Community National Bank & Trust of Texas Mortgage Lending & HMDA Data, 2014
In 2014, Community National Bank & Trust of Texas of Corsicana, TX reported 273 mortgage applications totaling $35.8 million, down 18% from 2013. The average application was for $131,190, and applicants reported an average income of $110,556. 66% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Dallas-Plano-Irving, TX (52), Fort Worth-Arlington, TX (26) and Houston-The Woodlands-Sugar Land, TX (2) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust of Texas Po Box 624 Corsicana, TX 75151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 273 |
| Total Mortgage Loan Application Amount | $35,815,000 |
| Average Mortgage Loan Application Amount | $131,190 |
| Highest Mortgage Loan Application Amount | $1,710,000 |
| Average Applicant Income | $110,556 |
| Highest Applicant Income | $870,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust of Texas in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 185 | $26,758,000 | $144,000 | $1,710,000 | $122,000 | $870,000 |
| Refinancing | 44 | $5,800,000 | $131,000 | $413,000 | $89,000 | $279,000 |
| Home Improvement | 44 | $3,257,000 | $74,000 | $417,000 | $84,000 | $293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 200 | $28,203,000 | $141,000 | $720,000 | $115,000 | $870,000 |
| Hispanic | 28 | $1,746,000 | $62,000 | $230,000 | $99,000 | $691,000 |
| Black or African American | 17 | $1,617,000 | $95,000 | $248,000 | $92,000 | $263,000 |
| Not applicable | 13 | $3,168,000 | $243,000 | $1,710,000 | $0 | $0 |
| Not Provided | 7 | $755,000 | $107,000 | $275,000 | $220,000 | $612,000 |
| Asian | 7 | $222,000 | $31,000 | $53,000 | $184,000 | $246,000 |
| American Indian or Alaskan Native | 1 | $104,000 | $104,000 | $104,000 | $72,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 266 | $34,844,000 | $130,000 | $1,710,000 | $112,000 | $870,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $376,000 | $125,000 | $165,000 | $49,000 | $52,000 |
| VA-guaranteed (Veterans Administration) | 2 | $341,000 | $170,000 | $173,000 | $75,000 | $84,000 |
| FHA-insured (Federal Housing Administration) | 2 | $254,000 | $127,000 | $153,000 | $49,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 181 | $24,856,000 | $137,000 | $1,710,000 | $115,000 | $870,000 |
| Application Denied By Financial Institution | 52 | $6,122,000 | $117,000 | $413,000 | $84,000 | $715,000 |
| Application Approved But Not Accepted | 37 | $4,586,000 | $123,000 | $400,000 | $126,000 | $612,000 |
| Application Withdrawn By Applicant | 3 | $251,000 | $83,000 | $114,000 | $84,000 | $144,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 18 | $2,226,000 | $123,000 | $320,000 | $66,000 | $132,000 |
| Credit History | 16 | $1,633,000 | $102,000 | $275,000 | $102,000 | $715,000 |
| Collateral | 11 | $1,601,000 | $145,000 | $413,000 | $106,000 | $274,000 |
| Other | 4 | $369,000 | $92,000 | $195,000 | $71,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $125,000 | $62,000 | $72,000 | $34,000 | $46,000 |
| Employment History | 1 | $168,000 | $168,000 | $168,000 | $67,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust of Texas's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About