Beauregard Parish, LA Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,617 mortgage applications in Beauregard Parish, LA totaling $241.5 million, up 8% from 2018. The average application was for $149,000, and applicants reported an average income of $81,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was 21st Mortgage, with 163 applications, followed by Pedestal Bank and First National Bank in Deridder.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,617
Total Mortgage Loan Application Amount $241,525,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $81,000
Highest Applicant Income $2,000,000

Mortgage Company List for Lending in Beauregard Parish, LA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 163 $ 13,985,000
Pedestal Bank
1300 W TUNNEL BLVD
HOUMA, LA 70360
* $ 1,223,006,000 95 $ 6,805,000
First National Bank in Deridder
P.O. BOX 700
DERIDDER, LA 70634
* $ 252,354,000 71 $ 6,535,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 69 $ 11,625,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 66 $ 12,520,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 51 $ 9,515,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 46 $ 8,760,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 41 $ 10,105,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 39 $ 8,855,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 36 $ 6,980,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 35 $ 3,505,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 1,342,828,000 33 $ 3,405,000
First Federal Bank of Louisian
1135 LAKESHORE DRIVE
LAKE CHARLES, LA 70601
* $ 855,341,000 30 $ 5,070,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 29 $ 3,865,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 29 $ 5,025,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 28 $ 4,240,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 26 $ 4,220,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 26 $ 4,780,000
Merchants & Farmers Bank & Tc
501 SOUTH FIFTH ST
LEESVILLE, LA 71446
* $ 415,850,000 24 $ 3,090,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 24 $ 4,140,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 3,975,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 898,304,000 21 $ 2,365,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 862,716,000 20 $ 2,790,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 20 $ 2,700,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 19 $ 3,625,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 19 $ 3,555,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 18 $ 2,310,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 17 $ 3,825,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 17 $ 1,765,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 15 $ 1,945,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 2,405,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 14 $ 2,860,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 14 $ 2,210,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 14 $ 2,180,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 13 $ 3,115,000
Lakeside Bank
4735 NELSON ROAD
LAKE CHARLES, LA 70606
* $ 198,878,000 13 $ 1,295,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 11 $ 2,225,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 10 $ 1,290,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 10 $ 1,660,000
Cse Federal Credit Union
4321 NELSON RD
LAKE CHARLES, LA 70605
* $ 315,587,000 10 $ 2,160,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 10 $ 2,070,000
Southwest Louisiana Credit Union
4056 RYAN ST
LAKE CHARLES, LA 70605
* $ 103,990,000 10 $ 1,430,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 1,375,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 9 $ 615,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 1,475,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 824,014,000 7 $ 1,625,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 7 $ 595,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 6 $ 1,430,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 1,170,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 6 $ 320,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 6 $ 620,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,280,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 560,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 1,145,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 5 $ 785,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 5 $ 1,555,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 5 $ 215,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 5 $ 835,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 5 $ 675,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 5 $ 905,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 865,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 880,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 540,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 1,020,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 4 $ 430,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 570,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 4 $ 740,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 4 $ 430,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 4 $ 750,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 4 $ 940,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 4 $ 270,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 4 $ 370,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 375,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 75,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 28,215,417,000 3 $ 295,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 555,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 367,266,000 3 $ 555,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 3 $ 115,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 3 $ 415,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 645,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 3 $ 315,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 655,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 785,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 2 $ 230,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 2 $ 490,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 460,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 90,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 2 $ 390,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 220,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 350,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 70,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 2 $ 150,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 340,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 2 $ 260,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 290,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 155,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 175,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 95,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 285,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 125,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 155,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 85,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 245,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 365,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 232,096,000 1 $ 65,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 155,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 1 $ 25,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 195,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 115,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 205,000
Homeland Federal Savings Bank
PO BOX 250
COLUMBIA, LA 71418
* $ 297,631,000 1 $ 75,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 105,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 255,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 135,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 892,403,000 1 $ 55,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 265,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 1 $ 15,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 65,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 265,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 135,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,617,259,000 1 $ 245,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 125,000
Gibsland Bank & Trust
1246 3RD STREET
GIBSLAND, LA 71028
* $ 425,149,000 1 $ 45,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 155,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 45,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 215,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 185,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 8,400,747,000 1 $ 205,000
Abbeville Building & Loan (A State-Chartered Savings Bank)
1212 CHARITY STREET
ABBEVILLE, LA 70510
* $ 55,111,000 1 $ 205,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 235,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 235,000
Farmers and Merchants Bank
4 NORTH CARTER STREET, PO BOX 187
LAKELAND, GA 31635
* $ 488,016,000 1 $ 175,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 185,000
Fortunebank
3494 JEFFCO BLVD
ARNOLD, MO 63010
* $ 193,459,000 1 $ 165,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 55,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 165,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 125,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 135,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 195,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 255,000

The tables below break down 2019 mortgage applications in Beauregard Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Beauregard Parish, LA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 921 $135,545,000 $147,000 $535,000 $77,000 $352,000
Refinancing 346 $58,800,000 $169,000 $685,000 $82,000 $445,000
Cash-out Refinancing 242 $39,030,000 $161,000 $565,000 $95,000 $2,000,000
Home Improvement 41 $2,505,000 $61,000 $155,000 $95,000 $207,000
Other Purpose 41 $2,595,000 $63,000 $265,000 $88,000 $308,000
Not Applicable 26 $3,050,000 $117,000 $265,000 $79,000 $88,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,178 $172,770,000 $146,000 $685,000 $81,000 $445,000
Not applicable 181 $28,655,000 $158,000 $445,000 $80,000 $195,000
Not Provided 111 $18,885,000 $170,000 $525,000 $100,000 $2,000,000
Black or African American 84 $11,520,000 $137,000 $445,000 $65,000 $308,000
Hispanic 40 $5,580,000 $139,000 $385,000 $66,000 $190,000
American Indian or Alaskan Native 14 $2,460,000 $175,000 $365,000 $73,000 $125,000
Asian 4 $630,000 $157,000 $245,000 $68,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $187,000 $187,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 929 $121,015,000 $130,000 $685,000 $89,000 $2,000,000
VA-guaranteed (Veterans Administration) 371 $69,855,000 $188,000 $425,000 $66,000 $194,000
FHA-insured (Federal Housing Administration) 258 $42,670,000 $165,000 $325,000 $73,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $7,985,000 $135,000 $255,000 $50,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 847 $130,705,000 $154,000 $685,000 $84,000 $445,000
Application Denied By Financial Institution 284 $34,880,000 $122,000 $455,000 $69,000 $308,000
Loan Purchased By The Institution 185 $31,955,000 $172,000 $445,000 $85,000 $214,000
Application Withdrawn By Applicant 144 $23,320,000 $161,000 $525,000 $80,000 $279,000
File Closed For Incompleteness 104 $12,900,000 $124,000 $365,000 $89,000 $2,000,000
Application Approved But Not Accepted 53 $7,765,000 $146,000 $495,000 $99,000 $324,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,271 $198,095,000 $155,000 $685,000 $84,000 $2,000,000
Debt-To-Income Ratio 138 $18,820,000 $136,000 $455,000 $70,000 $274,000
Credit History 116 $12,460,000 $107,000 $295,000 $74,000 $308,000
Collateral 31 $3,775,000 $121,000 $355,000 $82,000 $177,000
Other 26 $3,600,000 $138,000 $305,000 $76,000 $264,000
Credit Application Incomplete 22 $3,360,000 $152,000 $385,000 $71,000 $209,000
Insufficient Cash (Downpayment, Closing Cost) 7 $795,000 $113,000 $235,000 $94,000 $234,000
Unverifiable Information 4 $440,000 $110,000 $155,000 $89,000 $112,000
Employment History 2 $180,000 $90,000 $125,000 $57,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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