American Advisors Group Mortgage Lending & HMDA Data, 2019

In 2019, American Advisors Group of Orange, CA reported 22,445 mortgage applications totaling $2.9 billion, down 18% from 2018. The average application was for $127,703, and applicants reported an average income of $29,170. 52% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (972), Denver-Aurora-Lakewood, CO (524) and Riverside-San Bernardino-Ontario, CA (522) (applications in parentheses).

Mortgage Company & Address American Advisors Group
3800 W.Chapman Suite 300
Orange, CA 92868
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 22,445
Total Mortgage Loan Application Amount $2,866,315,000
Average Mortgage Loan Application Amount $127,703
Highest Mortgage Loan Application Amount $5,465,000
Average Applicant Income $29,170
Highest Applicant Income $2,789,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Advisors Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List

Mortgage Loan Application Detail Totals for American Advisors Group in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,886 $2,620,700,000 $125,000 $5,465,000 $28,000 $2,789,000
Cash-out Refinancing 875 $134,365,000 $153,000 $945,000 $50,000 $924,000
Home Purchase 422 $83,480,000 $197,000 $965,000 $38,000 $623,000
Other Purpose 247 $26,225,000 $106,000 $505,000 $38,000 $211,000
Home Improvement 15 $1,545,000 $103,000 $485,000 $50,000 $206,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,868 $1,910,510,000 $128,000 $5,465,000 $29,000 $2,789,000
Not Provided 4,314 $495,420,000 $114,000 $3,055,000 $31,000 $420,000
Black or African American 1,779 $201,205,000 $113,000 $1,335,000 $27,000 $174,000
Hispanic 980 $148,270,000 $151,000 $3,585,000 $28,000 $513,000
Asian 315 $85,875,000 $272,000 $4,005,000 $31,000 $234,000
American Indian or Alaskan Native 95 $8,775,000 $92,000 $595,000 $27,000 $83,000
Not applicable 55 $8,765,000 $159,000 $665,000 $55,000 $380,000
Native Hawaiian or Other Pacific Islander 39 $7,495,000 $192,000 $665,000 $25,000 $54,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 20,603 $2,139,635,000 $103,000 $1,105,000 $27,000 $1,428,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,811 $720,695,000 $397,000 $5,465,000 $48,000 $2,789,000
VA-guaranteed (Veterans Administration) 31 $5,985,000 $193,000 $545,000 $50,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,679 $1,543,455,000 $132,000 $5,465,000 $29,000 $1,428,000
Application Withdrawn By Applicant 3,100 $381,460,000 $123,000 $3,155,000 $33,000 $2,789,000
Application Denied By Financial Institution 2,809 $392,945,000 $139,000 $4,005,000 $30,000 $420,000
File Closed For Incompleteness 2,559 $265,295,000 $103,000 $2,595,000 $28,000 $240,000
Loan Purchased By The Institution 2,086 $260,800,000 $125,000 $545,000 $25,000 $350,000
Application Approved But Not Accepted 212 $22,360,000 $105,000 $975,000 $27,000 $209,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,636 $2,473,370,000 $125,000 $5,465,000 $29,000 $2,789,000
Collateral 1,105 $126,165,000 $114,000 $3,585,000 $28,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 732 $118,750,000 $162,000 $4,005,000 $28,000 $390,000
Other 345 $53,805,000 $155,000 $3,845,000 $24,000 $133,000
Credit History 262 $29,790,000 $113,000 $1,245,000 $34,000 $157,000
Debt-To-Income Ratio 176 $33,910,000 $192,000 $945,000 $39,000 $193,000
Credit Application Incomplete 117 $16,285,000 $139,000 $485,000 $51,000 $231,000
Unverifiable Information 71 $14,045,000 $197,000 $2,625,000 $29,000 $103,000
Employment History 1 $195,000 $195,000 $195,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Advisors Group's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Advisors Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List