 $157,000 $305,000 $112,000 $300,000
Other 1 $35,000 $35,000 $35,000 $147,000 $147,000
Unverifiable Information 1 $95,000 $95,000 $95,000 $134,000 $134,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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