James B. Nutter & Company Mortgage Lending & HMDA Data, 2021
In 2021, James B. Nutter & Company of Kansas City, MO reported 1,174 mortgage applications totaling $253.2 million, down 80% from 2020. The average application was for $215,655, and applicants reported an average income of $65,148. 16% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Kansas City, MO-KS (277), Atlanta-Sandy Springs-Roswell, GA (39) and Houston-The Woodlands-Sugar Land, TX (35) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Company 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,174 |
| Total Mortgage Loan Application Amount | $253,180,000 |
| Average Mortgage Loan Application Amount | $215,655 |
| Highest Mortgage Loan Application Amount | $1,385,000 |
| Average Applicant Income | $65,148 |
| Highest Applicant Income | $1,485,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for James B. Nutter & Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 694 | $148,090,000 | $213,000 | $605,000 | $42,000 | $455,000 |
| Cash-out Refinancing | 291 | $65,365,000 | $224,000 | $1,385,000 | $96,000 | $478,000 |
| Home Improvement | 108 | $21,710,000 | $201,000 | $545,000 | $101,000 | $1,485,000 |
| Home Purchase | 79 | $17,705,000 | $224,000 | $545,000 | $106,000 | $981,000 |
| Other Purpose | 2 | $310,000 | $155,000 | $195,000 | $59,000 | $70,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 775 | $165,365,000 | $213,000 | $1,385,000 | $67,000 | $981,000 |
| Black or African American | 159 | $34,285,000 | $215,000 | $575,000 | $52,000 | $406,000 |
| Hispanic | 113 | $24,475,000 | $216,000 | $545,000 | $61,000 | $1,485,000 |
| Not Provided | 87 | $19,925,000 | $229,000 | $545,000 | $75,000 | $478,000 |
| Asian | 17 | $4,995,000 | $293,000 | $455,000 | $63,000 | $197,000 |
| American Indian or Alaskan Native | 15 | $2,565,000 | $171,000 | $345,000 | $44,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $365,000 | $121,000 | $135,000 | $79,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 510 | $104,070,000 | $204,000 | $575,000 | $103,000 | $1,485,000 |
| FHA-insured (Federal Housing Administration) | 397 | $79,405,000 | $200,000 | $515,000 | $25,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 267 | $69,705,000 | $261,000 | $1,385,000 | $52,000 | $406,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 673 | $144,285,000 | $214,000 | $575,000 | $70,000 | $478,000 |
| File Closed For Incompleteness | 245 | $48,125,000 | $196,000 | $1,385,000 | $63,000 | $1,485,000 |
| Loan Originated | 190 | $46,970,000 | $247,000 | $605,000 | $43,000 | $981,000 |
| Application Denied By Financial Institution | 54 | $11,800,000 | $218,000 | $565,000 | $85,000 | $270,000 |
| Preapproval Denied by Financial Institution | 11 | $1,825,000 | $165,000 | $315,000 | $86,000 | $192,000 |
| Application Approved But Not Accepted | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,109 | $239,555,000 | $216,000 | $1,385,000 | $64,000 | $1,485,000 |
| Credit History | 35 | $6,225,000 | $177,000 | $475,000 | $82,000 | $192,000 |
| Debt-To-Income Ratio | 21 | $5,285,000 | $251,000 | $565,000 | $79,000 | $186,000 |
| Other | 6 | $1,280,000 | $213,000 | $265,000 | $88,000 | $154,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $61,000 | $61,000 |
| Collateral | 1 | $415,000 | $415,000 | $415,000 | $137,000 | $137,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $270,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About