Community National Bank & Trust of Texas Mortgage Lending & HMDA Data, 2023
In 2023, Community National Bank & Trust of Texas of Corsicana, TX reported 183 mortgage applications totaling $60.6 million, down 34% from 2022. The average application was for $331,010, and applicants reported an average income of $195,355. 85% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Fort Worth-Arlington, TX (44), Dallas-Plano-Irving, TX (27) and Sherman-Denison, TX (14) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust of Texas Po Box 624 Corsicana, TX 75151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 183 |
| Total Mortgage Loan Application Amount | $60,575,000 |
| Average Mortgage Loan Application Amount | $331,010 |
| Highest Mortgage Loan Application Amount | $1,395,000 |
| Average Applicant Income | $195,355 |
| Highest Applicant Income | $3,588,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust of Texas in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 151 | $52,865,000 | $350,000 | $1,395,000 | $178,000 | $891,000 |
| Home Improvement | 16 | $2,950,000 | $184,000 | $555,000 | $122,000 | $250,000 |
| Refinancing | 13 | $3,825,000 | $294,000 | $1,255,000 | $491,000 | $3,588,000 |
| Other Purpose | 3 | $935,000 | $311,000 | $565,000 | $179,000 | $219,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 107 | $37,265,000 | $348,000 | $1,255,000 | $206,000 | $3,588,000 |
| Not Provided | 26 | $9,560,000 | $367,000 | $715,000 | $209,000 | $532,000 |
| Hispanic | 24 | $4,640,000 | $193,000 | $555,000 | $136,000 | $507,000 |
| Not applicable | 18 | $7,720,000 | $428,000 | $1,395,000 | $0 | $0 |
| Black or African American | 7 | $1,305,000 | $186,000 | $515,000 | $138,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $84,000 | $84,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 164 | $50,910,000 | $310,000 | $1,395,000 | $199,000 | $3,588,000 |
| VA-guaranteed (Veterans Administration) | 19 | $9,665,000 | $508,000 | $715,000 | $148,000 | $317,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 156 | $51,160,000 | $327,000 | $1,395,000 | $202,000 | $3,588,000 |
| Application Withdrawn By Applicant | 25 | $9,205,000 | $368,000 | $715,000 | $147,000 | $286,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $108,000 | $108,000 |
| Application Denied By Financial Institution | 1 | $85,000 | $85,000 | $85,000 | $148,000 | $148,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 182 | $60,490,000 | $332,000 | $1,395,000 | $193,000 | $3,588,000 |
| Credit History | 1 | $85,000 | $85,000 | $85,000 | $148,000 | $148,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust of Texas's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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