Blaine County, ID Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,770 mortgage applications in Blaine County, ID totaling $677.2 million, down 7% from 2012. The average application was for $382,000, and applicants reported an average income of $239,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 407 applications, followed by Bank of America NA and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,770
Total Mortgage Loan Application Amount $677,193,000
Average Mortgage Loan Application Amount $382,000
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $239,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Blaine County, ID for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 407 $ 161,455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 157 $ 67,887,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 132 $ 45,889,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 90 $ 45,195,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 994,602,000 68 $ 17,672,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 67 $ 32,726,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 17,930,123,000 54 $ 19,082,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 43 $ 10,943,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 7,681,182,000 36 $ 9,511,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 31 $ 7,781,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 29 $ 5,930,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 26 $ 6,698,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 26 $ 11,515,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 26 $ 5,178,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 26 $ 5,674,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 25 $ 4,638,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 23 $ 5,754,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 18 $ 3,854,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,246,172,000 15 $ 5,853,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 13 $ 3,917,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 13 $ 20,079,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 13 $ 4,514,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 13 $ 9,360,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 12 $ 3,430,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 12 $ 3,496,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 12 $ 4,027,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 1,255,000,000 12 $ 2,348,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,617,267,000 11 $ 3,371,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 11 $ 13,744,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 11 $ 2,127,000
Pioneer Federal Credit Union
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 299,861,000 11 $ 1,685,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 34,387,677,000 9 $ 11,508,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 1,853,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 8 $ 2,660,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 2,574,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 8 $ 2,813,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 328,835,000 8 $ 1,104,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 7 $ 1,896,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 7 $ 1,078,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 1,844,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 7 $ 1,882,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 6 $ 2,622,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 6 $ 2,533,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 5 $ 3,019,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 5 $ 1,368,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 16,894,270,000 4 $ 4,084,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 4 $ 1,336,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 4 $ 1,414,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 4 $ 1,394,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 4 $ 1,016,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 970,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 1,301,234,000 3 $ 896,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 1,145,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 941,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 1,300,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 472,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ 494,398,000 3 $ 533,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 3 $ 499,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 3 $ 2,682,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 271,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 96,322,732,000 3 $ 4,428,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 3 $ 603,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 3 $ 1,223,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 3 $ 749,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 3 $ 760,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 784,781,000 3 $ 1,560,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 2 $ 489,000
Scottrade Bank
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 16,771,604,000 2 $ 2,263,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,270,837,000 2 $ 449,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,042,310,000 2 $ 860,000
Baker Boyer National Bank
7 W. MAIN
WALLA WALLA, WA 99362
* $ 546,906,000 2 $ 1,350,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 430,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 13,109,671,000 2 $ 723,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 2 $ 781,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 2 $ 802,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 901,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 952,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 2 $ 1,110,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 819,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 2 $ 724,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 2 $ 693,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 219,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 411,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 372,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 1,806,159,000 2 $ 292,000
Riverbank
202 E. SPOKANE FALLS BLVD., SUITE 500
SPOKANE, WA 99202
* $ 129,213,000 2 $ 1,116,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 2 $ 339,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 2 $ 527,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 2 $ 683,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 2 $ 711,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 1 $ 230,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 304,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 290,000
Eastern Savings Bank, FSB
11350 MCCORMICK ROAD, STE 200
HUNT VALLEY, MD 21031
* $ 480,341,000 1 $ 328,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 219,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,308,229,000 1 $ 356,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 216,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 323,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 392,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ 826,737,000 1 $ 3,510,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 120,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 372,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 306,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 1 $ 347,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 220,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 314,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 47,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 2,271,662,000 1 $ 250,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 5,528,561,000 1 $ 146,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 424,234,000 1 $ 25,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 398,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 134,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 467,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 1 $ 362,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 68,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 415,000
Crossline Capital, Inc.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 1 $ 257,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 167,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 3,670,975,000 1 $ 402,000
Puget Sound Bank
10500 NE 8TH STREET SUITE 1500
BELLEVUE, WA 98004
* $ 268,389,000 1 $ 2,016,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,794,069,000 1 $ 119,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 97,138,782,000 1 $ 592,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 152,337,000 1 $ 190,000
Pacific Nw Federal Credit Union
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 127,123,000 1 $ 150,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 28,255,036,000 1 $ 4,095,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 417,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 143,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 172,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 123,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 1 $ 661,000
Amegy Bank of Texas, NA
4400 POST OAK PKWY, 6TH FLOOR
HOUSTON, TX 77027
* $ 13,040,763,000 1 $ 835,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 21,478,406,000 1 $ 476,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 186,789,896,000 1 $ 390,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,464,717,000 1 $ 203,000
Colorado East Bank & Trust
100 W PEARL ST
LAMAR, CO 81052
* $ 798,024,000 1 $ 224,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ 133,997,000 1 $ 150,000
Heritage Bank
201 5TH AVENUE SW
OLYMPIA, WA 98501
* $ 1,174,806,000 1 $ 960,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 118,536,000,000 1 $ 950,000

The tables below break down 2013 mortgage applications in Blaine County, ID by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blaine County, ID in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,207 $493,546,000 $408,000 $10,000,000 $255,000 $9,999,000
Home Purchase 535 $178,470,000 $333,000 $5,950,000 $208,000 $4,428,000
Home Improvement 28 $5,177,000 $184,000 $845,000 $163,000 $1,551,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,348 $504,837,000 $374,000 $10,000,000 $247,000 $9,999,000
Not Provided 168 $79,526,000 $473,000 $4,854,000 $369,000 $5,100,000
Not applicable 147 $72,208,000 $491,000 $7,500,000 $141,000 $3,790,000
Hispanic 81 $15,110,000 $186,000 $945,000 $54,000 $412,000
Asian 18 $4,171,000 $231,000 $394,000 $200,000 $772,000
Black or African American 4 $765,000 $191,000 $241,000 $83,000 $123,000
American Indian or Alaskan Native 3 $363,000 $121,000 $143,000 $69,000 $93,000
Native Hawaiian or Other Pacific Islander 1 $213,000 $213,000 $213,000 $56,000 $56,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,644 $650,082,000 $395,000 $10,000,000 $254,000 $9,999,000
FHA-insured (Federal Housing Administration) 62 $14,808,000 $238,000 $672,000 $59,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $6,120,000 $161,000 $312,000 $46,000 $81,000
VA-guaranteed (Veterans Administration) 26 $6,183,000 $237,000 $519,000 $54,000 $193,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,003 $405,194,000 $403,000 $5,950,000 $267,000 $9,999,000
Application Denied By Financial Institution 279 $105,720,000 $378,000 $10,000,000 $226,000 $9,999,000
Loan Purchased By The Institution 206 $63,948,000 $310,000 $4,038,000 $150,000 $3,790,000
Application Withdrawn By Applicant 160 $51,746,000 $323,000 $1,773,000 $198,000 $4,068,000
Application Approved But Not Accepted 82 $33,573,000 $409,000 $5,300,000 $295,000 $3,170,000
File Closed For Incompleteness 40 $17,012,000 $425,000 $4,000,000 $163,000 $768,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 71 $30,027,000 $422,000 $1,575,000 $125,000 $568,000
Collateral 64 $23,651,000 $369,000 $7,500,000 $170,000 $2,695,000
Credit Application Incomplete 28 $6,964,000 $248,000 $614,000 $175,000 $878,000
Credit History 28 $22,008,000 $786,000 $10,000,000 $798,000 $9,999,000
Other 26 $7,700,000 $296,000 $987,000 $324,000 $5,100,000
Unverifiable Information 14 $2,897,000 $206,000 $611,000 $154,000 $988,000
Employment History 5 $1,325,000 $265,000 $360,000 $75,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 4 $805,000 $201,000 $298,000 $93,000 $171,000
Mortgage Insurance Denied 1 $216,000 $216,000 $216,000 $250,000 $250,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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