Community National Bank & Trust of Texas Mortgage Lending & HMDA Data, 2022
In 2022, Community National Bank & Trust of Texas of Corsicana, TX reported 277 mortgage applications totaling $75.2 million, down 8% from 2021. The average application was for $271,462, and applicants reported an average income of $135,779. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Fort Worth-Arlington, TX (93), Dallas-Plano-Irving, TX (50) and Sherman-Denison, TX (7) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust of Texas Po Box 624 Corsicana, TX 75151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 277 |
| Total Mortgage Loan Application Amount | $75,195,000 |
| Average Mortgage Loan Application Amount | $271,462 |
| Highest Mortgage Loan Application Amount | $2,665,000 |
| Average Applicant Income | $135,779 |
| Highest Applicant Income | $727,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust of Texas in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 198 | $56,660,000 | $286,000 | $2,665,000 | $146,000 | $727,000 |
| Refinancing | 53 | $15,045,000 | $283,000 | $1,005,000 | $115,000 | $223,000 |
| Home Improvement | 19 | $2,215,000 | $116,000 | $375,000 | $103,000 | $252,000 |
| Other Purpose | 7 | $1,275,000 | $182,000 | $605,000 | $93,000 | $206,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $40,650,000 | $282,000 | $685,000 | $141,000 | $727,000 |
| Not applicable | 46 | $13,630,000 | $296,000 | $2,665,000 | $0 | $0 |
| Hispanic | 37 | $7,575,000 | $204,000 | $585,000 | $143,000 | $439,000 |
| Not Provided | 34 | $9,170,000 | $269,000 | $575,000 | $122,000 | $409,000 |
| Black or African American | 11 | $2,365,000 | $215,000 | $495,000 | $103,000 | $138,000 |
| Asian | 5 | $1,805,000 | $361,000 | $425,000 | $150,000 | $284,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 263 | $69,545,000 | $264,000 | $2,665,000 | $139,000 | $727,000 |
| VA-guaranteed (Veterans Administration) | 14 | $5,650,000 | $403,000 | $575,000 | $116,000 | $174,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 239 | $65,085,000 | $272,000 | $2,665,000 | $141,000 | $727,000 |
| Application Withdrawn By Applicant | 28 | $8,530,000 | $304,000 | $645,000 | $120,000 | $250,000 |
| Application Denied By Financial Institution | 8 | $1,490,000 | $186,000 | $315,000 | $112,000 | $439,000 |
| Application Approved But Not Accepted | 2 | $90,000 | $45,000 | $65,000 | $64,000 | $92,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 269 | $73,705,000 | $273,000 | $2,665,000 | $138,000 | $727,000 |
| Other | 3 | $665,000 | $221,000 | $285,000 | $193,000 | $439,000 |
| Credit History | 3 | $645,000 | $215,000 | $315,000 | $96,000 | $135,000 |
| Debt-To-Income Ratio | 2 | $180,000 | $90,000 | $105,000 | $15,000 | $22,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust of Texas's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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