Bureau County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Bureau County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 731 |
| Total Mortgage Loan Application Amount | $83,715,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $7,985,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $520,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CENTRAL BANK ILLINOIS 101 N STATE ST GENESEO, IL 61254 |
* | $ 1,231,629,000 | 111 | $ 10,195,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 4,281,261,000 | 54 | $ 5,320,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 45 | $ 4,165,000 |
| FIRST STATE BANK 706 WASHINGTON STREET MENDOTA, IL 61342 |
* | $ 1,540,979,000 | 41 | $ 3,885,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 7,845,713,000 | 32 | $ 1,350,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 29 | $ 3,555,000 |
| EUREKA SAVINGS BANK 250 MARQUETTE ST LASALLE, IL 61301 |
* | $ 402,961,000 | 29 | $ 3,075,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 20 | $ 1,310,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 14 | $ 1,820,000 |
| PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 546,694,000 | 13 | $ 1,235,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 3,460,034,000 | 10 | $ 1,020,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 10 | $ 1,540,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 10 | $ 910,000 |
| FINANCIAL PLUS CREDIT UNION 800 CHESTNUT ST OTTAWA, IL 61350 |
* | $ 468,210,000 | 9 | $ 1,245,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 9 | $ 1,595,000 |
| FIRST FEDERAL SAVINGS BANK 633 LASALLE ST OTTAWA, IL 61350 |
* | $ 363,836,000 | 9 | $ 945,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 8 | $ 540,000 |
| COMMUNITY STATE BANK 625 SE 2ND ST GALVA, IL 61434 |
* | $ 321,482,000 | 7 | $ 525,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 7 | $ 1,005,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 7 | $ 965,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 7 | $ 555,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 6 | $ 840,000 |
| STATE BANK OF TOULON 102 W MAIN STREET, PO BOX 609 TOULON, IL 61483 |
* | $ 300,206,000 | 6 | $ 520,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 6 | $ 980,000 |
| FARMERS NATIONAL BANK 114 W THIRD ST PROPHETSTOWN, IL 61277 |
* | $ 844,736,000 | 5 | $ 455,000 |
| OSB COMMUNITY BANK 925 LASALLE STREET OTTAWA, IL 61350 |
* | $ 357,790,000 | 5 | $ 705,000 |
| FIRST CENTENNIAL MORTGAGE CORPORATION 2471 W SULLIVAN ROAD CHICAGO, IL 60506 |
* | $ -1,000 | 5 | $ 745,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 5 | $ 575,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 5 | $ 665,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 5 | $ 665,000 |
| I. H. MISSISSIPPI VALLEY CREDIT UNION 2121 47TH STREET MOLINE, IL 61265 |
* | $ 2,035,629,000 | 5 | $ 305,000 |
| STREATOR ONIZED CREDIT UNION 120 E NORTHPOINT DR STREATOR, IL 61364 |
* | $ 335,438,000 | 5 | $ 535,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 7,677,655,000 | 5 | $ 385,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 4 | $ 460,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 4 | $ 550,000 |
| AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION 701 LASALLE ST OTTAWA, IL 61350 |
* | $ 1,354,398,000 | 4 | $ 300,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 4 | $ 550,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 4 | $ 240,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 3 | $ 415,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 4,865,566,000 | 3 | $ 415,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 3 | $ 225,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 12,304,953,000 | 3 | $ 235,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 875,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 305,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 3 | $ 75,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 3 | $ 195,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 3 | $ 555,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 1,991,835,000 | 3 | $ 75,000 |
| ENDEAVOR CAPITAL, LLC. 14897 CLAYTON ROAD CHESTERFIELD, MO 63017 |
* | $ -1,000 | 3 | $ 165,000 |
| HOMETOWN NATIONAL BANK 260 BUCKLIN STREET LASALLE, IL 61301 |
* | $ 295,443,000 | 3 | $ 275,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 3 | $ 245,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 3 | $ 595,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 365,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 295,000 |
| UNION FEDERAL SAVINGS AND LOAN ASSOCIATION 104 N TREMONT ST KEWANEE, IL 61443 |
* | $ 153,193,000 | 3 | $ 505,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ -1,000 | 3 | $ 315,000 |
| CIBM BANK 2913 KIRBY AVE CHAMPAIGN, IL 61821 |
* | $ 745,082,000 | 2 | $ 290,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 290,000 |
| PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 277,179,000 | 2 | $ 360,000 |
| ASCENTRA CREDIT UNION PO BOX 1107 BETTENDORF, IA 52722 |
* | $ 527,521,000 | 2 | $ 190,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 300,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 220,000 |
| SAUK VALLEY BANK & TRUST COMPANY 3319 E LINCOLNWAY STERLING, IL 61081 |
* | $ 619,074,000 | 2 | $ 270,000 |
| VERITAS FUNDING, LLC MORGUN HALL MIDVALE, UT 84047 |
* | $ -1,000 | 2 | $ 300,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 370,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 2 | $ 330,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 120,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 210,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 2 | $ 340,000 |
| PEOPLES BANK 9204 COLUMBIA AVE. MUNSTER, IN 46321 |
* | $ 2,066,734,000 | 1 | $ 175,000 |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 4601 WILSHIRE BL. STE 110 BURBANK, CA 90010 |
* | $ 1,367,031,000 | 1 | $ 65,000 |
| COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ -1,000 | 1 | $ 185,000 |
| WILLIAMSVILLE STATE BANK & TRUST 512 W MAIN ST WILLIAMSVILLE, IL 62693 |
* | $ 102,676,000 | 1 | $ 45,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 607,423,000 | 1 | $ 125,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 255,000 |
| OLD SECOND NATIONAL BANK 37 S. RIVER ST. AURORA, IL 60506 |
* | $ 5,883,754,000 | 1 | $ 155,000 |
| SENB BANK 3535 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 337,371,000 | 1 | $ 195,000 |
| PURDUE 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 1,813,728,000 | 1 | $ 65,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 85,000 |
| RUHL MORTGAGE, LLC 1701 52ND AVENUE DAVENPORT, IA 61265 |
* | $ -1,000 | 1 | $ 235,000 |
| R.I.A. FEDERAL CREDIT UNION PO BOX 4750 BETTENDORF, IA 61204 |
* | $ 596,943,000 | 1 | $ 25,000 |
| KEY MORTGAGE SERVICES, INC. 475 N. MARTINGALE RD. SUITE 100 CHICAGO, IL 60173 |
* | $ -1,000 | 1 | $ 45,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 1 | $ 165,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 26,441,420,000 | 1 | $ 185,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 135,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 441,843,000 | 1 | $ 45,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 135,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 4,554,611,000 | 1 | $ 85,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ -1,000 | 1 | $ 135,000 |
| MIDAMERICA NATIONAL BANK 100 W. ELM STREET CANTON, IL 61520 |
* | $ 575,105,000 | 1 | $ 115,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 46,490,438,000 | 1 | $ 105,000 |
| WALKER & DUNLOP, LLC 7501 WISCONSIN AVE, STE 1200E WILMINGTON, DE 20814 |
* | $ -1,000 | 1 | $ 7,985,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 1 | $ 115,000 |
| LENDAGE, LLC 1875 S GRANT ST SAN MATEO, CA 84402 |
* | $ -1,000 | 1 | $ 35,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 1 | $ 195,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 1 | $ 45,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 1 | $ 75,000 |
| FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 17,923,519,000 | 1 | $ 55,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 135,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 274,304,000 | 1 | $ 5,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 11,283,366,000 | 1 | $ 105,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 105,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 2,508,761,000 | 1 | $ 25,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 245,000 |
| SECURED INVESTMENT CORP. 701 E FRONT AVE SHERIDAN, WY 83814 |
* | $ -1,000 | 1 | $ 65,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 1 | $ 185,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 1 | $ 15,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 95,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 65,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 125,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 45,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 1 | $ 135,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 1 | $ 35,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 632,992,000 | 1 | $ 65,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 565,000 |
| HEARTLAND 2213 W WHITE OAKS DR SPRINGFIELD, IL 62704 |
* | $ 436,889,000 | 1 | $ 115,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 5,264,106,000 | 1 | $ 45,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 3,010,410,000 | 1 | $ 55,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 155,000 |
| LENDSURE MORTGAGE CORP. 16959 BERNARDO CENTER DR, #102 WILMINGTON, DE 92128 |
* | $ -1,000 | 1 | $ 125,000 |
| RESOURCE BANK, NATIONAL ASSOCIATION 555 BETHANY RD 2ND FLOOR DEKALB, IL 60115 |
* | $ 758,643,000 | 1 | $ 75,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 39,358,786,000 | 1 | $ 35,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 65,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 6,704,869,000 | 1 | $ 105,000 |
| LOAN FUNDER LLC 645 MADISON AVENUE, 19TH FLOOR NEW YORK, NY 10022 |
* | $ -1,000 | 1 | $ 145,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Bureau County IL in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 447 | $52,975,000 | $118,000 | $565,000 | $81,000 | $520,000 |
| Cash-out Refinancing | 90 | $9,570,000 | $106,000 | $485,000 | $81,000 | $328,000 |
| Other Purpose | 73 | $3,335,000 | $45,000 | $175,000 | $93,000 | $400,000 |
| Refinancing | 60 | $14,110,000 | $235,000 | $7,985,000 | $98,000 | $250,000 |
| Home Improvement | 55 | $3,175,000 | $57,000 | $245,000 | $102,000 | $288,000 |
| Not Applicable | 6 | $550,000 | $91,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 568 | $57,240,000 | $100,000 | $485,000 | $86,000 | $520,000 |
| Not Provided | 65 | $8,205,000 | $126,000 | $565,000 | $83,000 | $222,000 |
| Hispanic | 45 | $4,735,000 | $105,000 | $325,000 | $85,000 | $247,000 |
| Not applicable | 41 | $12,635,000 | $308,000 | $7,985,000 | $110,000 | $153,000 |
| Black or African American | 6 | $380,000 | $63,000 | $105,000 | $61,000 | $120,000 |
| American Indian or Alaskan Native | 3 | $115,000 | $38,000 | $45,000 | $17,000 | $32,000 |
| Asian | 3 | $405,000 | $135,000 | $225,000 | $187,000 | $328,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $53,070,000 | $94,000 | $355,000 | $90,000 | $520,000 |
| FHA-insured (Federal Housing Administration) | 106 | $21,040,000 | $198,000 | $7,985,000 | $66,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 36 | $6,790,000 | $188,000 | $565,000 | $77,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,815,000 | $112,000 | $195,000 | $63,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 459 | $47,695,000 | $103,000 | $565,000 | $87,000 | $460,000 |
| Application Denied By Financial Institution | 100 | $8,190,000 | $81,000 | $255,000 | $73,000 | $247,000 |
| Application Withdrawn By Applicant | 71 | $16,355,000 | $230,000 | $7,985,000 | $94,000 | $520,000 |
| Loan Purchased By The Institution | 52 | $6,070,000 | $116,000 | $265,000 | $62,000 | $153,000 |
| File Closed For Incompleteness | 28 | $3,150,000 | $112,000 | $355,000 | $89,000 | $337,000 |
| Application Approved But Not Accepted | 20 | $2,130,000 | $106,000 | $325,000 | $97,000 | $220,000 |
| Preapproval Denied by Financial Institution | 1 | $125,000 | $125,000 | $125,000 | $92,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 585 | $70,715,000 | $120,000 | $7,985,000 | $86,000 | $520,000 |
| Debt-To-Income Ratio | 68 | $6,850,000 | $100,000 | $335,000 | $86,000 | $460,000 |
| Credit History | 33 | $2,335,000 | $70,000 | $245,000 | $76,000 | $247,000 |
| Collateral | 27 | $2,155,000 | $79,000 | $175,000 | $83,000 | $233,000 |
| Other | 9 | $605,000 | $67,000 | $185,000 | $84,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $520,000 | $130,000 | $175,000 | $74,000 | $83,000 |
| Credit Application Incomplete | 3 | $225,000 | $75,000 | $105,000 | $53,000 | $70,000 |
| Unverifiable Information | 2 | $310,000 | $155,000 | $205,000 | $114,000 | $176,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.