Cass County, NE Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,710 mortgage applications in Cass County, NE totaling $314.9 million, up 14% from 2018. The average application was for $184,000, and applicants reported an average income of $98,000. 58% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 134 applications, followed by First National Bank of Omaha and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,710
Total Mortgage Loan Application Amount $314,900,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $3,955,000
Average Applicant Income $98,000
Highest Applicant Income $2,184,000

Mortgage Company List for Lending in Cass County, NE for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 134 $ 22,840,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 100 $ 17,750,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 94 $ 13,120,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,729,390,000 70 $ 10,540,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 49 $ 10,635,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 46 $ 10,260,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 1,003,102,000 43 $ 4,215,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 530,188,000 38 $ 8,420,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 37 $ 4,585,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 259,917,000 37 $ 8,035,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 36 $ 9,480,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,706,292,000 34 $ 4,440,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 32 $ 7,850,000
Citizens State Bank
921 AVENUE E
WISNER, NE 68791
* $ 330,644,000 31 $ 5,105,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 31 $ 5,775,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 29 $ 6,905,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,149,669,000 29 $ 6,705,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 331,653,000 26 $ 6,680,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 270,476,000 25 $ 2,855,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 25 $ 1,445,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 24 $ 4,900,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 22 $ 4,370,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 318,389,000 22 $ 4,470,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 21 $ 4,445,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 21 $ 4,645,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,715,868,000 21 $ 5,005,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 20 $ 4,830,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 714,892,000 19 $ 1,915,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 18 $ 3,130,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 533,050,000 17 $ 2,815,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 16 $ 3,840,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 3,230,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 15 $ 3,795,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 2,725,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 282,419,000 14 $ 1,490,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 13 $ 2,155,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 2,480,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 12 $ 2,300,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 282,963,000 12 $ 7,130,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 563,681,000 11 $ 1,205,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 11 $ 1,535,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,346,426,000 11 $ 1,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 10 $ 2,120,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 10 $ 2,400,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 10 $ 3,190,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 10 $ 450,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 609,929,000 9 $ 1,105,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 2,065,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 76,306,000 8 $ 1,260,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 269,734,000 8 $ 1,500,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 806,125,000 8 $ 1,720,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 8 $ 1,530,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 7 $ 975,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 7 $ 1,235,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 7 $ 1,155,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 1,220,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 6 $ 810,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 6 $ 1,170,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 5 $ 915,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 885,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 1,235,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 1,425,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 1,035,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 671,375,000 5 $ 375,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 5 $ 485,000
Mainstreet Bank
PO BOX 7
COOK, NE 68329
* $ 96,976,000 5 $ 515,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 137,257,000 5 $ 265,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 4 $ 640,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 4 $ 750,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 4 $ 600,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 480,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 136,059,000 4 $ 950,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 540,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 545,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 465,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 455,000
Kellogg Midwest Federal Credit Union
9618 BRENTWOOD DR
LA VISTA, NE 68128
* $ 46,650,000 3 $ 345,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 966,018,000 3 $ 725,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 1,115,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 1,025,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 775,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 475,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 505,901,000 3 $ 565,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 983,125,000 3 $ 475,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 615,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 295,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 3 $ 375,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 292,321,000 2 $ 510,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 570,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,104,715,000 2 $ 460,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ -1,000 2 $ 300,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 380,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 430,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 2 $ 280,000
Lps Employees Federal Credit Union
5625 O ST., STE 106
LINCOLN, NE 68510
* $ 46,606,000 2 $ 60,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 450,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 190,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 2 $ 570,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 2 $ 510,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 430,000
Security Bank
202 EAST 2ND STREET
LAUREL, NE 68745
* $ 227,893,000 2 $ 500,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 290,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 380,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 2 $ 360,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 300,000
Firstier Bank
115 S WALNUT STREET, PO BOX 730
KIMBALL, NE 69145
* $ 349,300,000 2 $ 770,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 380,000
State Bank of Table Rock
402 HOUSTON
TABLE ROCK, NE 68447
* $ 86,406,000 2 $ 170,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ 144,959,000 2 $ 130,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 2 $ 280,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 2 $ 480,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 185,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 1 $ 135,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 917,257,000 1 $ 205,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 105,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 275,000
Wahoo State Bank
PO BOX 188
WAHOO, NE 68066
* $ 79,836,000 1 $ 65,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 1 $ 75,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 548,804,000 1 $ 75,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ 706,600,000 1 $ 295,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 1 $ 205,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 185,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 870,984,000 1 $ 145,000
First Westroads Bank, Inc.
15750 WEST DODGE ROAD
OMAHA, NE 68118
* $ 266,457,000 1 $ 55,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 335,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 295,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 245,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 205,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 425,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 165,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 215,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 67,953,000 1 $ 75,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 1 $ 25,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 205,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 185,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 485,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 375,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 135,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
Premier Bank
16802 BURKE ST
OMAHA, NE 68118
* $ 270,732,000 1 $ 455,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,273,574,000 1 $ 125,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 65,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 115,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 655,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ 938,232,000 1 $ 125,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 15,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 135,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 165,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 215,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 93,783,000 1 $ 85,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 351,982,000 1 $ 155,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 105,172,000 1 $ 405,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 75,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 1 $ 135,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 475,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 132,494,000 1 $ 265,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 85,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ 293,391,000 1 $ 65,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 125,000

The tables below break down 2019 mortgage applications in Cass County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, NE in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 829 $164,425,000 $198,000 $3,955,000 $97,000 $1,096,000
Refinancing 359 $75,215,000 $209,000 $655,000 $101,000 $410,000
Cash-out Refinancing 293 $58,555,000 $199,000 $485,000 $95,000 $367,000
Home Improvement 116 $8,290,000 $71,000 $365,000 $111,000 $2,184,000
Other Purpose 95 $6,825,000 $71,000 $295,000 $91,000 $302,000
Not Applicable 18 $1,590,000 $88,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,277 $234,875,000 $183,000 $755,000 $99,000 $2,184,000
Not applicable 227 $44,425,000 $195,000 $3,955,000 $99,000 $367,000
Not Provided 146 $24,520,000 $167,000 $505,000 $91,000 $299,000
Hispanic 33 $6,185,000 $187,000 $485,000 $88,000 $302,000
Black or African American 13 $2,435,000 $187,000 $335,000 $87,000 $199,000
Asian 8 $1,580,000 $197,000 $575,000 $211,000 $864,000
American Indian or Alaskan Native 6 $880,000 $146,000 $255,000 $65,000 $104,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,159 $200,855,000 $173,000 $3,955,000 $107,000 $2,184,000
VA-guaranteed (Veterans Administration) 295 $75,605,000 $256,000 $655,000 $84,000 $273,000
FHA-insured (Federal Housing Administration) 193 $30,165,000 $156,000 $315,000 $68,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $8,275,000 $131,000 $305,000 $57,000 $146,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 987 $184,905,000 $187,000 $3,955,000 $103,000 $2,184,000
Loan Purchased By The Institution 277 $57,635,000 $208,000 $655,000 $104,000 $367,000
Application Withdrawn By Applicant 197 $36,435,000 $184,000 $525,000 $91,000 $454,000
Application Denied By Financial Institution 184 $23,540,000 $127,000 $635,000 $82,000 $864,000
File Closed For Incompleteness 40 $7,470,000 $186,000 $385,000 $86,000 $188,000
Application Approved But Not Accepted 25 $4,915,000 $196,000 $455,000 $81,000 $270,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,338 $259,290,000 $193,000 $3,955,000 $99,000 $2,184,000
Debt-To-Income Ratio 239 $39,215,000 $164,000 $485,000 $101,000 $624,000
Credit History 47 $4,835,000 $102,000 $635,000 $100,000 $864,000
Collateral 40 $5,110,000 $127,000 $445,000 $87,000 $229,000
Other 22 $2,300,000 $104,000 $215,000 $76,000 $341,000
Credit Application Incomplete 14 $2,790,000 $199,000 $325,000 $99,000 $221,000
Unverifiable Information 5 $475,000 $95,000 $225,000 $74,000 $92,000
Employment History 3 $465,000 $155,000 $225,000 $71,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 2 $420,000 $210,000 $335,000 $81,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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