Adams County, NE Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 1,085 mortgage applications in Adams County, NE totaling $175.4 million, down 32% from 2021. The average application was for $161,000, and applicants reported an average income of $89,000. 57% of applications resulted in an originated loan and 12% were denied. The most active lender was Pinnacle Bank, with 156 applications, followed by US Bank, N.A. and Charter West Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,085
Total Mortgage Loan Application Amount $175,365,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $5,565,000
Average Applicant Income $89,000
Highest Applicant Income $1,465,000

Mortgage Company List for Lending in Adams County, NE for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 7,852,003,000 156 $ 25,120,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 140 $ 15,800,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 405,261,000 78 $ 14,330,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 60 $ 11,160,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 59 $ 9,795,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,000,660,000 35 $ 7,025,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 33 $ 3,555,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 29 $ 4,785,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 29 $ 4,485,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 29 $ 6,405,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 23 $ 3,765,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 402,951,000 21 $ 3,435,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 21 $ 3,455,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 17 $ 1,875,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 16 $ 2,900,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 16 $ 2,780,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 16 $ 930,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 13 $ 975,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 11 $ 1,325,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 2,050,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 434,802,000 10 $ 1,550,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 2,075,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 9 $ 1,585,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 8 $ 1,270,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 985,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,925,807,000 7 $ 1,085,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,120,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,000,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 1,000,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 1,013,892,000 6 $ 710,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 1,055,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 485,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 5 $ 605,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 1,055,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 925,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 4 $ 290,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 380,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 800,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 4 $ 1,340,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 312,460,000 4 $ 420,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 4 $ 680,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 400,583,000 3 $ 415,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 1,463,879,000 3 $ 595,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 3 $ 585,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 195,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 6,586,972,000 3 $ 325,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 435,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 80,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 630,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 480,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 100,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 340,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 320,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 2,056,362,000 2 $ 840,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 2 $ 180,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 810,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 13,339,325,000 2 $ 80,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 162,963,000 2 $ 110,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 135,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 407,850,000 1 $ 205,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 85,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 215,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 1 $ 125,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 125,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,624,571,000 1 $ 445,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 65,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 115,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,899,486,000 1 $ 175,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 285,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 175,000
Frontier Bank
301 FIRST AVE
ROCK RAPIDS, IA 51241
* $ 278,868,000 1 $ 185,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 1,181,623,000 1 $ 165,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 195,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 75,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 370,967,000 1 $ 175,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 85,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 125,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 135,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 125,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 395,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 1 $ 195,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 1 $ 205,000
US Home Mortgage, Inc.
5901 S 58TH ST A
LINCOLN, NE 68516
* $ -1,000 1 $ 115,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 105,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 105,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 145,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 867,559,000 1 $ 35,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 85,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 195,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 115,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 415,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 1,378,086,000 1 $ 75,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 245,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 25,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 65,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 1 $ 325,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 96,556,000 1 $ 185,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 35,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 205,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 405,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 5,565,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 45,000

The tables below break down 2022 mortgage applications in Adams County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Adams County, NE in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 635 $117,505,000 $185,000 $5,565,000 $87,000 $1,251,000
Cash-out Refinancing 198 $30,490,000 $153,000 $525,000 $79,000 $388,000
Refinancing 116 $18,540,000 $159,000 $645,000 $97,000 $361,000
Home Improvement 73 $4,105,000 $56,000 $205,000 $123,000 $1,465,000
Other Purpose 55 $3,995,000 $72,000 $345,000 $83,000 $250,000
Not Applicable 8 $730,000 $91,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 743 $115,465,000 $155,000 $685,000 $92,000 $1,465,000
Not applicable 170 $34,200,000 $201,000 $5,565,000 $0 $0
Not Provided 84 $14,000,000 $166,000 $645,000 $81,000 $500,000
Hispanic 65 $7,535,000 $115,000 $305,000 $66,000 $433,000
Asian 8 $1,840,000 $230,000 $645,000 $96,000 $182,000
Black or African American 6 $860,000 $143,000 $305,000 $72,000 $143,000
American Indian or Alaskan Native 5 $805,000 $161,000 $205,000 $107,000 $250,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $61,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 779 $123,835,000 $158,000 $5,565,000 $95,000 $1,465,000
FHA-insured (Federal Housing Administration) 222 $33,470,000 $150,000 $355,000 $60,000 $170,000
VA-guaranteed (Veterans Administration) 75 $16,805,000 $224,000 $655,000 $94,000 $640,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,255,000 $139,000 $285,000 $71,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 619 $102,065,000 $164,000 $5,565,000 $90,000 $1,251,000
Loan Purchased By The Institution 187 $34,165,000 $182,000 $655,000 $99,000 $388,000
Application Denied By Financial Institution 134 $15,740,000 $117,000 $405,000 $66,000 $363,000
Application Withdrawn By Applicant 102 $16,170,000 $158,000 $525,000 $108,000 $1,465,000
File Closed For Incompleteness 36 $5,520,000 $153,000 $405,000 $86,000 $193,000
Application Approved But Not Accepted 7 $1,705,000 $243,000 $685,000 $79,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 951 $159,625,000 $167,000 $5,565,000 $93,000 $1,465,000
Credit History 44 $4,460,000 $101,000 $385,000 $67,000 $156,000
Debt-To-Income Ratio 34 $4,540,000 $133,000 $395,000 $56,000 $363,000
Collateral 28 $2,820,000 $100,000 $375,000 $71,000 $250,000
Credit Application Incomplete 10 $1,140,000 $114,000 $275,000 $73,000 $120,000
Other 7 $745,000 $106,000 $305,000 $54,000 $98,000
Unverifiable Information 5 $665,000 $133,000 $205,000 $54,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 4 $970,000 $242,000 $405,000 $131,000 $205,000
Employment History 2 $400,000 $200,000 $205,000 $21,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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