Bremer County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Bremer County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,214
Total Mortgage Loan Application Amount $171,670,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $100,000
Highest Applicant Income $3,616,000

Mortgage Company List for Lending in Bremer County IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 369 $ 39,215,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 133 $ 19,665,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 70 $ 8,460,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,371,634,000 68 $ 12,090,000
FIRST BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 656,644,000 68 $ 10,300,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 43 $ 7,995,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,442,452,000 43 $ 5,545,000
CEDAR FALLS COMMUNITY CREDIT UNION
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 172,020,000 42 $ 4,430,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 31 $ 3,795,000
FIDELITY BANK & TRUST
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,658,656,000 30 $ 5,430,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
REINBECK, IA 50613
* $ 1,479,040,000 26 $ 5,230,000
DENVER SAVINGS BANK
121 S. STATE STREET
DENVER, IA 50622
* $ 221,199,000 25 $ 2,945,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 20 $ 4,330,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,758,051,000 15 $ 905,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 15 $ 3,235,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 14 $ 2,110,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 12 $ 1,560,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 10 $ 1,750,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 8 $ 1,550,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 7 $ 1,655,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 1,475,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 6 $ 140,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 1,210,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 885,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 5 $ 795,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 145,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 4 $ 990,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,046,374,000 4 $ 180,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 4 $ 260,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 300,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 4 $ 820,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 4 $ 1,250,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 400,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 4 $ 470,000
BANKIOWA OF CEDAR RAPIDS
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 804,652,000 3 $ 635,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 3 $ 885,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 555,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 3 $ 635,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 525,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 650,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 2 $ 520,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 310,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 540,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 300,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 2 $ 550,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,000,660,000 2 $ 930,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 260,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 480,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,023,480,000 2 $ 110,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 2 $ 370,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 2 $ 270,000
LOANUNITED.COM, LLC
3150 HOLCOMB BRIDGE RD 4TH FLOOR
ATLANTA, GA 30071
* $ -1,000 1 $ 165,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 1 $ 85,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 1 $ 105,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 165,000
FIRST STATE BANK
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,401,610,000 1 $ 155,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,206,869,000 1 $ 125,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 275,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,193,839,000 1 $ 55,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 365,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 115,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 285,000
FARMERS & MERCHANTS SAVINGS BANK
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 593,413,000 1 $ 445,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 215,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,731,908,000 1 $ 345,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 95,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,432,330,000 1 $ 105,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 1 $ 175,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ -1,000 1 $ 145,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 155,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 1 $ 165,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 125,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,299,556,000 1 $ 385,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 1 $ 285,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 76,273,000 1 $ 75,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 215,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 1 $ 1,245,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 165,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 145,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 45,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 115,000
MOUNT VERNON BANK AND TRUST COMPANY
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 174,678,000 1 $ 235,000
COLUMBIA COMMUNITY CREDIT UNION
PO BOX 324
VANCOUVER, WA 98666
* $ 2,324,856,000 1 $ 85,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 115,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 1 $ 155,000
GREEN BELT BANK & TRUST
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 590,985,000 1 $ 375,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 145,000
COMMUNITY SAVINGS BANK
PO BOX 77
EDGEWOOD, IA 52042
* $ 521,133,000 1 $ 65,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 85,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 185,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 55,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 175,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 215,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Bremer County IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 589 $100,095,000 $169,000 $1,245,000 $94,000 $1,134,000
Refinancing 185 $28,405,000 $153,000 $705,000 $98,000 $737,000
Cash-out Refinancing 170 $28,650,000 $168,000 $1,505,000 $117,000 $3,616,000
Home Improvement 153 $7,585,000 $49,000 $355,000 $102,000 $281,000
Other Purpose 115 $6,695,000 $58,000 $455,000 $102,000 $415,000
Not Applicable 2 $240,000 $120,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,039 $143,665,000 $138,000 $1,505,000 $99,000 $3,616,000
Not Provided 81 $11,925,000 $147,000 $645,000 $85,000 $241,000
Not applicable 62 $11,760,000 $189,000 $1,245,000 $67,000 $81,000
Hispanic 20 $2,310,000 $115,000 $305,000 $188,000 $680,000
Black or African American 4 $650,000 $162,000 $265,000 $101,000 $166,000
Asian 3 $595,000 $198,000 $425,000 $120,000 $165,000
American Indian or Alaskan Native 2 $390,000 $195,000 $195,000 $81,000 $81,000
Native Hawaiian or Other Pacific Islander 2 $220,000 $110,000 $135,000 $80,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,099 $148,745,000 $135,000 $1,505,000 $102,000 $3,616,000
VA-guaranteed (Veterans Administration) 63 $15,175,000 $240,000 $475,000 $79,000 $187,000
FHA-insured (Federal Housing Administration) 48 $7,220,000 $150,000 $425,000 $65,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $530,000 $132,000 $175,000 $65,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 850 $120,590,000 $141,000 $1,505,000 $98,000 $1,128,000
Application Withdrawn By Applicant 124 $17,790,000 $143,000 $645,000 $133,000 $3,616,000
Application Denied By Financial Institution 98 $10,970,000 $111,000 $475,000 $77,000 $720,000
File Closed For Incompleteness 53 $5,955,000 $112,000 $605,000 $95,000 $221,000
Application Approved But Not Accepted 45 $7,215,000 $160,000 $865,000 $99,000 $334,000
Loan Purchased By The Institution 44 $9,150,000 $207,000 $605,000 $68,000 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,073 $155,785,000 $145,000 $1,505,000 $102,000 $3,616,000
Debt-To-Income Ratio 64 $7,160,000 $111,000 $695,000 $90,000 $249,000
Credit History 35 $3,395,000 $97,000 $455,000 $86,000 $720,000
Collateral 12 $2,130,000 $177,000 $425,000 $91,000 $251,000
Credit Application Incomplete 11 $1,105,000 $100,000 $175,000 $101,000 $255,000
Other 8 $930,000 $116,000 $235,000 $63,000 $75,000
Employment History 5 $485,000 $97,000 $295,000 $58,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 3 $495,000 $165,000 $195,000 $82,000 $149,000
Unverifiable Information 3 $185,000 $61,000 $75,000 $66,000 $117,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Iowa Lender List