Cass County, TX Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 1,251 mortgage applications in Cass County, TX totaling $164.9 million, up 34% from 2019. The average application was for $131,000, and applicants reported an average income of $82,000. 41% of applications resulted in an originated loan and 25% were denied. The most active lender was 21st Mortgage, with 162 applications, followed by Red River Employees Federal Credit Union and Texar Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,251
Total Mortgage Loan Application Amount $164,945,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $925,000
Average Applicant Income $82,000
Highest Applicant Income $1,154,000

Mortgage Company List for Lending in Cass County, TX for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 162 $ 13,980,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 58 $ 4,870,000
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 345,713,000 54 $ 6,730,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 50 $ 3,470,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 39 $ 5,055,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 38 $ 6,850,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 267,974,000 35 $ 2,405,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 34 $ 3,830,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 33 $ 5,255,000
North East Texas Credit Union
PO BOX 1480
LONE STAR, TX 75638
* $ 161,716,000 29 $ 3,435,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 266,343,000 28 $ 4,470,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 28 $ 2,370,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 4,130,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 26 $ 3,890,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 20 $ 1,300,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 19 $ 2,535,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 18 $ 2,490,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 16 $ 2,410,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 3,435,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 14 $ 1,960,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 13 $ 2,515,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 13 $ 1,135,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 13 $ 1,285,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 2,370,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 12 $ 1,980,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 11 $ 1,345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 11 $ 2,835,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 10 $ 2,400,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 9 $ 1,335,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 9 $ 725,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 8 $ 880,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 8 $ 1,660,000
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 190,310,000 8 $ 990,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 8 $ 1,090,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,040,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,400,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,340,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 8 $ 1,700,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,540,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 1,724,820,000 7 $ 1,575,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ 769,422,000 7 $ 1,225,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 138,624,000 7 $ 535,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 6 $ 880,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 217,610,000 6 $ 480,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,120,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,270,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 6 $ 950,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 915,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,245,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 855,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 805,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 1,859,995,000 5 $ 1,275,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 805,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 495,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 630,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 4 $ 750,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 4 $ 800,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 4 $ 320,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 4 $ 530,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 4 $ 1,090,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 330,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 4 $ 530,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 2,408,053,000 3 $ 525,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 285,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 3 $ 525,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 3 $ 285,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 3 $ 615,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 665,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 3 $ 335,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 535,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 2 $ 40,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 380,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 2 $ 260,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 2 $ 300,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 420,000
Bonvenu Bank, NA
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 1,041,866,000 2 $ 500,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 350,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 100,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 330,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 796,073,000 2 $ 240,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 789,398,000 2 $ 200,000
First National Bank of East Texas
206 US HWY 271 N
GILMER, TX 75644
* $ 469,240,000 2 $ 280,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 380,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 550,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 170,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 190,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 347,773,000 2 $ 260,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 160,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 70,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 440,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 270,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 2 $ 290,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 270,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 653,193,000 2 $ 270,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 195,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 1 $ 225,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,168,844,000 1 $ 155,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,743,520,000 1 $ 165,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 1 $ 205,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 1 $ 325,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 145,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 1 $ 55,000
Texas National Bank of Jacksonville
1518 E GRANDE BLVD
TYLER, TX 75703
* $ 561,787,000 1 $ 85,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 441,769,000 1 $ 85,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 115,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 45,000
Texas Bank
P O BOX 1190
HENDERSON, TX 75652
* $ 492,840,000 1 $ 115,000
Lone Star Credit Union
7508 FERGUSON ROAD
DALLAS, TX 75228
* $ 121,887,000 1 $ 155,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 145,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 1 $ 255,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 295,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 115,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 185,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 105,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 135,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 1 $ 125,000
Progressive Bank
1411 NORTH 19TH STREET, P O BOX 4053
MONROE, LA 71201
* $ 585,336,000 1 $ 135,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 175,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 1,467,907,000 1 $ 155,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 2,318,497,000 1 $ 205,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 55,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 1 $ 55,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 125,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 145,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 225,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 135,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 2,669,138,000 1 $ 115,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 588,660,000 1 $ 115,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 335,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 245,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 1 $ 35,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 791,565,000 1 $ 105,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 95,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 185,000
Coosa Valley Credit Union
2010 REDMOND CIRCLE
ROME, GA 30165
* $ 352,247,000 1 $ 25,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 1 $ 225,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 1 $ 65,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 95,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 1 $ 105,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 55,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 285,000
First Ic Corporation
5593 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 704,772,000 1 $ 125,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 125,000
Community Bank
PO BOX 2232
LONGVIEW, TX 75606
* $ 213,488,000 1 $ 115,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 125,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 385,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ -1,000 1 $ 245,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 145,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 115,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 255,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 275,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 265,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 215,000
Spring Hill State Bank
3700 GILMER ROAD
LONGVIEW, TX 75604
* $ 195,044,000 1 $ 115,000
Diamond Bank
PO BOX 10
GLENWOOD, AR 71943
* $ 642,288,000 1 $ 5,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 205,000
Alliance Bank
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 979,757,000 1 $ 155,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 73,336,000,000 1 $ 95,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 1 $ 75,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 478,725,000 1 $ 85,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 375,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 135,000

The tables below break down 2020 mortgage applications in Cass County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, TX in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 769 $95,955,000 $124,000 $925,000 $72,000 $575,000
Refinancing 293 $47,535,000 $162,000 $505,000 $109,000 $1,154,000
Cash-out Refinancing 101 $14,145,000 $140,000 $515,000 $88,000 $345,000
Not Applicable 34 $3,520,000 $103,000 $325,000 $0 $0
Home Improvement 30 $2,070,000 $69,000 $365,000 $98,000 $407,000
Other Purpose 24 $1,720,000 $71,000 $255,000 $88,000 $593,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 808 $108,160,000 $133,000 $515,000 $89,000 $1,154,000
Black or African American 166 $16,170,000 $97,000 $405,000 $52,000 $165,000
Not applicable 117 $18,585,000 $158,000 $925,000 $112,000 $393,000
Not Provided 89 $13,925,000 $156,000 $405,000 $88,000 $345,000
Hispanic 45 $4,835,000 $107,000 $285,000 $63,000 $153,000
American Indian or Alaskan Native 17 $2,255,000 $132,000 $255,000 $67,000 $159,000
Asian 6 $790,000 $131,000 $195,000 $49,000 $76,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 908 $111,850,000 $123,000 $925,000 $86,000 $1,154,000
FHA-insured (Federal Housing Administration) 152 $19,760,000 $130,000 $285,000 $68,000 $168,000
VA-guaranteed (Veterans Administration) 148 $28,300,000 $191,000 $465,000 $67,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $5,035,000 $117,000 $205,000 $55,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 518 $75,050,000 $144,000 $925,000 $91,000 $759,000
Application Denied By Financial Institution 308 $31,940,000 $103,000 $805,000 $62,000 $407,000
Loan Purchased By The Institution 147 $22,465,000 $152,000 $515,000 $96,000 $393,000
Application Withdrawn By Applicant 108 $17,490,000 $161,000 $505,000 $84,000 $331,000
File Closed For Incompleteness 96 $10,110,000 $105,000 $265,000 $82,000 $244,000
Application Approved But Not Accepted 54 $6,410,000 $118,000 $365,000 $105,000 $1,154,000
Preapproval Denied by Financial Institution 14 $1,010,000 $72,000 $125,000 $45,000 $109,000
Preapproval Approved but not Accepted 6 $470,000 $78,000 $125,000 $39,000 $52,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 829 $121,335,000 $146,000 $925,000 $90,000 $1,154,000
Debt-To-Income Ratio 185 $19,845,000 $107,000 $805,000 $71,000 $488,000
Credit History 166 $15,340,000 $92,000 $395,000 $63,000 $407,000
Collateral 18 $2,170,000 $120,000 $215,000 $85,000 $190,000
Other 17 $2,035,000 $119,000 $235,000 $81,000 $178,000
Credit Application Incomplete 16 $1,970,000 $123,000 $265,000 $79,000 $193,000
Unverifiable Information 10 $970,000 $97,000 $215,000 $89,000 $195,000
Employment History 8 $950,000 $118,000 $185,000 $24,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 2 $330,000 $165,000 $265,000 $49,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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