Benewah County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Benewah County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 459
Total Mortgage Loan Application Amount $106,805,000
Average Mortgage Loan Application Amount $232,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $98,000
Highest Applicant Income $2,001,000

Mortgage Company List for Lending in Benewah County ID for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
POTLATCH NO. 1 FINANCIAL CREDIT UNION
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ 1,942,580,000 61 $ 9,745,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 30 $ 3,100,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 30,642,109,000 27 $ 3,475,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 16,798,536,000 16 $ 3,200,000
PREMIER MORTGAGE RESOURCES, L.L.C.
1325 NW FLANDERS ST
SALEM, OR 97209
* $ -1,000 15 $ 3,655,000
IDAHO CENTRAL CREDIT UNION
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 8,340,324,000 15 $ 3,175,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 3,350,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 13 $ 3,725,000
WILLAMETTE VALLEY BANK
101 HIGH ST NE
SALEM, OR 97301
* $ 407,850,000 13 $ 3,845,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 11 $ 3,335,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 11 $ 3,605,000
GLACIER BANK
202 MAIN
KALISPELL, MT 59901
* $ 25,919,785,000 9 $ 3,045,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 9 $ 1,965,000
SPOKANE TEACHERS
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 4,949,919,000 9 $ 1,295,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 8 $ 1,650,000
NUMERICA CREDIT UNION
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 3,459,234,000 7 $ 1,195,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ -1,000 7 $ 2,135,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,625,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 2,285,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 6 $ 1,730,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 6 $ 1,630,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 6 $ 1,580,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 5 $ 1,095,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 5,652,968,000 5 $ 1,445,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 5 $ 835,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 1,510,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 4 $ 900,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 4 $ 350,000
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 14,019,893,000 4 $ 610,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 1,340,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 3 $ 1,425,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 3 $ 725,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 3 $ 1,165,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 725,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 865,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 385,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 3 $ 495,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 2,335,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 435,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 3 $ 1,035,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 9,203,588,000 2 $ 1,070,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 11,078,690,000 2 $ 420,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 150,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 770,000
WALLICK & VOLK, INC.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 2 $ 540,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 660,000
GLOBAL FEDERAL CREDIT UNION
PO BOX 196850
ANCHORAGE, AK 99519
* $ 10,716,065,000 2 $ 760,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 360,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 580,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 370,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 320,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ -1,000 2 $ 1,100,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 650,000
HORIZON FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 1,730,610,000 2 $ 310,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 550,000
1ST SECURITY BANK OF WASHINGTON
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 2,286,020,000 2 $ 510,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 1 $ 25,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 275,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 455,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 245,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 405,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 205,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 165,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 1 $ 705,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 405,000
VISION ONE MORTGAGE, INC.
4001 MACARTHUR BLVD., SUITE 100
NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 415,000
HAPO COMMUNITY CREDIT UNION
4 N UNION ST
RICHLAND, WA 99336
* $ 2,255,622,000 1 $ 105,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 105,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 175,000
MONTANA FEDERAL CREDIT UNION
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 325,157,000 1 $ 305,000
SOUND CREDIT UNION
1331 BROADWAY
TACOMA, WA 98402
* $ 2,548,713,000 1 $ 505,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 125,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 445,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 30,156,698,000 1 $ 305,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 105,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ -1,000 1 $ 455,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 19,973,048,000 1 $ 385,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 1 $ 45,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 251,923,000 1 $ 395,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 1 $ 1,145,000
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,502,617,000 1 $ 185,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 295,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 1 $ 245,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 245,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 285,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 215,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 175,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 93,199,669,000 1 $ 385,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 515,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 1,127,494,000 1 $ 155,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 75,000
MY MOVE MORTGAGE, LLC
MY MOVE MORTGAGE, LLC
SALT LAKE CITY, UT 84070
* $ -1,000 1 $ 595,000
CIVIC FINANCIAL SERVICES, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 125,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 235,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 335,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Benewah County ID in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 185 $53,645,000 $289,000 $2,005,000 $122,000 $2,001,000
Cash-out Refinancing 122 $30,680,000 $251,000 $1,145,000 $79,000 $540,000
Refinancing 62 $13,390,000 $215,000 $685,000 $86,000 $600,000
Home Improvement 50 $5,160,000 $103,000 $405,000 $92,000 $284,000
Other Purpose 39 $3,855,000 $98,000 $425,000 $75,000 $199,000
Not Applicable 1 $75,000 $75,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 335 $72,375,000 $216,000 $2,005,000 $93,000 $842,000
Not Provided 68 $18,120,000 $266,000 $695,000 $101,000 $511,000
Not applicable 26 $9,250,000 $355,000 $1,145,000 $0 $0
American Indian or Alaskan Native 19 $4,365,000 $229,000 $685,000 $82,000 $202,000
Hispanic 5 $945,000 $189,000 $305,000 $456,000 $2,001,000
Asian 4 $1,140,000 $285,000 $325,000 $65,000 $67,000
Black or African American 2 $610,000 $305,000 $365,000 $64,000 $71,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 369 $80,305,000 $217,000 $1,145,000 $100,000 $2,001,000
VA-guaranteed (Veterans Administration) 47 $16,635,000 $353,000 $2,005,000 $111,000 $842,000
FHA-insured (Federal Housing Administration) 43 $9,865,000 $229,000 $425,000 $57,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 240 $57,320,000 $238,000 $2,005,000 $98,000 $842,000
Application Denied By Financial Institution 89 $15,575,000 $175,000 $685,000 $74,000 $332,000
Application Withdrawn By Applicant 67 $16,705,000 $249,000 $705,000 $133,000 $2,001,000
Loan Purchased By The Institution 28 $9,710,000 $346,000 $1,145,000 $55,000 $66,000
File Closed For Incompleteness 27 $5,545,000 $205,000 $695,000 $90,000 $250,000
Application Approved But Not Accepted 7 $1,585,000 $226,000 $765,000 $89,000 $295,000
Preapproval Approved but not Accepted 1 $365,000 $365,000 $365,000 $71,000 $71,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 370 $91,230,000 $246,000 $2,005,000 $104,000 $2,001,000
Debt-To-Income Ratio 31 $6,245,000 $201,000 $535,000 $58,000 $103,000
Credit History 23 $2,855,000 $124,000 $365,000 $87,000 $157,000
Collateral 16 $3,000,000 $187,000 $395,000 $97,000 $332,000
Credit Application Incomplete 7 $695,000 $99,000 $205,000 $71,000 $150,000
Other 6 $1,710,000 $285,000 $685,000 $46,000 $70,000
Unverifiable Information 3 $545,000 $181,000 $355,000 $84,000 $99,000
Employment History 3 $525,000 $175,000 $255,000 $66,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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