James B. Nutter & Company Mortgage Lending & HMDA Data, 2017

In 2017, James B. Nutter & Company of Kansas City, MO reported 4,085 mortgage applications totaling $663.6 million. The average application was for $162,444, and applicants reported an average income of $65,368. 43% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Kansas City, MO-KS (1,336), Dallas-Plano-Irving, TX (131) and Houston-The Woodlands-Sugar Land, TX (119) (applications in parentheses).

Mortgage Company & Address James B. Nutter & Company
4153 Broadway
Kansas City, MO 64111
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 4,085
Total Mortgage Loan Application Amount $663,587,000
Average Mortgage Loan Application Amount $162,444
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $65,368
Highest Applicant Income $3,605,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for James B. Nutter & Company in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,881 $441,230,000 $153,000 $998,000 $58,000 $1,010,000
Home Purchase 1,204 $222,357,000 $184,000 $1,200,000 $83,000 $3,605,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,888 $478,388,000 $165,000 $1,200,000 $70,000 $3,605,000
Black or African American 495 $72,757,000 $146,000 $894,000 $48,000 $503,000
Hispanic 313 $49,984,000 $159,000 $998,000 $57,000 $1,010,000
Not Provided 279 $43,561,000 $156,000 $575,000 $49,000 $684,000
Asian 57 $10,894,000 $191,000 $534,000 $94,000 $843,000
American Indian or Alaskan Native 45 $6,531,000 $145,000 $285,000 $64,000 $213,000
Native Hawaiian or Other Pacific Islander 8 $1,472,000 $184,000 $374,000 $185,000 $919,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,769 $299,968,000 $169,000 $1,200,000 $91,000 $3,605,000
FHA-insured (Federal Housing Administration) 1,594 $212,772,000 $133,000 $452,000 $42,000 $712,000
VA-guaranteed (Veterans Administration) 722 $150,847,000 $208,000 $998,000 $55,000 $1,010,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,765 $288,472,000 $163,000 $998,000 $59,000 $843,000
Application Denied By Financial Institution 646 $90,777,000 $140,000 $795,000 $58,000 $919,000
Application Withdrawn By Applicant 569 $91,769,000 $161,000 $607,000 $77,000 $1,010,000
Preapproval Denied by Financial Institution 364 $56,402,000 $154,000 $1,156,000 $68,000 $3,605,000
Preapproval Approved but not Accepted 303 $65,384,000 $215,000 $1,200,000 $89,000 $350,000
Application Approved But Not Accepted 230 $37,555,000 $163,000 $860,000 $51,000 $307,000
File Closed For Incompleteness 204 $32,993,000 $161,000 $480,000 $81,000 $500,000
Loan Purchased By The Institution 4 $235,000 $58,000 $61,000 $33,000 $50,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 473 $64,871,000 $137,000 $808,000 $59,000 $503,000
Debt-To-Income Ratio 319 $51,453,000 $161,000 $1,156,000 $51,000 $409,000
Other 122 $14,116,000 $115,000 $320,000 $70,000 $3,605,000
Collateral 58 $9,851,000 $169,000 $477,000 $96,000 $306,000
Unverifiable Information 15 $2,970,000 $198,000 $325,000 $155,000 $919,000
Employment History 12 $1,803,000 $150,000 $280,000 $57,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,035,000 $203,000 $510,000 $62,000 $161,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess James B. Nutter & Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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