Community National Bank & Trust of Texas Mortgage Lending & HMDA Data, 2018
In 2018, Community National Bank & Trust of Texas of Corsicana, TX reported 275 mortgage applications totaling $48.6 million, down 13% from 2017. The average application was for $176,636, and applicants reported an average income of $132,327. 84% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Fort Worth-Arlington, TX (93), Dallas-Plano-Irving, TX (31) and College Station-Bryan, TX (1) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust of Texas Po Box 624 Corsicana, TX 75151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 275 |
| Total Mortgage Loan Application Amount | $48,575,000 |
| Average Mortgage Loan Application Amount | $176,636 |
| Highest Mortgage Loan Application Amount | $3,175,000 |
| Average Applicant Income | $132,327 |
| Highest Applicant Income | $2,348,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust of Texas in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 187 | $34,055,000 | $182,000 | $855,000 | $136,000 | $1,669,000 |
| Refinancing | 39 | $9,485,000 | $243,000 | $3,175,000 | $185,000 | $2,348,000 |
| Cash-out Refinancing | 27 | $3,855,000 | $142,000 | $415,000 | $79,000 | $166,000 |
| Home Improvement | 16 | $660,000 | $41,000 | $115,000 | $77,000 | $157,000 |
| Other Purpose | 6 | $520,000 | $86,000 | $145,000 | $63,000 | $84,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 143 | $23,635,000 | $165,000 | $855,000 | $146,000 | $2,348,000 |
| Not Provided | 62 | $12,640,000 | $203,000 | $635,000 | $126,000 | $447,000 |
| Hispanic | 35 | $4,405,000 | $125,000 | $665,000 | $82,000 | $185,000 |
| Not applicable | 24 | $7,300,000 | $304,000 | $3,175,000 | $0 | $0 |
| Black or African American | 7 | $375,000 | $53,000 | $145,000 | $55,000 | $144,000 |
| Asian | 4 | $220,000 | $55,000 | $85,000 | $184,000 | $335,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 270 | $48,000,000 | $177,000 | $3,175,000 | $132,000 | $2,348,000 |
| FHA-insured (Federal Housing Administration) | 2 | $280,000 | $140,000 | $145,000 | $44,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $170,000 | $85,000 | $95,000 | $61,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 1 | $125,000 | $125,000 | $125,000 | $73,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 230 | $40,930,000 | $177,000 | $3,175,000 | $135,000 | $2,348,000 |
| Application Withdrawn By Applicant | 31 | $4,775,000 | $154,000 | $445,000 | $107,000 | $380,000 |
| Application Denied By Financial Institution | 14 | $2,870,000 | $205,000 | $665,000 | $115,000 | $447,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 261 | $45,705,000 | $175,000 | $3,175,000 | $131,000 | $2,348,000 |
| Debt-To-Income Ratio | 7 | $785,000 | $112,000 | $205,000 | $68,000 | $162,000 |
| Collateral | 3 | $405,000 | $135,000 | $205,000 | $104,000 | $124,000 |
| Credit Application Incomplete | 1 | $635,000 | $635,000 | $635,000 | $447,000 | $447,000 |
| Credit History | 1 | $115,000 | $115,000 | $115,000 | $80,000 | $80,000 |
| Other | 1 | $665,000 | $665,000 | $665,000 | $171,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $137,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust of Texas's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About