Butler County, NE Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 214 mortgage applications in Butler County, NE totaling $26.5 million, down 5% from 2018. The average application was for $123,000, and applicants reported an average income of $73,000. 53% of applications resulted in an originated loan and 16% were denied. The most active lender was US Bank, N.A., with 29 applications, followed by First National Bank of Omaha and Union Bank and Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 214
Total Mortgage Loan Application Amount $26,460,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $73,000
Highest Applicant Income $300,000

Mortgage Company List for Lending in Butler County, NE for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 29 $ 2,475,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 26 $ 2,950,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,149,669,000 18 $ 1,710,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 15 $ 2,455,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,729,390,000 14 $ 1,870,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 9 $ 1,175,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 5 $ 505,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 270,476,000 5 $ 835,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 5 $ 245,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 560,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 620,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 282,419,000 4 $ 370,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 890,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 360,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 315,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 3 $ 695,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 615,000
Jones Bank
203 S 6TH ST
SEWARD, NE 68434
* $ 234,180,000 3 $ 85,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 2 $ 300,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 590,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 430,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 520,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 983,125,000 2 $ 430,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 260,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 170,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,706,292,000 2 $ 180,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 2 $ 150,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 1 $ 105,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 95,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 75,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 135,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 195,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 165,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 295,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 145,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 165,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 15,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 25,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 530,188,000 1 $ 305,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 1 $ 295,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 155,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 165,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 165,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 1 $ 35,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 609,929,000 1 $ 75,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 67,953,000 1 $ 25,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 318,389,000 1 $ 155,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 85,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,516,051,000 1 $ 5,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 35,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 25,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 125,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 25,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 115,000

The tables below break down 2019 mortgage applications in Butler County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, NE in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 106 $13,290,000 $125,000 $395,000 $69,000 $245,000
Refinancing 58 $8,430,000 $145,000 $455,000 $74,000 $169,000
Other Purpose 20 $1,930,000 $96,000 $405,000 $86,000 $300,000
Cash-out Refinancing 17 $2,175,000 $127,000 $295,000 $72,000 $175,000
Home Improvement 10 $360,000 $36,000 $75,000 $79,000 $167,000
Not Applicable 3 $275,000 $91,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 167 $21,605,000 $129,000 $455,000 $76,000 $300,000
Not applicable 23 $2,475,000 $107,000 $295,000 $74,000 $120,000
Not Provided 13 $1,615,000 $124,000 $395,000 $58,000 $179,000
Hispanic 10 $720,000 $72,000 $165,000 $38,000 $96,000
Asian 1 $45,000 $45,000 $45,000 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 160 $20,430,000 $127,000 $455,000 $81,000 $300,000
FHA-insured (Federal Housing Administration) 30 $3,030,000 $101,000 $185,000 $49,000 $99,000
VA-guaranteed (Veterans Administration) 14 $2,030,000 $145,000 $195,000 $26,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $970,000 $97,000 $155,000 $42,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 113 $13,565,000 $120,000 $395,000 $75,000 $245,000
Application Denied By Financial Institution 34 $3,080,000 $90,000 $315,000 $59,000 $167,000
Loan Purchased By The Institution 30 $4,070,000 $135,000 $375,000 $91,000 $156,000
Application Withdrawn By Applicant 20 $2,810,000 $140,000 $405,000 $69,000 $300,000
Application Approved But Not Accepted 10 $1,910,000 $191,000 $455,000 $90,000 $169,000
File Closed For Incompleteness 7 $1,025,000 $146,000 $205,000 $70,000 $158,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 172 $22,460,000 $130,000 $455,000 $76,000 $300,000
Debt-To-Income Ratio 19 $2,185,000 $115,000 $315,000 $59,000 $104,000
Credit History 10 $770,000 $77,000 $145,000 $69,000 $167,000
Collateral 6 $290,000 $48,000 $75,000 $54,000 $102,000
Unverifiable Information 3 $135,000 $45,000 $75,000 $66,000 $96,000
Credit Application Incomplete 2 $460,000 $230,000 $315,000 $35,000 $37,000
Other 2 $160,000 $80,000 $125,000 $35,000 $35,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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