Calhoun County, AR Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 154 mortgage applications in Calhoun County, AR totaling $9.8 million, down 24% from 2013. The average application was for $63,000, and applicants reported an average income of $71,000. 66% of applications resulted in an originated loan and 16% were denied. The most active lender was Generations Bank, with 49 applications, followed by Farmers Bank & Trust and Fbt Bank & Mortgage.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 154
Total Mortgage Loan Application Amount $9,783,000
Average Mortgage Loan Application Amount $63,000
Highest Mortgage Loan Application Amount $256,000
Average Applicant Income $71,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Calhoun County, AR for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ 261,062,000 49 $ 2,086,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 812,406,000 15 $ 1,010,000
Fbt Bank & Mortgage
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 128,183,000 12 $ 686,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 731,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 352,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 5 $ 357,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 5 $ 441,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 301,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 495,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 3 $ 412,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 3 $ 69,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 2 $ 69,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,032,498,000 2 $ 240,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ 903,912,000,000 2 $ 193,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 855,988,000 2 $ 239,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 350,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,150,854,000 2 $ 62,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 115,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 227,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 3,167,950,000 1 $ 126,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 53,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 123,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 117,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 1 $ 68,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 6,825,080,000 1 $ 113,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 73,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 55,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 11,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 1 $ 15,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 1 $ 40,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 85,000

The tables below break down 2014 mortgage applications in Calhoun County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Calhoun County, AR in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 73 $4,507,000 $61,000 $256,000 $82,000 $1,000,000
Home Purchase 68 $5,031,000 $73,000 $160,000 $62,000 $179,000
Home Improvement 13 $245,000 $18,000 $86,000 $57,000 $114,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 123 $8,150,000 $66,000 $256,000 $77,000 $1,000,000
Black or African American 20 $840,000 $42,000 $160,000 $46,000 $102,000
Not Provided 7 $471,000 $67,000 $125,000 $68,000 $121,000
Not applicable 3 $239,000 $79,000 $117,000 $0 $0
Hispanic 1 $83,000 $83,000 $83,000 $70,000 $70,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 127 $7,692,000 $60,000 $256,000 $76,000 $1,000,000
FHA-insured (Federal Housing Administration) 14 $1,013,000 $72,000 $140,000 $44,000 $102,000
VA-guaranteed (Veterans Administration) 7 $499,000 $71,000 $83,000 $55,000 $91,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $579,000 $96,000 $117,000 $48,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 101 $5,736,000 $56,000 $221,000 $77,000 $1,000,000
Application Denied By Financial Institution 24 $1,663,000 $69,000 $140,000 $51,000 $179,000
Application Approved But Not Accepted 11 $478,000 $43,000 $56,000 $41,000 $86,000
Loan Purchased By The Institution 10 $1,182,000 $118,000 $256,000 $75,000 $312,000
Application Withdrawn By Applicant 7 $557,000 $79,000 $140,000 $83,000 $142,000
File Closed For Incompleteness 1 $167,000 $167,000 $167,000 $109,000 $109,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $497,000 $82,000 $140,000 $70,000 $179,000
Collateral 2 $178,000 $89,000 $125,000 $38,000 $58,000
Credit Application Incomplete 1 $49,000 $49,000 $49,000 $96,000 $96,000
Debt-To-Income Ratio 1 $68,000 $68,000 $68,000 $10,000 $10,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List