Avery County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed Avery County NC mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 893
Total Mortgage Loan Application Amount $191,791,000
Average Mortgage Loan Application Amount $214,000
Highest Mortgage Loan Application Amount $4,400,000
Average Applicant Income $152,000
Highest Applicant Income $3,560,000

Mortgage Company List for Lending in Avery County NC for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 10,694,612,000 86 $ 20,725,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 35,025,800,000 73 $ 9,302,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 72 $ 19,777,000
BANK OF TENNESSEE
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 1,047,644,000 49 $ 10,206,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 42 $ 3,502,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 214,433,035,000 41 $ 17,479,000
HIGHLANDS UNION BANK
340 WEST MAIN STREET
ABINGDON, VA 24210
* $ 614,081,000 29 $ 5,165,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 27 $ 9,446,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 21,652,010,000 26 $ 5,883,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 20 $ 3,429,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 32,814,750,000 20 $ 6,084,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 16 $ 2,236,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 14 $ 2,281,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 14 $ 2,291,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 13 $ 3,357,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 12 $ 1,755,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 11 $ 5,042,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 10 $ 2,078,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 9 $ 1,216,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 8 $ 2,156,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 8 $ 1,534,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 8 $ 1,417,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 7 $ 1,295,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 7 $ 1,937,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 796,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 7 $ 1,190,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,883,786,000 6 $ 327,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 6 $ 1,253,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 866,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 1,484,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 269,030,606,000 5 $ 641,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,751,466,000 5 $ 485,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 4 $ 925,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 544,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 591,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 4 $ 961,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 11,096,621,000 4 $ 610,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 2,629,405,000 4 $ 473,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ -1,000 3 $ 1,064,000
ATHAS CAPITAL GROUP, INC.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 3 $ 1,069,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 3 $ 591,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 659,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 3 $ 377,000
CAROLINA ALLIANCE BANK
200 S CHURCH ST
SPARTANBURG, SC 29306
* $ 642,934,000 3 $ 1,815,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 365,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 3 $ 397,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 3 $ 396,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 557,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 594,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 139,776,168,000 3 $ 303,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 3 $ 869,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 3 $ 390,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 309,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 841,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 3,275,430,000 3 $ 840,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,980,496,000 2 $ 505,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 52,958,000,000 2 $ 1,023,000
SKYLA FEDERAL CREDIT UNION
718 CENTRAL AVENUE
CHARLOTTE, NC 28204
* $ 418,446,000 2 $ 228,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 496,000
PARAGON COMMERCIAL BANK
3535 GLENWOOD AVENUE
RALEIGH, NC 27612
* $ 1,503,583,000 2 $ 2,460,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 2 $ 36,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 3,613,858,000 2 $ 209,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 2 $ 491,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 1,371,925,000 2 $ 337,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 2 $ 95,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 91,146,995,000 2 $ 145,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 2 $ 268,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,349,581,000,000 2 $ 260,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 2 $ 379,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 2 $ 1,604,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 2 $ 108,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 7,621,000,000 2 $ 1,418,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 2 $ 335,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 2,823,897,000 2 $ 319,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 21,301,361,000 2 $ 250,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 85,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ -1,000 2 $ 119,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 2 $ 376,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 358,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 257,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ 0 1 $ 220,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 569,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 193,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 278,000
THE PEOPLES BANK
PO BOX 297
IVA, SC 29655
* $ 297,274,000 1 $ 185,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ -1,000 1 $ 88,000
UNION BK
108 COLLEGE STREET
OXFORD, NC 27565
* $ 299,731,000 1 $ 208,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 212,000
RESMAC, INC.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ -1,000 1 $ 197,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 195,406,000 1 $ 84,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 973,152,000 1 $ 105,000
SELF-HELP FEDERAL CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 716,820,000 1 $ 63,000
SOUTH GEORGIA BANK
401 S. VETERANS BLVD.
GLENNVILLE, GA 30427
* $ 150,027,000 1 $ 51,000
GREENSBORO MUNICIPAL FEDERAL CREDIT UNION
217 N GREENE STREET
GREENSBORO, NC 27401
* $ 50,276,000 1 $ 47,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 1 $ 113,000
FIRST MRCHS BK
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 309,026,000 1 $ 256,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,631,667,000 1 $ 295,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 90,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 408,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 194,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 1 $ 130,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 231,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 195,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,160,352,000 1 $ 837,000
RESOURCE FINANCIAL SERVICES, INC.
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ -1,000 1 $ 40,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 264,000
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 2,743,987,000 1 $ 292,000
GOLD COAST FEDERAL CREDIT UNION
2226 S CONGRESS AVE
WEST PALM BEACH, FL 33406
* $ 165,135,000 1 $ 190,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 108,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 277,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
ALBANY, NY 11747
* $ -1,000 1 $ 103,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 188,000
CORPORATE INVESTORS MORTGAGE GROUP, INC
1414 RALEIGH RD STE 400
CHAPEL HILL, NC 27517
* $ -1,000 1 $ 208,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 8,676,168,000 1 $ 96,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 168,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 72,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 72,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 280,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 1 $ 75,000
NEW YORK COMMUNITY BANK
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 45,524,776,000 1 $ 72,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,186,502,000 1 $ 80,000
TELCO COMMUNITY CREDIT UNION
712 NEW LEICESTER HWY.
CANDLER, NC 28806
* $ 165,085,000 1 $ 17,000
UWHARRIE BANK
P.O. BOX 338
ALBEMARLE, NC 28002
* $ 546,231,000 1 $ 66,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 127,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 1 $ 7,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 77,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 5,294,501,000 1 $ 266,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 43,000
NORTHEAST COMMUNITY CREDIT UNION
980 JASON WITTEN WAY
ELIZABETHTON, TN 37643
* $ 114,208,000 1 $ 86,000
PIEDMONT ADVANTAGE CREDIT UNION
3530 ADVANTAGE WAY
WINSTON-SALEM, NC 27103
* $ 327,939,000 1 $ 90,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 338,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 257,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 112,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 77,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 150,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WILMINGTON, DE 50266
* $ -1,000 1 $ 380,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 7,973,918,000 1 $ 134,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 106,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ -1,000 1 $ 90,000
INTEGRITY FIRST FINANCIAL GROUP, INC.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ -1,000 1 $ 341,000
FOUNDERS FEDERAL CREDIT UNION
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 2,017,155,000 1 $ 35,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 146,000
PIEDMONT FEDERAL SAVINGS BANK
201 SOUTH STRATFORD ROAD
WINSTON-SALEM, NC 27103
* $ 893,880,000 1 $ 165,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 3,633,286,000 1 $ 189,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 2,100,460,000 1 $ 80,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 120,000
MOUNTAIN COMMERCE BANK
121 BOONE RIDGE DRIVE, SUITE 2002
KNOXVILLE, TN 37615
* $ 619,095,000 1 $ 108,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 175,715,000,000 1 $ 447,000
FIRST RELIANCE BANK
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 406,746,000 1 $ 314,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 416,525,000 1 $ 228,000
MORTGAGE LENDERS INVESTMENT TRADING CORPORATION
500 WINDERLEY PLACE SUITE 300
OXFORD, MS 32751
* $ -1,000 1 $ 73,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 119,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 1 $ 232,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Avery County NC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 566 $114,807,000 $202,000 $1,500,000 $154,000 $3,560,000
Refinancing 285 $71,928,000 $252,000 $4,400,000 $158,000 $2,650,000
Home Improvement 42 $5,056,000 $120,000 $643,000 $85,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 728 $157,874,000 $216,000 $4,400,000 $160,000 $3,560,000
Not Provided 77 $15,279,000 $198,000 $1,000,000 $148,000 $2,488,000
Not applicable 50 $9,820,000 $196,000 $768,000 $15,000 $245,000
Hispanic 24 $5,997,000 $249,000 $760,000 $232,000 $1,015,000
Black or African American 6 $949,000 $158,000 $170,000 $79,000 $131,000
Asian 4 $1,113,000 $278,000 $341,000 $126,000 $160,000
American Indian or Alaskan Native 3 $479,000 $159,000 $228,000 $184,000 $386,000
Native Hawaiian or Other Pacific Islander 1 $280,000 $280,000 $280,000 $67,000 $67,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 750 $169,064,000 $225,000 $4,400,000 $172,000 $3,560,000
FHA-insured (Federal Housing Administration) 70 $9,896,000 $141,000 $280,000 $40,000 $189,000
VA-guaranteed (Veterans Administration) 45 $8,890,000 $197,000 $837,000 $63,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $3,941,000 $140,000 $236,000 $37,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 464 $109,232,000 $235,000 $4,400,000 $190,000 $3,560,000
Application Denied By Financial Institution 145 $27,711,000 $191,000 $1,513,000 $105,000 $1,857,000
Application Withdrawn By Applicant 133 $26,704,000 $200,000 $1,200,000 $146,000 $2,650,000
Loan Purchased By The Institution 61 $11,389,000 $186,000 $710,000 $57,000 $387,000
File Closed For Incompleteness 51 $8,867,000 $173,000 $1,015,000 $106,000 $720,000
Application Approved But Not Accepted 39 $7,888,000 $202,000 $955,000 $110,000 $355,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 25 $7,026,000 $281,000 $1,513,000 $96,000 $415,000
Collateral 21 $3,137,000 $149,000 $395,000 $125,000 $425,000
Credit History 19 $3,325,000 $175,000 $630,000 $82,000 $321,000
Other 9 $3,782,000 $420,000 $1,000,000 $355,000 $1,857,000
Unverifiable Information 3 $792,000 $264,000 $481,000 $179,000 $339,000
Credit Application Incomplete 3 $439,000 $146,000 $164,000 $103,000 $166,000
Insufficient Cash (Downpayment, Closing Cost) 1 $50,000 $50,000 $50,000 $100,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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