James B. Nutter & Company Mortgage Lending & HMDA Data, 2019
In 2019, James B. Nutter & Company of Kansas City, MO reported 4,201 mortgage applications totaling $839.5 million, up 48% from 2018. The average application was for $199,829, and applicants reported an average income of $21,227. 39% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Kansas City, MO-KS (1,149), Atlanta-Sandy Springs-Roswell, GA (123) and Dallas-Plano-Irving, TX (121) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Company 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,201 |
| Total Mortgage Loan Application Amount | $839,485,000 |
| Average Mortgage Loan Application Amount | $199,829 |
| Highest Mortgage Loan Application Amount | $945,000 |
| Average Applicant Income | $21,227 |
| Highest Applicant Income | $3,874,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for James B. Nutter & Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,785 | $383,125,000 | $214,000 | $685,000 | $0 | $0 |
| Cash-out Refinancing | 1,438 | $266,060,000 | $185,000 | $595,000 | $0 | $0 |
| Home Purchase | 658 | $131,410,000 | $199,000 | $945,000 | $91,000 | $3,874,000 |
| Home Improvement | 315 | $58,235,000 | $184,000 | $605,000 | $92,000 | $508,000 |
| Other Purpose | 5 | $655,000 | $131,000 | $215,000 | $64,000 | $131,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,904 | $580,830,000 | $200,000 | $945,000 | $21,000 | $508,000 |
| Black or African American | 580 | $111,230,000 | $191,000 | $685,000 | $16,000 | $217,000 |
| Hispanic | 351 | $68,575,000 | $195,000 | $605,000 | $30,000 | $3,874,000 |
| Not Provided | 238 | $51,510,000 | $216,000 | $605,000 | $16,000 | $185,000 |
| Asian | 48 | $10,560,000 | $220,000 | $475,000 | $26,000 | $221,000 |
| American Indian or Alaskan Native | 46 | $9,140,000 | $198,000 | $485,000 | $12,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,005,000 | $222,000 | $355,000 | $6,000 | $57,000 |
| Not applicable | 6 | $1,160,000 | $193,000 | $365,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,592 | $303,260,000 | $190,000 | $945,000 | $28,000 | $355,000 |
| FHA-insured (Federal Housing Administration) | 1,431 | $259,435,000 | $181,000 | $685,000 | $17,000 | $3,874,000 |
| VA-guaranteed (Veterans Administration) | 1,171 | $276,015,000 | $235,000 | $675,000 | $15,000 | $508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $775,000 | $110,000 | $155,000 | $41,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,621 | $336,155,000 | $207,000 | $945,000 | $19,000 | $370,000 |
| Application Withdrawn By Applicant | 1,285 | $267,685,000 | $208,000 | $605,000 | $16,000 | $342,000 |
| Application Denied By Financial Institution | 642 | $111,880,000 | $174,000 | $675,000 | $13,000 | $508,000 |
| File Closed For Incompleteness | 359 | $70,285,000 | $195,000 | $645,000 | $9,000 | $214,000 |
| Preapproval Denied by Financial Institution | 171 | $28,155,000 | $164,000 | $645,000 | $85,000 | $3,874,000 |
| Preapproval Approved but not Accepted | 107 | $22,475,000 | $210,000 | $625,000 | $83,000 | $209,000 |
| Application Approved But Not Accepted | 16 | $2,850,000 | $178,000 | $285,000 | $41,000 | $209,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,388 | $699,450,000 | $206,000 | $945,000 | $19,000 | $370,000 |
| Credit History | 435 | $71,985,000 | $165,000 | $645,000 | $36,000 | $3,874,000 |
| Debt-To-Income Ratio | 244 | $43,080,000 | $176,000 | $485,000 | $18,000 | $139,000 |
| Other | 75 | $15,305,000 | $204,000 | $495,000 | $7,000 | $186,000 |
| Collateral | 39 | $6,895,000 | $176,000 | $675,000 | $26,000 | $242,000 |
| Employment History | 11 | $1,455,000 | $132,000 | $405,000 | $38,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,105,000 | $157,000 | $355,000 | $46,000 | $115,000 |
| Unverifiable Information | 2 | $210,000 | $105,000 | $125,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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