Athas Capital Group, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Athas Capital Group, Inc. of Calabasas, CA reported 4,407 mortgage applications totaling $2.0 billion, down 30% from 2019. The average application was for $452,751, and applicants reported an average income of $63,972. 27% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (531), Miami-Miami Beach-Kendall, FL (398) and Orlando-Kissimmee-Sanford, FL (314) (applications in parentheses).

Mortgage Company & Address Athas Capital Group, Inc.
27001 Agoura Road, Ste. 200
Calabasas, CA 91301
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 4,407
Total Mortgage Loan Application Amount $1,995,275,000
Average Mortgage Loan Application Amount $452,751
Highest Mortgage Loan Application Amount $6,475,000
Average Applicant Income $63,972
Highest Applicant Income $5,130,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Athas Capital Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Athas Capital Group, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,937 $850,295,000 $438,000 $5,005,000 $60,000 $5,130,000
Home Purchase 1,833 $782,975,000 $427,000 $6,475,000 $73,000 $4,075,000
Refinancing 580 $321,940,000 $555,000 $6,005,000 $55,000 $1,954,000
Home Improvement 57 $40,065,000 $702,000 $5,185,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,421 $762,595,000 $536,000 $6,465,000 $101,000 $5,130,000
Hispanic 1,151 $412,355,000 $358,000 $6,165,000 $42,000 $2,579,000
Not Provided 798 $363,130,000 $455,000 $4,205,000 $53,000 $2,590,000
Asian 518 $277,630,000 $535,000 $6,475,000 $49,000 $1,263,000
Black or African American 490 $162,730,000 $332,000 $1,825,000 $40,000 $1,014,000
Native Hawaiian or Other Pacific Islander 21 $11,995,000 $571,000 $1,705,000 $69,000 $427,000
American Indian or Alaskan Native 8 $4,840,000 $605,000 $2,535,000 $53,000 $129,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,407 $1,995,275,000 $452,000 $6,475,000 $64,000 $5,130,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,342 $1,117,870,000 $477,000 $6,475,000 $67,000 $2,590,000
Loan Originated 1,206 $455,510,000 $377,000 $5,005,000 $72,000 $5,130,000
Application Withdrawn By Applicant 492 $239,410,000 $486,000 $6,005,000 $54,000 $2,133,000
Application Approved But Not Accepted 294 $131,100,000 $445,000 $6,475,000 $23,000 $467,000
File Closed For Incompleteness 73 $51,385,000 $703,000 $6,165,000 $47,000 $561,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,065 $877,405,000 $424,000 $6,475,000 $60,000 $5,130,000
Other 1,723 $797,095,000 $462,000 $6,465,000 $61,000 $2,590,000
Collateral 160 $75,150,000 $469,000 $6,405,000 $52,000 $1,950,000
Debt-To-Income Ratio 146 $86,050,000 $589,000 $3,005,000 $101,000 $445,000
Credit History 123 $51,525,000 $418,000 $4,415,000 $49,000 $1,380,000
Unverifiable Information 90 $65,020,000 $722,000 $6,475,000 $131,000 $1,384,000
Credit Application Incomplete 49 $18,835,000 $384,000 $1,335,000 $110,000 $568,000
Employment History 26 $10,180,000 $391,000 $855,000 $88,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 25 $14,015,000 $560,000 $1,575,000 $145,000 $1,490,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Athas Capital Group, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Athas Capital Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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