Albany-Schenectady-Troy, NY Metro Area Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 48,197 mortgage applications in Albany-Schenectady-Troy, NY metro area totaling $9.9 billion, up 28% from 2019. The average application was for $204,681, and applicants reported an average income of $111,996. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Sefcu Services, LLC, with 4,902 applications, followed by Homestead Funding Corp. and Trustco Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 48,197
Total Mortgage Loan Application Amount $9,865,045,000
Average Mortgage Loan Application Amount $204,681
Highest Mortgage Loan Application Amount $54,105,000
Average Applicant Income $111,996
Highest Applicant Income $6,069,000

Mortgage Company List for Lending in Albany-Schenectady-Troy, NY for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 4,902 $ 1,063,740,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 4,215 $ 957,155,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 3,446 $ 648,090,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 4,055,933,000 2,550 $ 194,970,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 2,500 $ 475,390,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 2,411 $ 563,915,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,943,306,000 2,225 $ 243,225,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 740,218,000 2,055 $ 422,805,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 1,865 $ 442,995,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1,387 $ 230,365,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 996 $ 196,930,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 824 $ 188,870,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 757 $ 140,195,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 739 $ 160,435,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 334,575,000 711 $ 84,005,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 635 $ 118,505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 626 $ 143,180,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 577 $ 113,855,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ 642,968,000 576 $ 181,520,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 570 $ 132,530,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 584,882,000 462 $ 113,510,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,390,142,000 447 $ 95,835,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 445 $ 92,325,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 397 $ 101,545,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 365 $ 85,785,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 357 $ 25,845,000
The Adirondack Trust Company
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,237,461,000 355 $ 97,925,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 353 $ 89,015,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 271 $ 58,655,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 252 $ 57,210,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 246 $ 15,740,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 243 $ 42,765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 240 $ 56,750,000
First National Bank of Scotia
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 483,117,000 231 $ 41,025,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 320,471,996,000 230 $ 43,640,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 325,368,000 226 $ 46,550,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 215 $ 50,045,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 192 $ 40,820,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 177 $ 32,965,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 177 $ 42,365,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 167 $ 38,705,000
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,564,325,000 167 $ 28,535,000
Hudson River Community CU
ONE THIRD STREET
CORINTH, NY 12822
* $ 279,248,000 164 $ 23,800,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 161 $ 38,115,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 136 $ 17,630,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 135 $ 28,835,000
Berkshire Bank

ALBANY, NY 12207
* $ 13,181,399,000 135 $ 25,755,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 135 $ 30,285,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,453,998,000,000 131 $ 31,645,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 122 $ 7,490,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 121 $ 23,095,000
Tct Federal Credit Union
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 235,855,000 118 $ 14,110,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 111 $ 20,665,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 1,439,651,000 107 $ 30,285,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 101 $ 6,555,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 96 $ 21,240,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 93,347,000 94 $ 15,260,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 93 $ 53,415,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 86 $ 22,400,000
Bank of Richmondville
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ 141,862,000 85 $ 9,365,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 83 $ 18,195,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 77 $ 21,055,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 77 $ 4,455,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 74 $ 9,570,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 73 $ 14,455,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 70 $ 20,740,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 70 $ 16,010,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 65 $ 15,575,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 64 $ 13,230,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 62 $ 13,080,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 60 $ 13,710,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 54 $ 10,110,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 53 $ 10,835,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 50 $ 8,600,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 50 $ 14,840,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 49 $ 6,585,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 46 $ 9,250,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 44 $ 6,770,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 5,351,288,000 44 $ 6,180,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 43 $ 10,815,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 40 $ 1,760,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 38 $ 8,370,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 37 $ 9,595,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 37 $ 7,615,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 35 $ 8,415,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 32 $ 2,150,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 29 $ 4,645,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 29 $ 6,195,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 29 $ 3,575,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 27 $ 5,685,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 26 $ 7,560,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 26 $ 4,890,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 25 $ 4,995,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 25 $ 7,495,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 25 $ 4,515,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 24 $ 5,010,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 24 $ 6,100,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 23 $ 5,065,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 23 $ 4,965,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 22 $ 66,420,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,782,088,000 22 $ 750,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 20 $ 5,420,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 19 $ 3,615,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 1,231,695,000 19 $ 2,335,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 19 $ 5,345,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 19 $ 3,055,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,636,039,000 17 $ 3,305,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 109,679,000 17 $ 3,195,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 17 $ 2,715,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 16 $ 4,530,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 16 $ 4,330,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 15 $ 4,485,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 15 $ 1,225,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 3,210,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 13 $ 1,545,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,954,367,000 13 $ 1,515,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 13 $ 755,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 12 $ 4,020,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 12 $ 2,900,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 11 $ 2,555,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 11 $ 1,925,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 172,887,701,000 11 $ 2,565,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 11 $ 2,155,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 11 $ 3,625,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 10 $ 2,630,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 10 $ 2,360,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 10 $ 2,840,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 956,434,000 10 $ 2,110,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,255,426,000 9 $ 915,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 9 $ 1,875,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 9 $ 2,575,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 37,441,578,000 9 $ 2,505,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,529,015,000 9 $ 1,865,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 9 $ 2,645,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 9 $ 2,465,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,814,188,000 8 $ 1,070,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 8 $ 2,110,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 8 $ 1,650,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 8 $ 1,900,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 383,892,000 8 $ 2,110,000
Visio Financial Services Inc.
1905 KRAMER LN B700
WILMINGTON, DE 78758
* $ -1,000 8 $ 910,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 8 $ 1,790,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 8 $ 1,920,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 7 $ 2,215,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 7 $ 1,165,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 7 $ 1,835,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 7 $ 4,285,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 7 $ 1,385,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 30,412,303,000 7 $ 1,205,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 6 $ 1,540,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,504,251,000 6 $ 980,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 6 $ 1,520,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 6 $ 790,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 6 $ 1,750,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 6 $ 2,000,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 6 $ 1,090,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 6 $ 960,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 6 $ 3,820,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 6 $ 1,350,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 6 $ 1,050,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 6 $ 2,450,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 580,205,000 6 $ 170,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,112,449,000 5 $ 955,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 3,052,271,000 5 $ 895,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 5 $ 825,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 1,445,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 116,263,634,000 5 $ 2,655,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 216,654,000,000 5 $ 2,215,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 5 $ 41,805,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 5 $ 1,115,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 5 $ 1,055,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 5 $ 895,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 5 $ 2,005,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 5 $ 2,085,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 5 $ 1,315,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 5 $ 1,505,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 14,144,676,000 4 $ 1,830,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ -1,000 4 $ 580,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 4 $ 690,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,675,632,000 4 $ 330,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 1,376,396,000 4 $ 770,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 18,066,529,000 4 $ 1,410,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 4 $ 70,160,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 4 $ 910,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,097,505,000 4 $ 1,020,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 4 $ 1,360,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 574,696,000 4 $ 1,160,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 4 $ 970,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 4 $ 1,370,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 4 $ 950,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 4 $ 1,350,000
Academy Mortgage Corp.
105 CONKLIN STREET
FARMINGDALE, NY 11735
* $ -1,000 4 $ 1,530,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 4 $ 350,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 672,019,000 4 $ 250,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 4 $ 300,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 285,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,163,579,000 3 $ 1,025,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 3 $ 34,665,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 3 $ 595,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 485,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 3 $ 31,645,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 3 $ 1,035,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 594,023,000 3 $ 585,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 3 $ 1,025,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,084,245,000 3 $ 565,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 3 $ 675,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 217,610,000 3 $ 685,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 3 $ 34,665,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 3 $ 535,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 309,299,000 3 $ 655,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 3 $ 1,175,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 3 $ 35,675,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 3 $ 485,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ -1,000 3 $ 755,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 3 $ 755,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 3 $ 835,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 4,346,616,000 2 $ 210,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 973,811,000 2 $ 1,330,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 91,838,000 2 $ 170,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 5,300,331,000 2 $ 350,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,481,966,000 2 $ 80,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 104,250,000 2 $ 440,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 31,614,914,000 2 $ 800,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 435,994,000 2 $ 360,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 10,624,748,000 2 $ 160,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 26,708,543,000 2 $ 210,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 2 $ 340,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 2 $ 70,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 2 $ 430,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 617,208,000 2 $ 460,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 892,690,000 2 $ 270,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 2 $ 260,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 2 $ 420,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 330,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 2 $ 600,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 6,589,030,000 2 $ 17,170,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 29,303,000,000 2 $ 1,120,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 2 $ 490,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 2 $ 210,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 2 $ 760,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,396,934,000 2 $ 440,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 2 $ 880,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 164,719,000 2 $ 1,300,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,326,463,000 2 $ 160,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ -1,000 2 $ 550,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 370,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 157,540,000 2 $ 220,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 407,625,000 1 $ 75,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,528,719,000 1 $ 245,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,166,050,000 1 $ 105,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 588,660,000 1 $ 165,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 464,144,000 1 $ 155,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 155,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,240,524,000 1 $ 75,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 255,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 185,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 435,000
Mahopac Bank
1442 RT 22
BREWSTER, NY 10509
* $ 1,338,214,000 1 $ 55,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 175,000
Department of Commerce Federal Credit Union
P.O. BOX 14720
WASHINGTON, DC 20230
* $ 529,368,000 1 $ 135,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ 10,055,910,000 1 $ 315,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 8,747,957,000 1 $ 145,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 1 $ 1,415,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 1 $ 135,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 18,156,981,000 1 $ 265,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 268,938,000 1 $ 165,000
Pioneer Bank, SSB
623 W 38TH STREET
AUSTIN, TX 78705
* $ 1,691,100,000 1 $ 125,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 630,130,000 1 $ 185,000
Emigrant Mortgage Company, Inc.
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ -1,000 1 $ 485,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 2,711,723,000 1 $ 55,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 815,388,000 1 $ 405,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 210,294,000 1 $ 225,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 225,000
Proponent FCU
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 466,600,000 1 $ 95,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 225,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,424,675,000 1 $ 35,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ -1,000 1 $ 4,205,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 1,679,503,000 1 $ 365,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 607,045,000 1 $ 225,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 10,605,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,052,781,000 1 $ 25,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 61,390,143,000 1 $ 355,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 485,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 1 $ 125,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 125,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,194,144,000 1 $ 35,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 165,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,284,172,000 1 $ 55,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ -1,000 1 $ 185,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 215,000
Hudson River Community CU
ONE THIRD STREET
CORINTH, NY 12822
* $ 279,248,000 1 $ 15,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ -1,000 1 $ 135,000
Direct Access Capital, LLC
1601 ELM ST. 33RD FLOOR
DALLAS, TX 75201
* $ -1,000 1 $ 125,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 125,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 719,480,000 1 $ 135,000
Americhoice Federal Credit Union
2175 BUMBLE BEE HOLLOW ROAD
MECHANICSBURG, PA 17055
* $ 182,175,000 1 $ 295,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 1 $ 265,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 1 $ 95,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 2,749,196,000 1 $ 185,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,893,793,000 1 $ 215,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 235,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 1 $ 11,715,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ -1,000 1 $ 185,000
Habib American Bank
99 MADISON AVENUE
NEW YORK, NY 10017
* $ 1,896,528,000 1 $ 555,000
Prudential Multifamily Mortgage, LLC
751 BROAD ST
NEWARK, NJ 7102
* $ -1,000 1 $ 25,605,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ 253,174,000 1 $ 315,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 383,396,000 1 $ 175,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ -1,000 1 $ 335,000
First National Bank of Pandora
102 E. MAIN ST
PANDORA, OH 45877
* $ 190,343,000 1 $ 505,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 205,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 175,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,166,684,000 1 $ 305,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 1 $ 135,000
Northern Credit Union
120 FACTORY ST
WATERTOWN, NY 13601
* $ 282,729,000 1 $ 325,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 55,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 5,324,945,000 1 $ 515,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 2,068,242,000 1 $ 135,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 220,695,000 1 $ 205,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 700,768,000 1 $ 425,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 505,000
First Ic Corporation
5593 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 704,772,000 1 $ 185,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 435,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 73,884,000 1 $ 285,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 145,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,468,407,000 1 $ 55,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 1 $ 435,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,998,725,000 1 $ 205,000
Lyons Mortgage Services, Inc.
48-02 25TH AVENUE, SUITE 303
ASTORIA, NY 11103
* $ -1,000 1 $ 215,000
Preferred Bank
601 S FIGUEROA ST., 29TH FLOOR
LOS ANGELES, CA 90017
* $ 4,630,165,000 1 $ 165,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 15,015,801,000 1 $ 245,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 323,664,000 1 $ 255,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 1 $ 195,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 35,000

The tables below break down 2020 mortgage applications in Albany-Schenectady-Troy, NY metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Albany-Schenectady-Troy, NY in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,085 $4,173,265,000 $230,000 $35,005,000 $104,000 $6,069,000
Refinancing 14,948 $3,471,990,000 $232,000 $54,105,000 $120,000 $4,800,000
Cash-out Refinancing 7,842 $1,565,330,000 $199,000 $11,715,000 $116,000 $3,605,000
Home Improvement 3,849 $274,285,000 $71,000 $5,605,000 $114,000 $2,943,000
Other Purpose 2,217 $210,325,000 $94,000 $2,005,000 $120,000 $2,835,000
Not Applicable 1,256 $169,850,000 $135,000 $615,000 $68,000 $123,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,752 $6,220,240,000 $189,000 $6,185,000 $114,000 $6,069,000
Not Provided 7,011 $1,458,575,000 $208,000 $1,645,000 $114,000 $2,166,000
Not applicable 3,822 $1,356,570,000 $354,000 $54,105,000 $138,000 $2,263,000
Asian 1,725 $344,875,000 $199,000 $1,275,000 $109,000 $1,466,000
Black or African American 1,369 $220,875,000 $161,000 $1,105,000 $83,000 $1,104,000
Hispanic 1,059 $184,775,000 $174,000 $775,000 $96,000 $1,478,000
American Indian or Alaskan Native 144 $20,960,000 $145,000 $545,000 $76,000 $253,000
Native Hawaiian or Other Pacific Islander 61 $9,555,000 $156,000 $555,000 $84,000 $365,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 39,606 $8,162,400,000 $206,000 $54,105,000 $118,000 $6,069,000
FHA-insured (Federal Housing Administration) 5,926 $1,064,510,000 $179,000 $12,465,000 $68,000 $747,000
VA-guaranteed (Veterans Administration) 2,303 $574,805,000 $249,000 $1,025,000 $88,000 $712,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 362 $63,330,000 $174,000 $355,000 $65,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,777 $6,262,165,000 $217,000 $35,005,000 $116,000 $6,069,000
Application Denied By Financial Institution 5,788 $830,190,000 $143,000 $2,005,000 $91,000 $2,395,000
Application Withdrawn By Applicant 5,650 $1,160,140,000 $205,000 $10,605,000 $115,000 $4,800,000
Loan Purchased By The Institution 5,011 $1,024,585,000 $204,000 $1,315,000 $111,000 $2,263,000
Application Approved But Not Accepted 1,503 $338,745,000 $225,000 $54,105,000 $110,000 $1,115,000
File Closed For Incompleteness 1,464 $248,510,000 $169,000 $1,015,000 $119,000 $5,915,000
Preapproval Denied by Financial Institution 3 $405,000 $135,000 $155,000 $71,000 $88,000
Preapproval Approved but not Accepted 1 $305,000 $305,000 $305,000 $245,000 $245,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 41,964 $8,859,290,000 $211,000 $54,105,000 $115,000 $6,069,000
Debt-To-Income Ratio 2,287 $446,025,000 $195,000 $24,005,000 $79,000 $982,000
Credit History 1,405 $166,605,000 $118,000 $905,000 $85,000 $1,194,000
Collateral 1,004 $137,890,000 $137,000 $685,000 $118,000 $1,760,000
Other 729 $97,935,000 $134,000 $805,000 $106,000 $2,076,000
Credit Application Incomplete 461 $93,545,000 $202,000 $965,000 $124,000 $2,395,000
Unverifiable Information 134 $23,550,000 $175,000 $2,005,000 $135,000 $1,907,000
Insufficient Cash (Downpayment, Closing Cost) 113 $23,265,000 $205,000 $1,565,000 $106,000 $1,344,000
Employment History 98 $16,510,000 $168,000 $1,085,000 $76,000 $715,000
Mortgage Insurance Denied 2 $430,000 $215,000 $215,000 $101,000 $105,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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