Community National Bank & Trust of Texas Mortgage Lending & HMDA Data, 2019
In 2019, Community National Bank & Trust of Texas of Corsicana, TX reported 329 mortgage applications totaling $62.0 million, up 20% from 2018. The average application was for $188,313, and applicants reported an average income of $125,322. 82% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Fort Worth-Arlington, TX (104), Dallas-Plano-Irving, TX (45) and Houston-The Woodlands-Sugar Land, TX (3) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust of Texas Po Box 624 Corsicana, TX 75151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 329 |
| Total Mortgage Loan Application Amount | $61,955,000 |
| Average Mortgage Loan Application Amount | $188,313 |
| Highest Mortgage Loan Application Amount | $4,455,000 |
| Average Applicant Income | $125,322 |
| Highest Applicant Income | $831,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust of Texas in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $37,225,000 | $174,000 | $1,155,000 | $125,000 | $831,000 |
| Refinancing | 92 | $21,400,000 | $232,000 | $4,455,000 | $121,000 | $270,000 |
| Home Improvement | 18 | $2,300,000 | $127,000 | $675,000 | $124,000 | $385,000 |
| Other Purpose | 6 | $1,030,000 | $171,000 | $395,000 | $207,000 | $656,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 200 | $36,270,000 | $181,000 | $785,000 | $133,000 | $831,000 |
| Not Provided | 51 | $10,975,000 | $215,000 | $485,000 | $113,000 | $312,000 |
| Hispanic | 42 | $4,660,000 | $110,000 | $335,000 | $97,000 | $454,000 |
| Not applicable | 19 | $7,995,000 | $420,000 | $4,455,000 | $0 | $0 |
| Black or African American | 6 | $720,000 | $120,000 | $275,000 | $61,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $710,000 | $177,000 | $555,000 | $92,000 | $113,000 |
| American Indian or Alaskan Native | 3 | $385,000 | $128,000 | $255,000 | $121,000 | $225,000 |
| Asian | 3 | $155,000 | $51,000 | $75,000 | $311,000 | $425,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 313 | $58,095,000 | $185,000 | $4,455,000 | $127,000 | $831,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,660,000 | $261,000 | $555,000 | $93,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $200,000 | $100,000 | $105,000 | $45,000 | $56,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 270 | $53,370,000 | $197,000 | $4,455,000 | $132,000 | $831,000 |
| Application Withdrawn By Applicant | 36 | $5,470,000 | $151,000 | $285,000 | $100,000 | $207,000 |
| Application Denied By Financial Institution | 20 | $2,590,000 | $129,000 | $315,000 | $68,000 | $140,000 |
| Application Approved But Not Accepted | 3 | $525,000 | $175,000 | $395,000 | $251,000 | $656,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 309 | $59,365,000 | $192,000 | $4,455,000 | $129,000 | $831,000 |
| Credit History | 7 | $915,000 | $130,000 | $265,000 | $70,000 | $92,000 |
| Debt-To-Income Ratio | 7 | $815,000 | $116,000 | $285,000 | $49,000 | $100,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $315,000 | $106,000 | $140,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $63,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $95,000 | $95,000 | $95,000 | $112,000 | $112,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $48,000 | $48,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust of Texas's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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