Audubon County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Unlock detailed Audubon County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 129 |
| Total Mortgage Loan Application Amount | $15,265,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $331,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 16 | $ 2,810,000 |
| J. VIRGIL, INC. G3404 MILLER ROAD FENTON, MI 48507 |
* | $ -1,000 | 11 | $ 1,885,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,689,351,000,000 | 10 | $ 880,000 |
| EXCHANGE STATE BANK 823 WHEELER STREET, SUITE 32 AMES, IA 50010 |
* | $ 112,203,000 | 9 | $ 455,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 6 | $ 510,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,696,414,000 | 5 | $ 255,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 21,582,885,000 | 5 | $ 1,165,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 4 | $ 320,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 656,158,000 | 3 | $ 355,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 405,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 3 | $ 205,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,568,651,000 | 3 | $ 275,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 1,035,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 125,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 192,527,000 | 3 | $ 205,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 1,606,623,000 | 2 | $ 160,000 |
| COMMUNITYAMERICA CREDIT UNION 9777 RIDGE DR LENEXA, KS 66219 |
* | $ 2,686,628,000 | 2 | $ 390,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 300,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 2 | $ 130,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 170,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 2 | $ 230,000 |
| AVAILA BANK 126 W 6TH ST CARROLL, IA 51401 |
* | $ 895,039,000 | 1 | $ 15,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 125,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,015,112,000 | 1 | $ 35,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 720,844,000 | 1 | $ 125,000 |
| ARBOR BANK 911 CENTRAL AVENUE NEBRASKA CITY, NE 68410 |
* | $ 331,653,000 | 1 | $ 45,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 1 | $ 95,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 18,466,868,000 | 1 | $ 75,000 |
| GREATER IOWA CREDIT UNION 801 LINCOLN WAY AMES, IA 50010 |
* | $ 456,628,000 | 1 | $ 95,000 |
| ACCESS BANK 8712 WEST DODGE ROAD OMAHA, NE 68144 |
* | $ 533,050,000 | 1 | $ 25,000 |
| PEOPLES BANK 205 E MAIN ST CLIVE, IA 50107 |
* | $ 332,872,000 | 1 | $ 155,000 |
| GUTHRIE COUNTY STATE BANK 505 E MAIN ST PANORA, IA 50216 |
* | $ 127,886,000 | 1 | $ 155,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 105,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 75,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 205,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 1 | $ 35,000 |
| COMMUNITY CHOICE CREDIT UNION 1351 NW 114TH ST, P.O. BOX 71247 JOHNSTON, IA 50325 |
* | $ 506,692,000 | 1 | $ 75,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 75,000 |
| REGENT FINANCIAL GROUP, INC. 1910 S 72ND STREET, STE. 103 ELKHORN, NE 68135 |
* | $ -1,000 | 1 | $ 75,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 125,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY SUITE 345 WILMINGTON, DE 50266 |
* | $ -1,000 | 1 | $ 125,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 65,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ -1,000 | 1 | $ 205,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 125,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 95,000 |
| FNB BANK 101 MAIN STREET MASSENA, IA 50853 |
* | $ 204,125,000 | 1 | $ 35,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 155,000 |
| RESIDENTIAL MORTGAGE NETWORK, INC. 2461 10TH STREET SUITE 308 IOWA CITY, IA 52241 |
* | $ -1,000 | 1 | $ 75,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Audubon County IA in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 70 | $7,570,000 | $108,000 | $365,000 | $67,000 | $230,000 |
| Refinancing | 32 | $5,310,000 | $165,000 | $535,000 | $88,000 | $306,000 |
| Cash-out Refinancing | 12 | $1,650,000 | $137,000 | $345,000 | $93,000 | $331,000 |
| Other Purpose | 8 | $310,000 | $38,000 | $55,000 | $58,000 | $125,000 |
| Home Improvement | 6 | $370,000 | $61,000 | $155,000 | $69,000 | $131,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $62,000 | $62,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 112 | $13,680,000 | $122,000 | $535,000 | $75,000 | $331,000 |
| Not applicable | 7 | $655,000 | $93,000 | $205,000 | $62,000 | $101,000 |
| Not Provided | 6 | $590,000 | $98,000 | $175,000 | $73,000 | $230,000 |
| Hispanic | 4 | $340,000 | $85,000 | $235,000 | $36,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95 | $11,085,000 | $116,000 | $535,000 | $81,000 | $331,000 |
| FHA-insured (Federal Housing Administration) | 17 | $1,635,000 | $96,000 | $205,000 | $45,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $870,000 | $87,000 | $185,000 | $44,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,675,000 | $239,000 | $485,000 | $79,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72 | $7,790,000 | $108,000 | $455,000 | $69,000 | $331,000 |
| Application Denied By Financial Institution | 20 | $2,530,000 | $126,000 | $365,000 | $86,000 | $289,000 |
| Application Withdrawn By Applicant | 17 | $2,575,000 | $151,000 | $535,000 | $77,000 | $306,000 |
| Loan Purchased By The Institution | 13 | $1,325,000 | $101,000 | $205,000 | $72,000 | $159,000 |
| Application Approved But Not Accepted | 5 | $805,000 | $161,000 | $315,000 | $97,000 | $143,000 |
| File Closed For Incompleteness | 1 | $45,000 | $45,000 | $45,000 | $11,000 | $11,000 |
| Preapproval Approved but not Accepted | 1 | $195,000 | $195,000 | $195,000 | $81,000 | $81,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 95 | $11,905,000 | $125,000 | $535,000 | $74,000 | $331,000 |
| Debt-To-Income Ratio | 16 | $1,090,000 | $68,000 | $175,000 | $58,000 | $108,000 |
| Credit History | 7 | $655,000 | $93,000 | $205,000 | $112,000 | $289,000 |
| Collateral | 4 | $770,000 | $192,000 | $365,000 | $83,000 | $116,000 |
| Credit Application Incomplete | 3 | $505,000 | $168,000 | $335,000 | $94,000 | $175,000 |
| Other | 3 | $105,000 | $35,000 | $55,000 | $38,000 | $54,000 |
| Unverifiable Information | 1 | $235,000 | $235,000 | $235,000 | $84,000 | $84,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.