Beeline Loans, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Beeline Loans, Inc. of Providence, RI reported 2,373 mortgage applications totaling $650.8 million, down 40% from 2021. The average application was for $274,270, and applicants reported an average income of $133,195. 20% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (142), Dallas-Plano-Irving, TX (111) and Atlanta-Sandy Springs-Roswell, GA (100) (applications in parentheses).
| Mortgage Company & Address | Beeline Loans, Inc. 188 Valley St Suite 225 Providence, RI 02909 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 2,373 |
| Total Mortgage Loan Application Amount | $650,845,000 |
| Average Mortgage Loan Application Amount | $274,270 |
| Highest Mortgage Loan Application Amount | $3,255,000 |
| Average Applicant Income | $133,195 |
| Highest Applicant Income | $4,009,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beeline Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Beeline Loans, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,375 | $389,395,000 | $283,000 | $2,805,000 | $126,000 | $4,009,000 |
| Home Purchase | 561 | $144,185,000 | $257,000 | $1,845,000 | $152,000 | $1,233,000 |
| Refinancing | 407 | $110,215,000 | $270,000 | $3,255,000 | $133,000 | $1,332,000 |
| Home Improvement | 30 | $7,050,000 | $235,000 | $605,000 | $114,000 | $294,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,227 | $328,115,000 | $267,000 | $3,255,000 | $133,000 | $4,009,000 |
| Not Provided | 536 | $154,630,000 | $288,000 | $1,555,000 | $128,000 | $1,300,000 |
| Hispanic | 202 | $53,100,000 | $262,000 | $1,205,000 | $110,000 | $690,000 |
| Black or African American | 165 | $42,755,000 | $259,000 | $1,345,000 | $110,000 | $512,000 |
| Asian | 121 | $36,005,000 | $297,000 | $1,845,000 | $157,000 | $980,000 |
| American Indian or Alaskan Native | 118 | $35,040,000 | $296,000 | $1,245,000 | $223,000 | $1,247,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,200,000 | $300,000 | $495,000 | $143,000 | $283,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,373 | $650,845,000 | $274,000 | $3,255,000 | $135,000 | $4,009,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 769 | $219,645,000 | $285,000 | $3,255,000 | $136,000 | $1,247,000 |
| File Closed For Incompleteness | 638 | $180,020,000 | $282,000 | $1,565,000 | $138,000 | $1,332,000 |
| Loan Originated | 485 | $123,715,000 | $255,000 | $865,000 | $145,000 | $703,000 |
| Application Denied By Financial Institution | 402 | $109,260,000 | $271,000 | $2,805,000 | $117,000 | $4,009,000 |
| Application Approved But Not Accepted | 79 | $18,205,000 | $230,000 | $615,000 | $134,000 | $349,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,971 | $541,585,000 | $274,000 | $3,255,000 | $140,000 | $1,332,000 |
| Credit History | 272 | $73,250,000 | $269,000 | $2,805,000 | $133,000 | $4,009,000 |
| Debt-To-Income Ratio | 76 | $20,090,000 | $264,000 | $685,000 | $59,000 | $200,000 |
| Other | 25 | $8,465,000 | $338,000 | $1,125,000 | $143,000 | $480,000 |
| Collateral | 16 | $4,290,000 | $268,000 | $585,000 | $109,000 | $325,000 |
| Unverifiable Information | 6 | $1,260,000 | $210,000 | $435,000 | $83,000 | $116,000 |
| Employment History | 5 | $1,355,000 | $271,000 | $385,000 | $104,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $550,000 | $275,000 | $305,000 | $51,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beeline Loans, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beeline Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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