James B. Nutter & Company Mortgage Lending & HMDA Data, 2020
In 2020, James B. Nutter & Company of Kansas City, MO reported 5,753 mortgage applications totaling $1.3 billion, up 37% from 2019. The average application was for $223,910, and applicants reported an average income of $66,273. 48% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (1,670), Atlanta-Sandy Springs-Roswell, GA (158) and Houston-The Woodlands-Sugar Land, TX (157) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Company 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,753 |
| Total Mortgage Loan Application Amount | $1,288,155,000 |
| Average Mortgage Loan Application Amount | $223,910 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $66,273 |
| Highest Applicant Income | $1,162,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for James B. Nutter & Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,687 | $855,975,000 | $232,000 | $945,000 | $47,000 | $881,000 |
| Cash-out Refinancing | 1,220 | $256,120,000 | $209,000 | $995,000 | $101,000 | $1,162,000 |
| Home Improvement | 440 | $86,120,000 | $195,000 | $545,000 | $105,000 | $600,000 |
| Home Purchase | 405 | $89,675,000 | $221,000 | $845,000 | $95,000 | $405,000 |
| Other Purpose | 1 | $265,000 | $265,000 | $265,000 | $85,000 | $85,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,961 | $882,355,000 | $222,000 | $945,000 | $72,000 | $1,162,000 |
| Black or African American | 802 | $177,280,000 | $221,000 | $995,000 | $44,000 | $300,000 |
| Hispanic | 435 | $98,415,000 | $226,000 | $945,000 | $55,000 | $282,000 |
| Not Provided | 341 | $80,175,000 | $235,000 | $535,000 | $69,000 | $870,000 |
| Asian | 82 | $20,290,000 | $247,000 | $545,000 | $65,000 | $221,000 |
| American Indian or Alaskan Native | 62 | $13,110,000 | $211,000 | $555,000 | $72,000 | $458,000 |
| Not applicable | 29 | $5,665,000 | $195,000 | $365,000 | $53,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,315,000 | $221,000 | $375,000 | $29,000 | $237,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,363 | $483,085,000 | $204,000 | $715,000 | $107,000 | $1,162,000 |
| FHA-insured (Federal Housing Administration) | 1,788 | $386,220,000 | $216,000 | $685,000 | $31,000 | $458,000 |
| VA-guaranteed (Veterans Administration) | 1,587 | $416,005,000 | $262,000 | $995,000 | $46,000 | $389,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,845,000 | $189,000 | $305,000 | $63,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,778 | $644,090,000 | $231,000 | $945,000 | $60,000 | $600,000 |
| Application Withdrawn By Applicant | 1,665 | $370,725,000 | $222,000 | $765,000 | $83,000 | $1,162,000 |
| File Closed For Incompleteness | 649 | $142,755,000 | $219,000 | $625,000 | $53,000 | $881,000 |
| Application Denied By Financial Institution | 504 | $101,330,000 | $201,000 | $995,000 | $65,000 | $364,000 |
| Preapproval Denied by Financial Institution | 102 | $17,990,000 | $176,000 | $515,000 | $66,000 | $284,000 |
| Application Approved But Not Accepted | 52 | $10,440,000 | $200,000 | $495,000 | $74,000 | $478,000 |
| Preapproval Approved but not Accepted | 3 | $825,000 | $275,000 | $365,000 | $100,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,147 | $1,168,835,000 | $227,000 | $945,000 | $66,000 | $1,162,000 |
| Credit History | 297 | $56,915,000 | $191,000 | $825,000 | $68,000 | $364,000 |
| Debt-To-Income Ratio | 155 | $30,665,000 | $197,000 | $505,000 | $64,000 | $191,000 |
| Other | 119 | $24,705,000 | $207,000 | $995,000 | $59,000 | $300,000 |
| Collateral | 18 | $3,760,000 | $208,000 | $435,000 | $89,000 | $251,000 |
| Employment History | 12 | $2,550,000 | $212,000 | $315,000 | $73,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $725,000 | $145,000 | $205,000 | $50,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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