Sage Home Loans Corporation Mortgage Lending & HMDA Data, 2022
In 2022, Sage Home Loans Corporation of Fort Mill, SC reported 1,665 mortgage applications totaling $624.1 million, down 78% from 2021. The average application was for $374,855, and applicants reported an average income of $143,948. 42% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (104), Los Angeles-Long Beach-Glendale, CA (94) and Phoenix-Mesa-Scottsdale, AZ (91) (applications in parentheses).
| Mortgage Company & Address | Sage Home Loans Corporation 1423 Red Ventures Drive Suite 201 Fort Mill, SC 29707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $624,135,000 |
| Average Mortgage Loan Application Amount | $374,855 |
| Highest Mortgage Loan Application Amount | $3,995,000 |
| Average Applicant Income | $143,948 |
| Highest Applicant Income | $4,092,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sage Home Loans Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Sage Home Loans Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,123 | $369,505,000 | $329,000 | $2,205,000 | $120,000 | $2,928,000 |
| Refinancing | 297 | $110,185,000 | $370,000 | $2,135,000 | $186,000 | $4,092,000 |
| Home Purchase | 244 | $144,350,000 | $591,000 | $3,995,000 | $203,000 | $1,864,000 |
| Other Purpose | 1 | $95,000 | $95,000 | $95,000 | $140,000 | $140,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 920 | $339,230,000 | $368,000 | $3,005,000 | $157,000 | $4,092,000 |
| Not Provided | 481 | $175,335,000 | $364,000 | $3,995,000 | $123,000 | $1,277,000 |
| Hispanic | 125 | $48,945,000 | $391,000 | $2,005,000 | $121,000 | $1,200,000 |
| Black or African American | 76 | $24,980,000 | $328,000 | $1,205,000 | $136,000 | $1,062,000 |
| Asian | 55 | $33,615,000 | $611,000 | $3,005,000 | $179,000 | $815,000 |
| American Indian or Alaskan Native | 8 | $2,030,000 | $253,000 | $565,000 | $112,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,493 | $572,685,000 | $383,000 | $3,995,000 | $149,000 | $4,092,000 |
| FHA-insured (Federal Housing Administration) | 100 | $28,640,000 | $286,000 | $865,000 | $95,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 72 | $22,810,000 | $316,000 | $635,000 | $113,000 | $1,308,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 695 | $254,305,000 | $365,000 | $3,005,000 | $139,000 | $3,715,000 |
| Application Withdrawn By Applicant | 675 | $215,325,000 | $319,000 | $2,805,000 | $144,000 | $4,092,000 |
| Application Denied By Financial Institution | 160 | $75,620,000 | $472,000 | $2,205,000 | $141,000 | $2,863,000 |
| Application Approved But Not Accepted | 113 | $69,685,000 | $616,000 | $3,995,000 | $179,000 | $1,864,000 |
| File Closed For Incompleteness | 21 | $8,995,000 | $428,000 | $1,185,000 | $113,000 | $483,000 |
| Preapproval Approved but not Accepted | 1 | $205,000 | $205,000 | $205,000 | $66,000 | $66,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,505 | $548,515,000 | $364,000 | $3,995,000 | $144,000 | $4,092,000 |
| Debt-To-Income Ratio | 62 | $31,510,000 | $508,000 | $1,845,000 | $128,000 | $2,863,000 |
| Collateral | 35 | $13,965,000 | $399,000 | $1,175,000 | $130,000 | $600,000 |
| Credit History | 18 | $10,020,000 | $556,000 | $2,205,000 | $105,000 | $243,000 |
| Other | 14 | $5,420,000 | $387,000 | $945,000 | $212,000 | $1,411,000 |
| Unverifiable Information | 12 | $6,130,000 | $510,000 | $2,005,000 | $158,000 | $555,000 |
| Credit Application Incomplete | 8 | $2,530,000 | $316,000 | $545,000 | $101,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,145,000 | $306,000 | $775,000 | $106,000 | $189,000 |
| Employment History | 4 | $3,900,000 | $975,000 | $2,005,000 | $453,000 | $1,043,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sage Home Loans Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sage Home Loans Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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