Berkshire County MA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Berkshire County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Massachusetts.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,838
Total Mortgage Loan Application Amount $1,344,210,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $13,125,000
Average Applicant Income $133,000
Highest Applicant Income $7,406,000

Mortgage Company List for Lending in Berkshire County MA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GREYLOCK FEDERAL CREDIT UNION
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,556,797,000 1,800 $ 270,480,000
ADAMS COMMUNITY BANK
2 CENTER STREET
ADAMS, MA 01220
* $ 890,706,000 681 $ 192,595,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 272 $ 49,830,000
LEE BANK
75 PARK STREET
LEE, MA 01238
* $ 515,089,000 265 $ 89,295,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 11,548,730,000 232 $ 47,580,000
THE PITTSFIELD CO-OPERATIVE BANK
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 397,368,000 168 $ 46,950,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 150 $ 22,590,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 106 $ 21,010,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 90 $ 20,900,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 89 $ 26,815,000
MOUNTAINONE BANK
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 884,758,000 81 $ 19,025,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 72 $ 16,160,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 66 $ 5,680,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 64 $ 14,510,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 11,919,970,000 63 $ 27,775,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 57 $ 26,675,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 56 $ 18,380,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 55 $ 11,155,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 55 $ 11,435,000
SALISBURY BANK AND TRUST COMPANY
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,528,798,000 53 $ 24,305,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 42 $ 13,160,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 35 $ 11,445,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 33 $ 8,285,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 32 $ 6,750,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 29 $ 6,665,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 29 $ 8,275,000
TRUSTCO BANK
6 METRO PARK ROAD
GLENVILLE, NY 12205
* $ 6,196,275,000 29 $ 4,285,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 26 $ 4,740,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 25 $ 6,565,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 23 $ 2,165,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 22 $ 5,660,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 21 $ 3,925,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 20 $ 3,930,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 19 $ 5,105,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 19 $ 3,355,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
STAMFORD, CT 06702
* $ 34,893,033,000 16 $ 2,730,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 16 $ 4,300,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 16 $ 3,320,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,669,227,000,000 14 $ 9,320,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 14 $ 2,530,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 14 $ 2,730,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 181,087,209,000 13 $ 10,395,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 13 $ 2,915,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 13 $ 8,755,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 13 $ 2,535,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 13 $ 2,765,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 13 $ 3,525,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 11 $ 3,145,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 10 $ 2,740,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 9 $ 1,905,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 9 $ 3,235,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 9 $ 2,375,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 9 $ 2,715,000
WESTFIELD BANK
141 ELM ST
WESTFIELD, MA 01085
* $ 2,532,479,000 8 $ 3,230,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 1,640,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
FALL RIVER, MA 02777
* $ 2,259,576,000 8 $ 350,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 8 $ 1,830,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 8 $ 1,540,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 8 $ 2,200,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 3,580,270,000 7 $ 1,635,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,525,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 7 $ 2,945,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 7 $ 2,395,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 7 $ 2,485,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 7 $ 935,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,205,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 7 $ 1,095,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 1,600,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 6 $ 1,370,000
UMASSFIVE COLLEGE
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 631,423,000 6 $ 710,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 6 $ 1,760,000
HARBORONE MORTGAGE, LLC
1045 ELM ST SUITE 601
BOSTON, MA 03101
* $ -1,000 6 $ 6,420,000
MONSON SAVINGS BANK
146 MAIN STREET
MONSON, MA 01057
* $ 589,996,000 6 $ 290,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 6 $ 1,710,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
ALBANY, NY 12078
* $ -1,000 6 $ 410,000
ATHAS CAPITAL GROUP, INC.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 5 $ 1,285,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 5 $ 1,495,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 5 $ 1,095,000
CORNERSTONE BANK
P.O. BOX 370
SPENCER, MA 01550
* $ 1,449,179,000 5 $ 1,275,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 5 $ 2,045,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,077,235,000 5 $ 1,295,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 5 $ 1,165,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 5 $ 875,000
HANSCOM FEDERAL CREDIT UNION
25 PORTER ROAD, SUITE 100
BEDFORD, MA 01460
* $ 1,804,018,000 5 $ 445,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 5 $ 1,335,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 5 $ 1,515,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 5 $ 1,425,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 5 $ 625,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 5 $ 1,005,000
ROCKLAND TRUST COMPANY
120 LIBERTY STREET
ROCKLAND, MA 02302
* $ 20,420,694,000 5 $ 14,365,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 5 $ 1,205,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 5 $ 1,015,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 38,107,223,000 4 $ 4,770,000
FLORENCE BANK
85 MAIN STREET
NORTHAMPTON, MA 01062
* $ 1,925,745,000 4 $ 740,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 590,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 33,980,000,000 4 $ 2,790,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ -1,000 4 $ 1,210,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 1,320,000
GREENWOOD CREDIT UNION
2669 POST ROAD
WARWICK, RI 02889
* $ 681,104,000 4 $ 300,000
EASTHAMPTON SAVINGS BANK
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,689,101,000 4 $ 1,720,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 4 $ 800,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 1,130,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 4 $ 760,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 4 $ 900,000
THE PEOPLE'S CREDIT UNION
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 619,894,000 4 $ 360,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 1,046,501,000 3 $ 1,055,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 788,114,000 3 $ 545,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 3 $ 1,335,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 1,095,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 1,025,000
MORTGAGE EQUITY PARTNERS LLC
220 BROADWAY SUITE 205
BOSTON, MA 01940
* $ -1,000 3 $ 935,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 3 $ 255,000
SALEM FIVE CENTS SAVINGS BANK
210 ESSEX ST
SALEM, MA 01970
* $ 5,878,462,000 3 $ 455,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 3 $ 415,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 174,662,000 3 $ 1,155,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 785,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 3 $ 1,035,000
SHAMROCK HOME LOANS, INC.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 3 $ 385,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 3 $ 255,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 93,227,302,000 3 $ 1,335,000
WORKERS FEDERAL CREDIT UNION
815 MAIN STREET
LITTLETON, MA 01420
* $ 2,361,467,000 3 $ 475,000
COUNTRY BANK FOR SAVINGS
75 MAIN ST
WARE, MA 01082
* $ 1,703,294,000 3 $ 295,000
UTILITIES EMPLOYEES CREDIT UNION
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,413,912,000 3 $ 185,000
LIBERTY BANK
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 7,401,031,000 3 $ 1,895,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 3 $ 1,755,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
SACRAMENTO, CA 92618
* $ -1,000 3 $ 1,725,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 3 $ 555,000
THE WASHINGTON TRUST COMPANY, OF WESTERLY
23 BROAD STREET
WESTERLY, RI 02891
* $ 5,850,018,000 3 $ 1,005,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 3 $ 1,785,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 3 $ 835,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 2 $ 360,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 270,000
BANGOR SAVINGS BANK
19 MAINE AVENUE
BANGOR, ME 04401
* $ 6,909,051,000 2 $ 1,250,000
WASHINGTON TRUST MORTGAGE COMPANY LLC
23 BROAD STREET
WARWICK, RI 02891
* $ -1,000 2 $ 930,000
THE CAMDEN NATIONAL BANK
2 ELM STREET
CAMDEN, ME 04856
* $ 5,481,237,000 2 $ 520,000
TEMPLE VIEW CAPITAL FUNDING, LP
7550 WISCONSIN AVE STE 1000
WILMINGTON, DE 20814
* $ -1,000 2 $ 540,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 2 $ 1,030,000
GUARDHILL FINANCIAL CORP.
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 2 $ 1,280,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 101,845,032,000 2 $ 230,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,759,374,000 2 $ 560,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,041,605,000 2 $ 680,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 2 $ 610,000
NEEDHAM BANK
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ 2,917,992,000 2 $ 800,000
AMERICAN EAGLE FINANCIAL CREDIT UNION
417 MAIN STREET
EAST HARTFORD, CT 06118
* $ 2,355,399,000 2 $ 80,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 2 $ 520,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 610,000
THE CAPE COD FIVE CENTS SAVINGS BANK
19 WEST ROAD
BARNSTABLE, MA 02653
* $ 4,615,911,000 2 $ 640,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 2 $ 560,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 2 $ 690,000
HOLYOKE CREDIT UNION
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 242,197,000 2 $ 290,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 440,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
SACRAMENTO, CA 92694
* $ -1,000 2 $ 340,000
SILICON VALLEY BANK
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 208,581,000,000 2 $ 1,210,000
FIELDPOINT PRIVATE BANK & TRUST
100 FIELD POINT ROAD
GREENWICH, CT 06830
* $ 1,417,674,000 2 $ 3,540,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ -1,000 2 $ 370,000
GREENFIELD CO-OPERATIVE BANK
63 FEDERAL STREET
GREENFIELD, MA 01301
* $ 807,563,000 2 $ 370,000
EASTERN BANK
195 MARKET ST
BOSTON, MA 01901
* $ 23,490,236,000 2 $ 400,000
SALEM FIVE MORTGAGE COMPANY, LLC
210 ESSEX STREET
WILMINGTON, DE 01970
* $ -1,000 2 $ 380,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 187,956,756,000 2 $ 2,380,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 2 $ 200,000
FIDELITY CO-OPERATIVE BANK
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 1,223,513,000 2 $ 290,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 410,000
GREENFIELD SAVINGS BANK
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 1,094,979,000 2 $ 640,000
FREEDOM CREDIT UNION
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 649,826,000 2 $ 300,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 2 $ 370,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 166,652,719,000 2 $ 3,130,000
BROOKLINE BANK
2 HARVARD ST.
BROOKLINE, MA 02445
* $ 5,583,769,000 2 $ 440,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,758,936,000 2 $ 1,410,000
POLISH NATIONAL CREDIT UNION
46 MAIN STREET
CHICOPEE, MA 01020
* $ 705,019,000 2 $ 220,000
GFA FEDERAL CREDIT UNION
PO BOX 468
GARDNER, MA 01440
* $ 672,704,000 2 $ 450,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 185,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 75,000
CENTRAL ONE FEDERAL CREDIT UNION
714 MAIN ST
SHREWSBURY, MA 01545
* $ 734,247,000 1 $ 205,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 9,023,056,000 1 $ 255,000
METRO CREDIT UNION
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 2,510,941,000 1 $ 525,000
THE COOPERATIVE BANK
40 BELGRADE AVE
BOSTON, MA 02131
* $ 495,299,000 1 $ 305,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 872,778,000 1 $ 35,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 3,962,271,000 1 $ 55,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 275,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 1 $ 315,000
THE BANK OF GREENE COUNTY
341 MAIN STREET
CATSKILL, NY 12414
* $ 2,340,211,000 1 $ 195,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 235,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 275,000
BAYCOAST MORTGAGE COMPANY, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 1 $ 375,000
BANKNEWPORT
184 JOHN CLARKE RD
NEWPORT, RI 02842
* $ 2,352,320,000 1 $ 135,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 1 $ 105,000
MILFORD FEDERAL BANK
246 MAIN STREET
MILFORD, MA 01757
* $ 450,698,000 1 $ 125,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 165,000
HARVARD UNIVERSITY EMPLOYEES
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 1,037,994,000 1 $ 275,000
DREW MORTGAGE ASSOCIATES, INC.
196 BOSTON TPKE
BOSTON, MA 01545
* $ -1,000 1 $ 365,000
SCIENT FEDERAL CREDIT UNION
60 COLVER AVENUE
GROTON, CT 06340
* $ 290,655,000 1 $ 25,000
FIRST ENTERTAINMENT
6735 FOREST LAWN DR
LOS ANGELES, CA 90068
* $ 2,107,644,000 1 $ 305,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 305,000
CAPITAL BANK, NATIONAL ASSOCIATION
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,014,131,000 1 $ 165,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 535,000
NEW FED MORTGAGE, CORP.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 505,000
CLINTON SAVINGS BANK
200 CHURCH STREET
CLINTON, MA 01510
* $ 649,562,000 1 $ 165,000
THE BANK OF TAMPA
601 BAYSHORE BLVD #100
TAMPA, FL 33603
* $ 3,234,599,000 1 $ 505,000
ROSS MORTGAGE COMPANY, INC.
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 1 $ 85,000
ALDEN CREDIT UNION
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ 195,963,000 1 $ 55,000
CITY OF BOSTON CREDIT UNION
ONE UNION STREET - 3RD FLOOR
SOUTH BOSTON, MA 02108
* $ 650,864,000 1 $ 875,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 18,959,414,000 1 $ 3,505,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,072,223,000 1 $ 215,000
CAMBRIDGE TRUST COMPANY
78 BLANCHARD ROAD
CAMBRIDGE, MA 01803
* $ 4,891,222,000 1 $ 1,005,000
WEBSTER FIRST FEDERAL CREDIT UNION
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 1,236,723,000 1 $ 35,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,281,203,000 1 $ 255,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 325,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,193,839,000 1 $ 115,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,046,473,000 1 $ 105,000
PARSONS FEDERAL CREDIT UNION
100 W WALNUT STREET
PASADENA, CA 91124
* $ 263,863,000 1 $ 245,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 365,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 125,000
FIRST WORLD MORTGAGE CORPORATION
127 PROSPECT AVENUE
HARTFORD, CT 06106
* $ -1,000 1 $ 165,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 165,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 445,000
CAKE MORTGAGE CORP.
9200 OAKDALE AVE STE 501
IRVINE, CA 91311
* $ -1,000 1 $ 185,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 365,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 295,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 1 $ 315,000
BLUELEAF LENDING, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 455,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 765,893,000 1 $ 55,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 245,000
SILVER HILL FUNDING, LLC
4425 PONCE DE LEON BLVD
WILMINGTON, DE 33146
* $ -1,000 1 $ 115,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 85,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 1 $ 185,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 235,000
PFN LENDING GROUP, INC.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 255,000
VERVE, A CREDIT UNION
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 1 $ 505,000
MORTGAGECOUNTRY, LLC
725 W SKIPPACK PIKE SUITE 340A
PHILADELPHIA, PA 19422
* $ -1,000 1 $ 465,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 115,000
OCEAN STATE CREDIT UNION
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 328,478,000 1 $ 615,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 175,000
KWIK MORTGAGE CORPORATION
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 355,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 145,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 115,000
KISH BANK
4255 EAST MAIN STREET
BELLEVILLE, PA 17004
* $ 1,224,156,000 1 $ 355,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 185,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 1 $ 55,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 305,000
AMERICAN HERITAGE LENDING, LLC
485 E 17TH ST #220
NEWARK, DE 92627
* $ -1,000 1 $ 265,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 153,010,000 1 $ 125,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 185,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
ATLANTA, GA 27617
* $ 6,018,212,000 1 $ 335,000
LENDSURE MORTGAGE CORP.
16959 BERNARDO CENTER DR, #102
WILMINGTON, DE 92128
* $ -1,000 1 $ 115,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 375,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 135,000
USALLIANCE FEDERAL CREDIT UNION
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,230,007,000 1 $ 275,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
AMERANT MORTGAGE, LLC
220 ALHAMBRA CIR STE 310
CORAL GABLES, FL 33134
* $ -1,000 1 $ 235,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,544,502,000 1 $ 205,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 5,652,968,000 1 $ 155,000
CARTER FEDERAL CREDIT UNION
100 W CHURCH ST
SPRINGHILL, LA 71075
* $ 557,833,000 1 $ 155,000
BAY STATE SAVINGS BANK
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 491,580,000 1 $ 135,000
NORTHWEST COMMUNITY BANK
86 MAIN STREET
WINSTED, CT 06098
* $ 1,029,233,000 1 $ 475,000
UIF CORPORATION
29777 TELEGRAPH RD. SUITE 3590
ANN ARBOR, MI 48034
* $ -1,000 1 $ 145,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 355,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 88,758,641,000 1 $ 975,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 1 $ 325,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 555,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
WILMINGTON, DE 06901
* $ -1,000 1 $ 415,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 1 $ 265,000
HARBORONE BANK
770 OAK STREET
BROCKTON, MA 02301
* $ 4,471,982,000 1 $ 105,000
RADIUS FINANCIAL GROUP INC.
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 1 $ 295,000
NORTHPOINT MORTGAGE, INC.
204 TURNPIKE ROAD
STURBRIDGE, MA 01581
* $ -1,000 1 $ 305,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 265,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 1 $ 1,495,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 456,669,000 1 $ 195,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 115,000
CAMBRIDGE SAVINGS BANK
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 5,339,773,000 1 $ 385,000
TEACHERS FEDERAL CREDIT UNION
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 95,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRAND RAPIDS, MI 49418
* $ -1,000 1 $ 255,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 251,923,000 1 $ 155,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Berkshire County MA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,630 $767,930,000 $291,000 $5,095,000 $149,000 $7,406,000
Refinancing 1,107 $252,025,000 $227,000 $13,125,000 $125,000 $4,086,000
Home Improvement 900 $83,800,000 $93,000 $1,505,000 $112,000 $2,942,000
Cash-out Refinancing 710 $169,160,000 $238,000 $3,005,000 $106,000 $3,768,000
Other Purpose 476 $69,710,000 $146,000 $3,505,000 $152,000 $2,800,000
Not Applicable 15 $1,585,000 $105,000 $225,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,183 $914,695,000 $218,000 $4,695,000 $134,000 $7,406,000
Not Provided 762 $196,950,000 $258,000 $3,505,000 $150,000 $2,110,000
Not applicable 336 $120,340,000 $358,000 $13,125,000 $105,000 $259,000
Hispanic 266 $45,020,000 $169,000 $1,005,000 $79,000 $455,000
Black or African American 166 $33,510,000 $201,000 $1,985,000 $92,000 $859,000
Asian 69 $21,045,000 $305,000 $1,385,000 $238,000 $1,600,000
American Indian or Alaskan Native 31 $4,615,000 $148,000 $455,000 $80,000 $388,000
Native Hawaiian or Other Pacific Islander 1 $305,000 $305,000 $305,000 $72,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,175 $1,189,165,000 $229,000 $13,125,000 $140,000 $7,406,000
FHA-insured (Federal Housing Administration) 469 $104,435,000 $222,000 $5,955,000 $69,000 $258,000
VA-guaranteed (Veterans Administration) 171 $46,445,000 $271,000 $595,000 $91,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $4,165,000 $181,000 $235,000 $63,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,585 $862,965,000 $240,000 $13,125,000 $140,000 $4,086,000
Application Denied By Financial Institution 784 $143,570,000 $183,000 $2,625,000 $100,000 $7,406,000
Application Withdrawn By Applicant 784 $189,270,000 $241,000 $3,005,000 $144,000 $3,768,000
File Closed For Incompleteness 272 $53,410,000 $196,000 $3,005,000 $108,000 $960,000
Loan Purchased By The Institution 235 $60,515,000 $257,000 $1,535,000 $144,000 $686,000
Application Approved But Not Accepted 168 $32,190,000 $191,000 $1,505,000 $132,000 $1,363,000
Preapproval Approved but not Accepted 9 $2,155,000 $239,000 $345,000 $77,000 $122,000
Preapproval Denied by Financial Institution 1 $135,000 $135,000 $135,000 $63,000 $63,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,646 $1,071,260,000 $230,000 $13,125,000 $136,000 $4,086,000
Debt-To-Income Ratio 681 $184,455,000 $270,000 $2,755,000 $128,000 $1,711,000
Credit History 215 $26,365,000 $122,000 $1,065,000 $91,000 $900,000
Collateral 130 $28,070,000 $215,000 $2,625,000 $173,000 $7,406,000
Other 62 $12,240,000 $197,000 $1,005,000 $124,000 $1,065,000
Credit Application Incomplete 56 $11,240,000 $200,000 $545,000 $107,000 $450,000
Unverifiable Information 32 $6,470,000 $202,000 $545,000 $56,000 $143,000
Employment History 8 $2,040,000 $255,000 $655,000 $105,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,070,000 $258,000 $425,000 $112,000 $261,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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